Business Description
JSB Financial Inc
NAICS : 522110
SIC : 6022
ISIN : US4662821002
Description
JSB Financial Inc provides banking products and services to individuals, agricultural businesses, small and medium enterprises, local government entities, and nonprofit organizations through its offices in Jefferson and Berkeley Counties, West Virginia, and Washington County, Maryland. It operates through a single community banking segment, offering deposit products such as checking, savings, time, and money market accounts, along with personal, credit card, commercial, construction, and real estate loans, and services like safe deposit boxes and wire transfers. Revenue is mainly generated from interest income on loans and investment securities, as well as fees and other income.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 14.84 | |||||
Equity-to-Asset | 0.07 | |||||
Debt-to-Equity | 0.06 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 7/9 | |||||
Beneish M-Score | -2.19 | |||||
WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 8.4 | |||||
3-Year EPS without NRI Growth Rate | 4.9 | |||||
3-Year FCF Growth Rate | -0.6 | |||||
3-Year Book Growth Rate | 20.6 |
Momentum Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 0.69 | |||||
9-Day RSI | 9.03 | |||||
14-Day RSI | 23.2 | |||||
3-1 Month Momentum % | -0.2 | |||||
6-1 Month Momentum % | 21.12 | |||||
12-1 Month Momentum % | 27.3 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 2.3 | |||||
Dividend Payout Ratio | 0.16 | |||||
3-Year Dividend Growth Rate | 5.7 | |||||
Forward Dividend Yield % | 2.3 | |||||
5-Year Yield-on-Cost % | 3.09 | |||||
3-Year Average Share Buyback Ratio | 2.3 | |||||
Shareholder Yield % | 20.93 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 23.91 | |||||
FCF Margin % | 24.02 | |||||
OCF Margin % | 25.14 | |||||
ROE % | 12.47 | |||||
ROA % | 0.76 | |||||
Years of Profitability over Past 10-Year | 9 | |||||
Moat Score | 2 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 7.54 | |||||
PE Ratio without NRI | 7.55 | |||||
Price-to-Owner-Earnings | 8.71 | |||||
PEG Ratio | 1.89 | |||||
PS Ratio | 1.8 | |||||
PB Ratio | 0.85 | |||||
Price-to-Tangible-Book | 0.85 | |||||
Price-to-Free-Cash-Flow | 7.5 | |||||
Price-to-Operating-Cash-Flow | 7.16 | |||||
EV-to-Revenue | 0.15 | |||||
EV-to-FCF | 0.62 | |||||
Price-to-GF-Value | 1.08 | |||||
Price-to-Projected-FCF | 0.4 | |||||
Price-to-Graham-Number | 0.53 | |||||
FCF Yield % | 13.31 | |||||
Forward Rate of Return (Yacktman) % | 17.47 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
JSB Financial Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 17.413 | ||
| EPS (TTM) ($) | 16.17 | ||
| Beta | -0.0051 | ||
| 3-Year Sharpe Ratio | 0.82 | ||
| 3-Year Sortino Ratio | 1.98 | ||
| Volatility % | 21.34 | ||
| 14-Day RSI | 23.2 | ||
| 14-Day ATR ($) | 0.291066 | ||
| 20-Day SMA ($) | 124.475 | ||
| 12-1 Month Momentum % | 27.3 | ||
| 52-Week Range ($) | 93 - 130 | ||
| Shares Outstanding (Mil) | 0.26 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
JSB Financial Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
JSB Financial Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| USD 1.450000 Cash Dividend | 2026-03-02 | 130.00 (+0.00%) | ||
| USD 1.350000 Cash Dividend | 2025-09-02 | 105.00 (+0.00%) | ||
| USD 1.250000 Cash Dividend | 2025-03-03 | 100.00 (+0.00%) | ||
| USD 1.200000 Cash Dividend | 2024-08-30 | 90.00 (+0.00%) |
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JSB Financial Inc Frequently Asked Questions
What is JSB Financial Inc(JFWV)'s stock price today?
The current price of JFWV is $122.00. The 52 week high of JFWV is $130.00 and 52 week low is $93.00.
When is next earnings date of JSB Financial Inc(JFWV)?
The next earnings date of JSB Financial Inc(JFWV) is .
Does JSB Financial Inc(JFWV) pay dividends? If so, how much?
The Dividend Yield %  of JSB Financial Inc(JFWV) is 2.3% (As of Today), Highest Dividend Payout Ratio of JSB Financial Inc(JFWV) was 0.23. The lowest was 0.15. And the median was 0.16. The  Forward Dividend Yield % of JSB Financial Inc(JFWV) is 2.3%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on OTCPK:JFWV
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Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on JSB Financial Inc
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