Business Description
PKO Bank Polski SA
ISIN : PLPKO0000016
Share Class Description:
FRA:P9O: Ordinary SharesTotal Employee Number:
25,281Compare
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Traded in other countries / regions
PKO.Poland0FMO.UKPSZKY.USAP90.GermanyPKO.Czech Republic IPO Date
2012-05-25Description
PKO Bank Polski SA is a universal banking group operating predominantly in Poland. Its various products and service offerings include retail deposits, mortgage loans, consumer finance, corporate deposits, corporate loans, and asset management, among others. The majority of its net revenue is net interest income, overwhelmingly derived from customer loans. Along with its subsidiaries, the company operates in three main segments: Retail, Corporate and Investment, and Transfer Center and Other. Maximum revenue is generated from the Retail segment, which offers various services to individuals as part of retail, private, and mortgage banking, and to legal entities as part of corporate banking.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.67 | |||||
Equity-to-Asset | 0.1 | |||||
Debt-to-Equity | 0.61 | |||||
Debt-to-EBITDA | N/A |
N/A
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N/A
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Interest Coverage | N/A |
N/A
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N/A
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Piotroski F-Score | 6/9 | |||||
Beneish M-Score | -2.53 | |||||
WACC vs ROIC | ||||||
Growth Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 21.5 | |||||
3-Year EPS without NRI Growth Rate | 46.5 | |||||
3-Year FCF Growth Rate | -15.7 | |||||
3-Year Book Growth Rate | 17.9 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 11.04 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 4.38 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 57.04 | |||||
9-Day RSI | 53.69 | |||||
14-Day RSI | 53.27 | |||||
3-1 Month Momentum % | 14.46 | |||||
6-1 Month Momentum % | 14.35 | |||||
12-1 Month Momentum % | 32.78 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 5.25 | |||||
Dividend Payout Ratio | 0.49 | |||||
3-Year Dividend Growth Rate | 44.1 | |||||
Forward Dividend Yield % | 5.89 | |||||
5-Year Yield-on-Cost % | 5.44 | |||||
Shareholder Yield % | 0.15 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 34.45 | |||||
FCF Margin % | 55.99 | |||||
OCF Margin % | 60.46 | |||||
ROE % | 19.1 | |||||
ROA % | 1.91 | |||||
Years of Profitability over Past 10-Year | 9 | |||||
Moat Score | 6 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 12.19 | |||||
Forward PE Ratio | 12.08 | |||||
PE Ratio without NRI | 9.33 | |||||
Shiller PE Ratio | 23.01 | |||||
Price-to-Owner-Earnings | 5.74 | |||||
PEG Ratio | 0.99 | |||||
PS Ratio | 4.2 | |||||
PB Ratio | 2.19 | |||||
Price-to-Tangible-Book | 2.35 | |||||
Price-to-Free-Cash-Flow | 7.51 | |||||
Price-to-Operating-Cash-Flow | 6.95 | |||||
EV-to-Forward-EBIT | 5.45 | |||||
EV-to-Revenue | 4.6 | |||||
EV-to-Forward-Revenue | 3.73 | |||||
EV-to-FCF | 8.2 | |||||
Price-to-GF-Value | 1.45 | |||||
Price-to-Projected-FCF | 0.35 | |||||
Price-to-DCF (Earnings Based) | 0.38 | |||||
Price-to-DCF (FCF Based) | 0.72 | |||||
Price-to-Median-PS-Value | 1.38 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.85 | |||||
Price-to-Graham-Number | 0.99 | |||||
FCF Yield % | 13.29 | |||||
Forward Rate of Return (Yacktman) % | 26.14 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
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PKO Bank Polski SA Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 7,227.746 | ||
| EPS (TTM) (€) | 1.996 | ||
| Beta | 0.5892 | ||
| 3-Year Sharpe Ratio | 1.37 | ||
| 3-Year Sortino Ratio | 2.97 | ||
| Volatility % | 27.8 | ||
| 14-Day RSI | 53.27 | ||
| 14-Day ATR (€) | 0.675584 | ||
| 20-Day SMA (€) | 24.239 | ||
| 12-1 Month Momentum % | 32.78 | ||
| 52-Week Range (€) | 15.81 - 25.595 | ||
| Shares Outstanding (Mil) | 1,250 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
PKO Bank Polski SA Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
PKO Bank Polski SA Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| PLN 6.140000 Cash Dividend | 2026-08-04 | In 32 days | ||
| PLN 5.480000 Cash Dividend | 2025-08-04 | 19.16 (-1.72%) | ||
| PLN 2.590000 Cash Dividend | 2024-08-07 | 12.30 (+0.00%) |
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PKO Bank Polski SA Frequently Asked Questions
What is PKO Bank Polski SA(FRA:P9O)'s stock price today?
The current price of FRA:P9O is €24.55. The 52 week high of FRA:P9O is €25.60 and 52 week low is €15.81.
When is next earnings date of PKO Bank Polski SA(FRA:P9O)?
The next earnings date of PKO Bank Polski SA(FRA:P9O) is .
Does PKO Bank Polski SA(FRA:P9O) pay dividends? If so, how much?
The Dividend Yield %  of PKO Bank Polski SA(FRA:P9O) is 5.25% (As of Today), Highest Dividend Payout Ratio of PKO Bank Polski SA(FRA:P9O) was 0.5. The lowest was 0.18. And the median was 0.41. The  Forward Dividend Yield % of PKO Bank Polski SA(FRA:P9O) is 5.89%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on PKO Bank Polski SA
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