JSB FinancialJFWV 61 Market Cap is $31.41 Mil as of Jul. 05, 2026. GuruFocus rates JFWV with a GF Score™ of 61/100 and a GF Value™ of $113.47 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,546 Banks companies, JSB Financial ranks worse than 93.79% on this metric.
Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). JSB Financial's share price for the quarter that ended in Dec. 2025 was $103.0001. JSB Financial's Shares Outstanding (EOP) for the quarter that ended in Dec. 2025 was 0.26 Mil. Therefore, JSB Financial's market cap for the quarter that ended in Dec. 2025 was $26.47 Mil.
JSB Financial's quarterly market cap
increased
from Dec. 2023 ($18.55 Mil) to Dec. 2024 ($22.68 Mil) and
increased
from Dec. 2024 ($22.68 Mil) to Dec. 2025 ($26.47 Mil).
JSB Financial's annual market cap
increased
from Dec. 2023 ($18.55 Mil) to Dec. 2024 ($22.68 Mil) and
increased
from Dec. 2024 ($22.68 Mil) to Dec. 2025 ($26.47 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. JSB Financial's Enterprise Value for Today is $2.59 Mil.
JSB Financial (OTCPK:JFWV) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
JSB Financial Market Cap Related Terms
JSB Financial Market Cap Historical Data
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The historical data trend for JSB Financial's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, JSB Financial's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JSB Financial Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, JSB Financial's Market Cap distribution charts can be found below:
* The bar in red indicates where JSB Financial's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
JSB Financial's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JSB Financial (JFWV) has a Market Cap of $31.41 Mil as of Jul. 05, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on JSB Financial and its competitors. According to the industry distribution chart, JSB Financial ranks #1450 out of 1546 companies in the Banks industry, placing it in the top 93.8%.
Is JSB Financial's Market Cap too high?
JSB Financial's current Market Cap is $31.41 Mil. The Banks industry median Market Cap is 724.42. JSB Financial's value of $31.41 Mil is 95.7% below this industry median. Based on the distribution chart, JSB Financial ranks #1450 out of 1546 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, JSB Financial has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does JSB Financial's Market Cap compare to RBNK and WOBK?
According to the Banks industry distribution chart, JSB Financial ranks #1450 out of 1546 companies for Market Cap. This places JSB Financial in the lower half of its industry. The industry median Market Cap is 724.42. JSB Financial's value of $31.41 Mil is 95.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 724.42, based on 1,546 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JSB Financial's current Market Cap of $31.41 Mil is 95.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on JSB Financial and its competitors. For the Banks industry, the median Market Cap is 724.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JSB Financial's current Market Cap is $31.41 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JSB Financial stock overvalued right now?
Based on GuruFocus' analysis, JSB Financial (JFWV) is currently considered Fairly Valued. The stock's GF Value™ is $113.47, compared to a current price of $122.00 — trading 7.5% above its estimated fair value. The current Market Cap is $31.41 Mil and 95.7% below the Banks industry median of 724.42. JSB Financial's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For JSB Financial (JFWV), the current Market Cap is $31.41 Mil as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JSB Financial (JFWV) Overvalued in 2026?
Based on GuruFocus' analysis, JSB Financial stock appears to be overvalued.
The current stock price of $122.00 is trading 7.5% above its estimated GF Value™ of $113.47.
GuruFocus considers JSB Financial to be Fairly Valued.
Key valuation signals for JFWV:
Market Cap: $31.41 Mil
GF Value™: $113.47 vs. price of $122.00 (7.5% above fair value)
Industry Position: 95.7% below the Banks median (#1450 of 1546)
No single metric tells the full story. See the JFWV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JSB Financial Inc provides banking products and services to individuals, agricultural businesses, small and medium enterprises, local government entities, and nonprofit organizations through its offices in Jefferson and Berkeley Counties, West Virginia, and Washington County, Maryland. It operates through a single community banking segment, offering deposit products such as checking, savings, time, and money market accounts, along with personal, credit card, commercial, construction, and real estate loans, and services like safe deposit boxes and wire transfers. Revenue is mainly generated from interest income on loans and investment securities, as well as fees and other income.
61GF Score
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