MS&AD Insurance Group HoldingsMSADY -3.43%78 Dividend Yield % is 1.82% as of Jun. 24, 2026, which is 53% below its 10-year median of 3.89. GuruFocus rates MSADY with a GF Score™ of 78/100 and a GF Value™ of $24.46 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 424 Insurance companies, MS&AD Insurance Group Holdings ranks worse than 61.56% on this metric.
During the past 12 months, MS&AD Insurance Group Holdings's average Dividends Per Share Growth Rate was 25.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 23.30% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 20.10% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 13.50% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of MS&AD Insurance Group Holdings was 28.90% per year. The lowest was 0.00% per year. And the median was 10.10% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
MS&AD Insurance Group Holdings (OTCPK:MSADY) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MS&AD Insurance Group Holdings Dividend Yield % Chart
MSADY vs CB, PGR, TRV: Dividend Yield % Comparison
For the Insurance - Property & Casualty subindustry, MS&AD Insurance Group Holdings's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MS&AD Insurance Group Holdings Dividend Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, MS&AD Insurance Group Holdings's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where MS&AD Insurance Group Holdings's Dividend Yield % falls into.
MS&AD Insurance Group Holdings Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
MS&AD Insurance Group Holdings Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.500387
2025-09-30
2025-09-30
2025-12-18
Cash Dividend
semi-annually
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MS&AD Insurance Group Holdings (MSADY) has a Dividend Yield % of 1.82% as of Jun. 24, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on MS&AD Insurance Group Holdings and its competitors. This is 53% below median its historical median of 3.89. Over the past decade, MS&AD Insurance Group Holdings' Dividend Yield % has ranged from 1.70 to 5.69. According to the industry distribution chart, MS&AD Insurance Group Holdings ranks #261 out of 424 companies in the Insurance industry, placing it in the top 61.6%.
Is MS&AD Insurance Group Holdings' Dividend Yield % too high?
MS&AD Insurance Group Holdings' current Dividend Yield % of 1.82% is 53% below median its 10-year median of 3.89. Over the past 10 years, this metric has ranged from a low of 1.70 to a high of 5.69. The Insurance industry median Dividend Yield % is 3.28. MS&AD Insurance Group Holdings' value of 1.82% is 44.5% below this industry median. Based on the distribution chart, MS&AD Insurance Group Holdings ranks #261 out of 424 companies in the Insurance industry, which is below the industry midpoint. Overall, MS&AD Insurance Group Holdings has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MS&AD Insurance Group Holdings' Dividend Yield % compare to CB and PGR?
According to the Insurance industry distribution chart, MS&AD Insurance Group Holdings ranks #261 out of 424 companies for Dividend Yield %. This places MS&AD Insurance Group Holdings in the lower half of its industry. The industry median Dividend Yield % is 3.28. MS&AD Insurance Group Holdings' value of 1.82% is 44.5% below this benchmark. Historically, MS&AD Insurance Group Holdings' own Dividend Yield % has ranged from 1.70 to 5.69 over the past decade. While the company's 10-year median is 3.89 vs. the industry median of 3.28, MS&AD Insurance Group Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for an Insurance company?
The median Dividend Yield % among Insurance companies is 3.28, based on 424 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MS&AD Insurance Group Holdings's current Dividend Yield % of 1.82% is 44.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on MS&AD Insurance Group Holdings and its competitors. For the Insurance industry, the median Dividend Yield % is 3.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MS&AD Insurance Group Holdings's current Dividend Yield % is 1.82%, which is 53% below median its own 10-year median of 3.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MS&AD Insurance Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, MS&AD Insurance Group Holdings (MSADY) is currently considered Modestly Overvalued. The stock's GF Value™ is $24.46, compared to a current price of $27.57 — trading 12.7% above its estimated fair value. The current Dividend Yield % is 1.82%, which is 53% below median its 10-year median of 3.89 and 44.5% below the Insurance industry median of 3.28. MS&AD Insurance Group Holdings' overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For MS&AD Insurance Group Holdings (MSADY), the current Dividend Yield % is 1.82% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MS&AD Insurance Group Holdings (MSADY) Overvalued in 2026?
Based on GuruFocus' analysis, MS&AD Insurance Group Holdings stock appears to be overvalued.
The current stock price of $27.57 is trading 12.7% above its estimated GF Value™ of $24.46.
GuruFocus considers MS&AD Insurance Group Holdings to be Modestly Overvalued.
Key valuation signals for MSADY:
Dividend Yield %: 1.82% (53% below median its 10-year median of 3.89)
GF Value™: $24.46 vs. price of $27.57 (12.7% above fair value)
Industry Position: 44.5% below the Insurance median (#261 of 424)
No single metric tells the full story. See the MSADY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MS&AD Insurance Group Holdings Business Description
MS&AD is Japan's largest domestic property and casualty insurer by market share, trailing Tokio Marine HCC in global scale. Domestically, it maintains a solid second-tier life presence. Overseas, MS&AD holds a dominant, profitable retail footprint in the Association of Southeast Asian Nations and is aggressively pivoting to US specialty lines via a milestone investment in W.R. Berkley, supported by MS Amlin's successful turnaround in global specialty markets.Domestically, MS&AD leverages deep corporate ties with Mitsui and Sumitomo, alongside an exclusive Toyota partnership that provides unparalleled advantages in capturing auto insurance customers and building advanced telematics data funnels.
78GF Score
Get the complete analysis for MSADY
Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MSADY has been successfully added to your 
