JSB Financial (JSB Financial) Equity-to-Asset : 0.08 (As of Sep. 2007)

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What is JSB Financial Equity-to-Asset?

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. JSB Financial's Total Stockholders Equity for the quarter that ended in Sep. 2007 was $18.68 Mil. JSB Financial's Total Assets for the quarter that ended in Sep. 2007 was $248.87 Mil. Therefore, JSB Financial's Equity to Asset Ratio for the quarter that ended in Sep. 2007 was 0.08.

The historical rank and industry rank for JSB Financial's Equity-to-Asset or its related term are showing as below:

JFWV's Equity-to-Asset is not ranked ^*
in the Banks industry.
Industry Median: 0.09
* Ranked among companies with meaningful Equity-to-Asset only.

JSB Financial Equity-to-Asset Historical Data

The historical data trend for JSB Financial's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

JSB Financial Equity-to-Asset Chart

JSB Financial Annual Data

Trend

Equity-to-Asset

JSB Financial Quarterly Data
	Mar07	Jun07	Sep07
Equity-to-Asset	0.07	0.07	0.08

Competitive Comparison of JSB Financial's Equity-to-Asset

For the Banks - Regional subindustry, JSB Financial's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

JSB Financial's Equity-to-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, JSB Financial's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where JSB Financial's Equity-to-Asset falls into.

JSB Financial Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

JSB Financial's Equity to Asset Ratio for the fiscal year that ended in . 20 is calculated as

Equity to Asset (A: . 20 )	=	Total Stockholders Equity	/	Total Assets
	=		/
	=

JSB Financial's Equity to Asset Ratio for the quarter that ended in Sep. 2007 is calculated as

Equity to Asset (Q: Sep. 2007 )	=	Total Stockholders Equity	/	Total Assets
	=	18.68	/	248.874
	=	0.08

JSB Financial (OTCPK:JFWV) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.

JSB Financial Equity-to-Asset Related Terms

Thank you for viewing the detailed overview of JSB Financial's Equity-to-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.

JSB Financial (JSB Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » JSB Financial Inc (OTCPK:JFWV) » Definitions » Equity-to-Asset

Comparable Companies

Traded in Other Exchanges

N/A

Address

105 East Washington Street, P.O. Box 35, Shepherdstown, WV, USA, 25443

Website

https://www.jsb.bank

JSB Financial Inc Formerly Jefferson Security Bank W Va provides a full range of banking services to individuals, agricultural businesses and commercial businesses located in its service area. The company accepts various deposit products, such as checking, savings, money market, individual retirement, certificates of deposit, and overdraft protection products. Its loan portfolio includes personal and vehicle, mortgage, construction, commercial, and other loans. The company also offers ATM, online and mobile banking, bill pay, e-statements, cash management, remote deposit capture services, credit and debit cards, as well as provides security tips.

JSB Financial (JSB Financial) Headlines

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