MS&AD Insurance Group HoldingsMSADY -3.43%78 Median PS Value is $11.60 as of Jun. 24, 2026, which is 945% above its 10-year median of 1.11. GuruFocus rates MSADY with a GF Score™ of 78/100 and a GF Value™ of $24.46 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 344 Insurance companies, MS&AD Insurance Group Holdings ranks worse than 90.41% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for MS&AD Insurance Group Holdings's Median PS Value or its related term are showing as below:
MSADY'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.94 Med: 1.11 Max: 2.5
Current: 2.38
During the past 13 years, the highest Price to Median PS Value of MS&AD Insurance Group Holdings was 2.50. The lowest was 0.94. And the median was 1.11.
MSADY's Price-to-Median-PS-Value is ranked worse than 90.41% of 344
companies
in the Insurance industry
Industry Median: 0.99
vs MSADY: 2.38
MS&AD Insurance Group Holdings (OTCPK:MSADY) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
MS&AD Insurance Group Holdings's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
27.57
/
11.60
=
2.38
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MS&AD Insurance Group Holdings Median PS Value Related Terms
MS&AD Insurance Group Holdings Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MS&AD Insurance Group Holdings Median PS Value Chart
For the Insurance - Property & Casualty subindustry, MS&AD Insurance Group Holdings's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MS&AD Insurance Group Holdings Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, MS&AD Insurance Group Holdings's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where MS&AD Insurance Group Holdings's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.3553.
MS&AD Insurance Group Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $32.652.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MS&AD Insurance Group Holdings (MSADY) has a Median PS Value of $11.60 as of Jun. 24, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on MS&AD Insurance Group Holdings and its competitors. This is 945% above median its historical median of 1.11. Over the past decade, MS&AD Insurance Group Holdings' Median PS Value has ranged from 0.94 to 2.50. According to the industry distribution chart, MS&AD Insurance Group Holdings ranks #311 out of 344 companies in the Insurance industry, placing it in the top 90.4%.
Is MS&AD Insurance Group Holdings' Median PS Value too high?
MS&AD Insurance Group Holdings' current Median PS Value of $11.60 is 945% above median its 10-year median of 1.11. Over the past 10 years, this metric has ranged from a low of 0.94 to a high of 2.50. The Insurance industry median Median PS Value is 0.99. MS&AD Insurance Group Holdings' value of $11.60 is 1071.7% above this industry median. Based on the distribution chart, MS&AD Insurance Group Holdings ranks #311 out of 344 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, MS&AD Insurance Group Holdings has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MS&AD Insurance Group Holdings' Median PS Value compare to CB and PGR?
According to the Insurance industry distribution chart, MS&AD Insurance Group Holdings ranks #311 out of 344 companies for Median PS Value. This places MS&AD Insurance Group Holdings in the lower half of its industry. The industry median Median PS Value is 0.99. MS&AD Insurance Group Holdings' value of $11.60 is 1071.7% above this benchmark. Historically, MS&AD Insurance Group Holdings' own Median PS Value has ranged from 0.94 to 2.50 over the past decade. While the company's 10-year median is 1.11 vs. the industry median of 0.99, MS&AD Insurance Group Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 0.99, based on 344 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MS&AD Insurance Group Holdings's current Median PS Value of $11.60 is 1071.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on MS&AD Insurance Group Holdings and its competitors. For the Insurance industry, the median Median PS Value is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MS&AD Insurance Group Holdings's current Median PS Value is $11.60, which is 945% above median its own 10-year median of 1.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MS&AD Insurance Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, MS&AD Insurance Group Holdings (MSADY) is currently considered Modestly Overvalued. The stock's GF Value™ is $24.46, compared to a current price of $27.57 — trading 12.7% above its estimated fair value. The current Median PS Value is $11.60, which is 945% above median its 10-year median of 1.11 and 1071.7% above the Insurance industry median of 0.99. MS&AD Insurance Group Holdings' overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For MS&AD Insurance Group Holdings (MSADY), the current Median PS Value is $11.60 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MS&AD Insurance Group Holdings (MSADY) Overvalued in 2026?
Based on GuruFocus' analysis, MS&AD Insurance Group Holdings stock appears to be overvalued.
The current stock price of $27.57 is trading 12.7% above its estimated GF Value™ of $24.46.
GuruFocus considers MS&AD Insurance Group Holdings to be Modestly Overvalued.
Key valuation signals for MSADY:
Median PS Value: $11.60 (945% above median its 10-year median of 1.11)
GF Value™: $24.46 vs. price of $27.57 (12.7% above fair value)
Industry Position: 1071.7% above the Insurance median (#311 of 344)
No single metric tells the full story. See the MSADY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MS&AD Insurance Group Holdings Business Description
MS&AD is Japan's largest domestic property and casualty insurer by market share, trailing Tokio Marine HCC in global scale. Domestically, it maintains a solid second-tier life presence. Overseas, MS&AD holds a dominant, profitable retail footprint in the Association of Southeast Asian Nations and is aggressively pivoting to US specialty lines via a milestone investment in W.R. Berkley, supported by MS Amlin's successful turnaround in global specialty markets.Domestically, MS&AD leverages deep corporate ties with Mitsui and Sumitomo, alongside an exclusive Toyota partnership that provides unparalleled advantages in capturing auto insurance customers and building advanced telematics data funnels.
78GF Score
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