Younited Financial SA (FRA:HT5) Stock Price, Trades & News

Younited Financial SA is a specialized credit institution and investment services provider supervised by the ACPR and AMF in France, under the oversight of the ECB. By leveraging its powerful technology platform with open banking, modern APIs and artificial intelligence, Younited has built an efficient and scalable pan-European consumer credit platform to transform the European consumer loan market and help households reach financial well-being.

Financial Strength

4/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	1.41
Equity-to-Asset	0.16
Debt-to-Equity	0.71
Debt-to-EBITDA	-8.38
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	4/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	0.91	Distress Grey Safe
Beneish M-Score	-2.1	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	30.1
	3-Year EBITDA Growth Rate	13.4
	3-Year FCF Growth Rate	30.9
	3-Year Book Growth Rate	18.9

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	41.56
	9-Day RSI	39.54
	14-Day RSI	39.66
	3-1 Month Momentum %	-5.88
	6-1 Month Momentum %	-7.25
	12-1 Month Momentum %	-35.35

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	14.51
	Quick Ratio	14.51
	Cash Ratio	2.5
	Days Sales Outstanding	77.47
	Days Payable	149.38

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-1.7
	Shareholder Yield %	-17.69

Profitability Rank

1/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	41.64
	Operating Margin %	-48.28
	Net Margin %	-1.75
	EBITDA Margin %	-21.39
	FCF Margin %	-54.33
	OCF Margin %	-54.33
	ROE %	-0.71
	ROA %	-0.12
	ROIC %	-0.39
	3-Year ROIIC %	41.34
	ROC (Joel Greenblatt) %	-303.43
	ROCE %	-3.54

GF Value Rank

	Name	Current	Vs Industry		Vs History
	Forward PE Ratio	25.91
	PE Ratio without NRI	90
	PS Ratio	2.46
	PB Ratio	1.13
	Price-to-Tangible-Book	1.39
	EV-to-EBIT	-4.36
	EV-to-EBITDA	-9.84
	EV-to-Revenue	2.1
	EV-to-FCF	-3.87
	Price-to-Graham-Number	2.36
	Price-to-Net-Current-Asset-Value	1.71
	Earnings Yield (Greenblatt) %	-22.94
	FCF Yield %	-19.09

GF Value™

FRA:HT5

Warning Signs

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Younited Financial SA Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Younited Financial SA Stock Events

Financials Calendars

	Event	Date	Price (€)
No Event Data

Press Release

	Subject	Date
No Press Release

Articles on Younited Financial SA

No articles.

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