FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Sterling Financial Holdings Co FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Sterling Financial Holdings Co FCF Yield % Related Terms
Sterling Financial Holdings Co FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSA:STERLINGNG vs PNC, USB: FCF Yield % Comparison
For the Banks - Regional subindustry, Sterling Financial Holdings Co's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sterling Financial Holdings Co FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Sterling Financial Holdings Co's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Sterling Financial Holdings Co's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sterling Financial Holdings Co (NSA:STERLINGNG) has a FCF Yield % of 46.93 as of Jul. 02, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Sterling Financial Holdings Co and its competitors. This is 54% below median its historical median of 103.14. According to the industry distribution chart, Sterling Financial Holdings Co ranks #205 out of 1505 companies in the Banks industry, placing it in the top 13.6%.
Is Sterling Financial Holdings Co's FCF Yield % too high?
Sterling Financial Holdings Co's current FCF Yield % of 46.93 is 54% below median its 10-year median of 103.14. The Banks industry median FCF Yield % is 8.09. Sterling Financial Holdings Co's value of 46.93 is 480.1% above this industry median. Based on the distribution chart, Sterling Financial Holdings Co ranks #205 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Sterling Financial Holdings Co has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sterling Financial Holdings Co's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Sterling Financial Holdings Co ranks #205 out of 1505 companies for FCF Yield %. This places Sterling Financial Holdings Co in the top 14% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.09. Sterling Financial Holdings Co's value of 46.93 is 480.1% above this benchmark. While the company's 10-year median is 103.14 vs. the industry median of 8.09, Sterling Financial Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.09, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sterling Financial Holdings Co's current FCF Yield % of 46.93 is 480.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Sterling Financial Holdings Co and its competitors. For the Banks industry, the median FCF Yield % is 8.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sterling Financial Holdings Co's current FCF Yield % is 46.93, which is 54% below median its own 10-year median of 103.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sterling Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Sterling Financial Holdings Co (NSA:STERLINGNG) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦5.67, compared to a current price of ₦7.45 — trading 31.4% above its estimated fair value. The current FCF Yield % is 46.93, which is 54% below median its 10-year median of 103.14 and 480.1% above the Banks industry median of 8.09. Sterling Financial Holdings Co's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Sterling Financial Holdings Co (NSA:STERLINGNG), the current FCF Yield % is 46.93 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sterling Financial Holdings Co (NSA:STERLINGNG) Overvalued in 2026?
Based on GuruFocus' analysis, Sterling Financial Holdings Co stock appears to be overvalued.
The current stock price of ₦7.45 is trading 31.4% above its estimated GF Value™ of ₦5.67.
GuruFocus considers Sterling Financial Holdings Co to be Significantly Overvalued.
Key valuation signals for NSA:STERLINGNG:
FCF Yield %: 46.93 (54% below median its 10-year median of 103.14)
GF Value™: ₦5.67 vs. price of ₦7.45 (31.4% above fair value)
Industry Position: 480.1% above the Banks median (#205 of 1505)
No single metric tells the full story. See the NSA:STERLINGNG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sterling Financial Holdings Co Business Description
Sterling Financial Holdings Co PLC is a developer of a nonoperating financial holding structure designed to support and grow a diversified portfolio of banking and financial service companies. The company offers commercial banking, non-interest banking, and asset management through subsidiaries, enabling individuals, businesses, and institutions to access loans, trade finance, digital banking, and investment products. The Group has five reportable segments: Retail Banking, Commercial Banking, Institutional Banking, Corporate & Investment Banking, and Special Purpose Vehicle (SPV), which are the Bank's strategic business units.
58GF Score
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