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Younited FinancialFRA:HT5 -5.65%8 3-1 Month Momentum % is -15.22% as of Jul. 23, 2026. GuruFocus rates FRA:HT5 with a GF Score™ of 8/100. The stock has 1 warning sign investors should review. Among 556 Credit Services companies, Younited Financial ranks worse than 69.24% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-23), Younited Financial's 3-1 Month Momentum % is -15.22%.
The industry rank for Younited Financial's 3-1 Month Momentum % or its related term are showing as below:
FRA:HT5's 3-1 Month Momentum % is ranked worse than 69.24% of 556
companies
in the Credit Services industry
Industry Median: -3.03
vs FRA:HT5: -15.22
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Younited Financial 3-1 Month Momentum % Related Terms
FRA:HT5 vs V, MA, AXP: 3-1 Month Momentum % Comparison
For the Credit Services subindustry, Younited Financial's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Younited Financial 3-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Younited Financial's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Younited Financial's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Younited Financial (FRA:HT5) has a 3-1 Month Momentum % of -15.22% as of Jul. 23, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Younited Financial and its competitors. According to the industry distribution chart, Younited Financial ranks #385 out of 556 companies in the Credit Services industry, placing it in the top 69.2%.
Is Younited Financial's 3-1 Month Momentum % too high?
Younited Financial's current 3-1 Month Momentum % is -15.22%. Based on the distribution chart, Younited Financial ranks #385 out of 556 companies in the Credit Services industry, which is below the industry midpoint. Overall, Younited Financial has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Younited Financial's 3-1 Month Momentum % compare to V and MA?
According to the Credit Services industry distribution chart, Younited Financial ranks #385 out of 556 companies for 3-1 Month Momentum %. This places Younited Financial in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
A good 3-1 Month Momentum % depends on the Credit Services industry context. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Younited Financial and its competitors. Younited Financial's current 3-1 Month Momentum % is -15.22%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Younited Financial stock overvalued right now?
Younited Financial (FRA:HT5) has a current 3-1 Month Momentum % of -15.22%. The current 3-1 Month Momentum % is -15.22%. Younited Financial's overall GF Score™ is 8/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Younited Financial (FRA:HT5), the current 3-1 Month Momentum % is -15.22% as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Younited Financial SA is a specialized credit institution and investment services provider supervised by the ACPR and AMF in France, under the oversight of the ECB. By leveraging its powerful technology platform with open banking, modern APIs and artificial intelligence, Younited has built an efficient and scalable pan-European consumer credit platform to transform the European consumer loan market and help households reach financial well-being.
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