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Business Description
Direct Line Insurance Group PLC
NAICS : 524126
ISIN : GB00BY9D0Y18
Description
Direct Line is one of the more focused insurers that we cover. The business sells four lines of insurance in two divisions: personal lines motor, personal lines home, rescue and other personal lines, and commercial. Rescue and other personal lines include rescue and travel with pet insurance being discontinued. Commercial insurance is sold to small businesses and Direct Line agreed to the sale of its commercial broking business. Direct Line only sells insurance in the United Kingdom. Its personal motor insurance division typically accounts for around 60% of group gross written premium and the personal home insurance unit typically sells around 20%. Rescue and other personal lines account for around 10% and commercial insurance accounts for around 10%.
Financial Strength
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 2.63 | |||||
| Equity-to-Asset | 0.28 | |||||
| Debt-to-Equity | 0.18 | |||||
| Debt-to-EBITDA | 1.88 | |||||
| Interest Coverage | 15.46 | |||||
| Piotroski F-Score | 3/9 | |||||
| Beneish M-Score | -2.66 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 13 | |||||
| 3-Year EBITDA Growth Rate | -12.7 | |||||
| 3-Year EPS without NRI Growth Rate | -23.9 | |||||
| 3-Year Book Growth Rate | -3.1 | |||||
| Future 3-5Y EPS without NRI Growth Rate Estimate | 25.43 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 12.25 | |||||
| 9-Day RSI | 21.41 | |||||
| 14-Day RSI | 29.12 | |||||
| 3-1 Month Momentum % | 7.19 | |||||
| 6-1 Month Momentum % | 53.32 | |||||
| 12-1 Month Momentum % | 46.9 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 2.65 | |||||
| Dividend Payout Ratio | 0.47 | |||||
| 3-Year Dividend Growth Rate | -35.4 | |||||
| Forward Dividend Yield % | 2.65 | |||||
| 5-Year Yield-on-Cost % | 2.65 | |||||
| 3-Year Average Share Buyback Ratio | 0.8 | |||||
| Shareholder Yield % | 2.6 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 3.58 | |||||
| FCF Margin % | -10.38 | |||||
| ROE % | 6.7 | |||||
| ROA % | 1.89 | |||||
| ROIC % | 2.41 | |||||
| 3-Year ROIIC % | -49.75 | |||||
| Years of Profitability over Past 10-Year | 9 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 23.12 | |||||
| Forward PE Ratio | 13.84 | |||||
| PE Ratio without NRI | 20.21 | |||||
| Shiller PE Ratio | 9.95 | |||||
| Price-to-Owner-Earnings | 48.96 | |||||
| PS Ratio | 0.75 | |||||
| PB Ratio | 1.34 | |||||
| Price-to-Tangible-Book | 1.96 | |||||
| EV-to-EBIT | 11.23 | |||||
| EV-to-Forward-EBIT | 3.1 | |||||
| EV-to-EBITDA | 11.23 | |||||
| EV-to-Forward-EBITDA | 3.25 | |||||
| EV-to-Revenue | 0.58 | |||||
| EV-to-Forward-Revenue | 0.54 | |||||
| EV-to-FCF | -5.78 | |||||
| Price-to-GF-Value | 1.04 | |||||
| Price-to-Projected-FCF | 0.76 | |||||
| Price-to-Median-PS-Value | 0.58 | |||||
| Price-to-Graham-Number | 1.32 | |||||
| Earnings Yield (Greenblatt) % | 8.91 | |||||
| FCF Yield % | -14.11 | |||||
| Forward Rate of Return (Yacktman) % | 11.45 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
Direct Line Insurance Group PLC Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil £) | 4,538.5 | ||
| EPS (TTM) (£) | 0.111 | ||
| Beta | 0.98 | ||
| 3-Year Sharpe Ratio | 0.15 | ||
| 3-Year Sortino Ratio | 0.25 | ||
| Volatility % | 49.24 | ||
| 14-Day RSI | 29.12 | ||
| 14-Day ATR (£) | 0.077675 | ||
| 20-Day SMA (£) | 2.789 | ||
| 12-1 Month Momentum % | 46.9 | ||
| 52-Week Range (£) | 1.471 - 2.898 | ||
| Shares Outstanding (Mil) | 1,300.96 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Direct Line Insurance Group PLC Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Direct Line Insurance Group PLC Stock Events
| Event | Date | Price (£) | ||
|---|---|---|---|---|
| No Event Data | ||||
Direct Line Insurance Group PLC Frequently Asked Questions
What is Direct Line Insurance Group PLC(LSE:DLG)'s stock price today?
The current price of LSE:DLG is £2.57. The 52 week high of LSE:DLG is £2.90 and 52 week low is £1.47.
When is next earnings date of Direct Line Insurance Group PLC(LSE:DLG)?
The next earnings date of Direct Line Insurance Group PLC(LSE:DLG) is 2025-09-04 Est..
Does Direct Line Insurance Group PLC(LSE:DLG) pay dividends? If so, how much?
The Dividend Yield %  of Direct Line Insurance Group PLC(LSE:DLG) is 2.65% (As of Today), Highest Dividend Payout Ratio of Direct Line Insurance Group PLC(LSE:DLG) was 0.77. The lowest was 0.29. And the median was 0.56. The  Forward Dividend Yield % of Direct Line Insurance Group PLC(LSE:DLG) is 2.65%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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