Sterling Financial Holdings Co's quarterly market cap
increased
from Sep. 2024 (₦143,952 Mil) to Dec. 2024 (₦254,560 Mil) but then
declined
from Dec. 2024 (₦254,560 Mil) to Dec. 2025 (₦4,792 Mil).
Sterling Financial Holdings Co's annual market cap
increased
from Dec. 2023 (₦123,511 Mil) to Dec. 2024 (₦254,560 Mil) but then
declined
from Dec. 2024 (₦254,560 Mil) to Dec. 2025 (₦4,792 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Sterling Financial Holdings Co's Enterprise Value for Today is ₦-1,028,611 Mil.
Sterling Financial Holdings Co (NSA:STERLINGNG) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Sterling Financial Holdings Co Market Cap Related Terms
Sterling Financial Holdings Co Market Cap Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Sterling Financial Holdings Co's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sterling Financial Holdings Co Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, Sterling Financial Holdings Co's Market Cap distribution charts can be found below:
* The bar in red indicates where Sterling Financial Holdings Co's Market Cap falls into.
Sterling Financial Holdings Co Market Cap Calculation
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sterling Financial Holdings Co (NSA:STERLINGNG) has a Market Cap of ₦5,166 Mil as of Jul. 12, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Sterling Financial Holdings Co and its competitors. According to the industry distribution chart, Sterling Financial Holdings Co ranks #1541 out of 1548 companies in the Banks industry, placing it in the top 99.5%.
Is Sterling Financial Holdings Co's Market Cap too high?
Sterling Financial Holdings Co's current Market Cap is ₦5,166 Mil. Based on the distribution chart, Sterling Financial Holdings Co ranks #1541 out of 1548 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Sterling Financial Holdings Co has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sterling Financial Holdings Co's Market Cap compare to PNC and USB?
According to the Banks industry distribution chart, Sterling Financial Holdings Co ranks #1541 out of 1548 companies for Market Cap. This places Sterling Financial Holdings Co in the lower half of its industry. The industry median Market Cap is 715.91. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 715.91, based on 1,548 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Sterling Financial Holdings Co and its competitors. For the Banks industry, the median Market Cap is 715.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sterling Financial Holdings Co's current Market Cap is ₦5,166 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sterling Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Sterling Financial Holdings Co (NSA:STERLINGNG) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦5.70, compared to a current price of ₦7.60 — trading 33.3% above its estimated fair value. The current Market Cap is ₦5,166 Mil. Sterling Financial Holdings Co's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Sterling Financial Holdings Co (NSA:STERLINGNG), the current Market Cap is ₦5,166 Mil as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sterling Financial Holdings Co (NSA:STERLINGNG) Overvalued in 2026?
Based on GuruFocus' analysis, Sterling Financial Holdings Co stock appears to be overvalued.
The current stock price of ₦7.60 is trading 33.3% above its estimated GF Value™ of ₦5.70.
GuruFocus considers Sterling Financial Holdings Co to be Significantly Overvalued.
Key valuation signals for NSA:STERLINGNG:
Market Cap: ₦5,166 Mil
GF Value™: ₦5.70 vs. price of ₦7.60 (33.3% above fair value)
No single metric tells the full story. See the NSA:STERLINGNG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sterling Financial Holdings Co Business Description
Sterling Financial Holdings Co PLC is a developer of a nonoperating financial holding structure designed to support and grow a diversified portfolio of banking and financial service companies. The company offers commercial banking, non-interest banking, and asset management through subsidiaries, enabling individuals, businesses, and institutions to access loans, trade finance, digital banking, and investment products. The Group has five reportable segments: Retail Banking, Commercial Banking, Institutional Banking, Corporate & Investment Banking, and Special Purpose Vehicle (SPV), which are the Bank's strategic business units.
49GF Score
Get the complete analysis for NSA:STERLINGNG
Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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