PKO Bank Polski (FRA:P9O) Enterprise Value: €33,024 Mil (As of Jun. 29, 2026) ***


FRA:P9O PKO Bank Polski SA FRA:P9O
77 GF Score
Price €24.63
GF Value €16.53
Valuation Significantly Overvalued
! 7 Warning Signs
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What is PKO Bank Polski Enterprise Value?

PKO Bank Polski FRA:P9O +4.06% 77 Enterprise Value is €33,024 Mil as of Jun. 29, 2026. GuruFocus rates FRA:P9O with a GF Score™ of 77/100 and a GF Value™ of €16.53 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, PKO Bank Polski's Enterprise Value is €33,024 Mil. PKO Bank Polski's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was €7,259 Mil. Therefore, PKO Bank Polski's EV-to-Revenue ratio for today is 4.55.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, PKO Bank Polski's Enterprise Value is €33,024 Mil. PKO Bank Polski's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was €4,389 Mil. Therefore, PKO Bank Polski's EV-to-OCF ratio for today is 7.52.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, PKO Bank Polski's Enterprise Value is €33,024 Mil. PKO Bank Polski's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €4,064 Mil. Therefore, PKO Bank Polski's EV-to-FCF ratio for today is 8.13.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


PKO Bank Polski  (FRA:P9O) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

PKO Bank Polski's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=33024.366/7259.165
=4.55

PKO Bank Polski's current Enterprise Value is €33,024 Mil.
PKO Bank Polski's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €7,259 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

PKO Bank Polski's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=33024.366/4388.997
=7.52

PKO Bank Polski's current Enterprise Value is €33,024 Mil.
PKO Bank Polski's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €4,389 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

PKO Bank Polski's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=33024.366/4064.266
=8.13

PKO Bank Polski's current Enterprise Value is €33,024 Mil.
PKO Bank Polski's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €4,064 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PKO Bank Polski Enterprise Value Related Terms


PKO Bank Polski Enterprise Value Historical Data

* Premium members only.

The historical data trend for PKO Bank Polski's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PKO Bank Polski Enterprise Value Chart

PKO Bank Polski Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14,291.21 5,733.92 12,531.99 17,926.75 28,763.62

PKO Bank Polski Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23,385.78 21,971.78 22,443.28 28,763.62 28,075.98

FRA:P9O vs PNC: Enterprise Value Comparison

For the Banks - Regional subindustry, PKO Bank Polski's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PKO Bank Polski Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, PKO Bank Polski's Enterprise Value distribution charts can be found below:

* The bar in red indicates where PKO Bank Polski's Enterprise Value falls into.


FRA:P9O
77GF Score
PKO Bank Polski SA FRA:P9O
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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PKO Bank Polski Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

PKO Bank Polski's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

PKO Bank Polski's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of €33,024 Mil mean?
PKO Bank Polski (FRA:P9O) has a Enterprise Value of €33,024 Mil as of Jun. 29, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on PKO Bank Polski and its competitors.
Is PKO Bank Polski's Enterprise Value too high?
PKO Bank Polski's current Enterprise Value is €33,024 Mil. Overall, PKO Bank Polski has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PKO Bank Polski's Enterprise Value compare to PNC?
PKO Bank Polski's Enterprise Value of €33,024 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on PKO Bank Polski and its competitors. PKO Bank Polski's current Enterprise Value is €33,024 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PKO Bank Polski stock overvalued right now?
Based on GuruFocus' analysis, PKO Bank Polski (FRA:P9O) is currently considered Significantly Overvalued. The stock's GF Value™ is €16.53, compared to a current price of €24.63 — trading 49% above its estimated fair value. The current Enterprise Value is €33,024 Mil. PKO Bank Polski's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For PKO Bank Polski (FRA:P9O), the current Enterprise Value is €33,024 Mil as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PKO Bank Polski (FRA:P9O) Overvalued in 2026?

Based on GuruFocus' analysis, PKO Bank Polski stock appears to be overvalued. The current stock price of €24.63 is trading 49% above its estimated GF Value™ of €16.53. GuruFocus considers PKO Bank Polski to be Significantly Overvalued.

Key valuation signals for FRA:P9O:

  • Enterprise Value: €33,024 Mil
  • GF Value™: €16.53 vs. price of €24.63 (49% above fair value)
  • GF Score™: 77/100 with 7 warning signs

No single metric tells the full story. See the FRA:P9O stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PKO Bank Polski Business Description

Address Swietokrzyska 36, Warsaw, POL, 00-116
PKO Bank Polski SA is a universal banking group operating predominantly in Poland. Its various products and service offerings include retail deposits, mortgage loans, consumer finance, corporate deposits, corporate loans, and asset management, among others. The majority of its net revenue is net interest income, overwhelmingly derived from customer loans. Along with its subsidiaries, the company operates in three main segments: Retail, Corporate and Investment, and Transfer Center and Other. Maximum revenue is generated from the Retail segment, which offers various services to individuals as part of retail, private, and mortgage banking, and to legal entities as part of corporate banking.
77GF Score

Get the complete analysis for FRA:P9O

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€24.63
Price
€16.53
GF Value