Alfa Financial Software Holdings (LSE:ALFA) ROCE %: 60.97% (As of Dec. 2025)


LSE:ALFA Alfa Financial Software Holdings PLC LSE:ALFA
82 GF Score
Price £1.51
GF Value £2.38
Valuation Significantly Undervalued
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What is Alfa Financial Software Holdings ROCE %?

Alfa Financial Software Holdings LSE:ALFA -1.05% 82 ROCE % is 60.97% as of Dec. 2025. GuruFocus rates LSE:ALFA with a GF Score™ of 82/100 and a GF Value™ of £2.38 (Significantly Undervalued).

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Alfa Financial Software Holdings's annualized ROCE % for the quarter that ended in Dec. 2025 was 60.97%.

Alfa Financial Software Holdings  (LSE:ALFA) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Alfa Financial Software Holdings ROCE % Related Terms

Alfa Financial Software Holdings ROCE % Historical Data

* Premium members only.

The historical data trend for Alfa Financial Software Holdings's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alfa Financial Software Holdings ROCE % Chart

Alfa Financial Software Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROCE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 35.81 53.20 59.96 65.23 68.40

Alfa Financial Software Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 52.54 64.13 66.91 73.55 60.97
LSE:ALFA
82GF Score
Alfa Financial Software Holdings PLC LSE:ALFA
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Alfa Financial Software Holdings ROCE % Calculation

Alfa Financial Software Holdings's annualized ROCE % for the fiscal year that ended in Dec. 2025 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=40.8/( ( (84.7 - 27.5) + (90.7 - 28.6) )/ 2 )
=40.8/( (57.2+62.1)/ 2 )
=40.8/59.65
=68.40 %

Alfa Financial Software Holdings's ROCE % of for the quarter that ended in Dec. 2025 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=37.8/( ( (91.7 - 29.8) + (90.7 - 28.6) )/ 2 )
=37.8/( ( 61.9 + 62.1 )/ 2 )
=37.8/62
=60.97 %

(1) Note: The EBIT data used here is two times the semi-annual (Dec. 2025) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 60.97% mean?
Alfa Financial Software Holdings (LSE:ALFA) has a ROCE % of 60.97% as of Dec. 2025.
Is Alfa Financial Software Holdings' ROCE % too high?
Alfa Financial Software Holdings' current ROCE % is 60.97%. The Software industry median ROCE % is 5.27. Alfa Financial Software Holdings' value of 60.97% is 1056.9% above this industry median. Overall, Alfa Financial Software Holdings has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alfa Financial Software Holdings' ROCE % compare to CRM and SHOP?
Alfa Financial Software Holdings' ROCE % of 60.97% can be compared against companies in the Software industry. The industry median ROCE % is 5.27. Alfa Financial Software Holdings' value of 60.97% is 1056.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Software company?
The median ROCE % among Software companies is 5.27, based on 2,713 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alfa Financial Software Holdings's current ROCE % of 60.97% is 1056.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median ROCE % is 5.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alfa Financial Software Holdings's current ROCE % is 60.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alfa Financial Software Holdings stock overvalued right now?
Based on GuruFocus' analysis, Alfa Financial Software Holdings (LSE:ALFA) is currently considered Significantly Undervalued. The stock's GF Value™ is £2.38, compared to a current price of £1.51 — trading 36.4% below its estimated fair value. The current ROCE % is 60.97% and 1056.9% above the Software industry median of 5.27. Alfa Financial Software Holdings' overall GF Score™ is 82/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Alfa Financial Software Holdings (LSE:ALFA), the current ROCE % is 60.97% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alfa Financial Software Holdings (LSE:ALFA) Overvalued in 2026?

Based on GuruFocus' analysis, Alfa Financial Software Holdings stock appears to be undervalued. The current stock price of £1.51 is trading 36.4% below its estimated GF Value™ of £2.38. GuruFocus considers Alfa Financial Software Holdings to be Significantly Undervalued.

Key valuation signals for LSE:ALFA:

  • ROCE %: 60.97%
  • GF Value™: £2.38 vs. price of £1.51 (36.4% below fair value)
  • GF Score™: 82/100
  • Industry Position: 1056.9% above the Software median

No single metric tells the full story. See the LSE:ALFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Alfa Financial Software Holdings Business Description

Other Exchanges ALFAl:UKA9F:Germany
Address 1 Fore Street Avenue, Moor Place, London, GBR, EC2Y 9DT
Alfa Financial Software Holdings PLC is principally engaged in the provision of software and software-related services to the auto and equipment finance industry. Alfa Systems, its technology platform, supports both retail and corporate business for auto, equipment, wholesale, and dealer finance on a multijurisdictional basis, including leases/loans, originations, and servicing. The company has one operating and reporting segment, being the sale of software and related services. It generates the majority of its revenue from the EMEA and Americas and the rest from other regions.
82GF Score

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ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£1.51
Price
£2.38
GF Value