Sterling Financial Holdings Co (NSA:STERLINGNG) Shareholder Yield % : -515.60% (As of Dec. 2025)

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NSA:STERLINGNG Sterling Financial Holdings Co PLC NSA:STERLINGNG
49 GF Score
Price ₦7.75
GF Value ₦5.70
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Sterling Financial Holdings Co Shareholder Yield %?

Sterling Financial Holdings Co NSA:STERLINGNG 49 Shareholder Yield % is -515.60% as of Dec. 2025. GuruFocus rates NSA:STERLINGNG with a GF Score™ of 49/100 and a GF Value™ of ₦5.70 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,501 Banks companies, Sterling Financial Holdings Co ranks worse than 99.4% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Sterling Financial Holdings Co's Shareholder Yield % was -515.60%.


Sterling Financial Holdings Co  (NSA:STERLINGNG) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Sterling Financial Holdings Co Shareholder Yield % Related Terms


Sterling Financial Holdings Co Shareholder Yield % Historical Data

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The historical data trend for Sterling Financial Holdings Co's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sterling Financial Holdings Co Shareholder Yield % Chart

Sterling Financial Holdings Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 38.50 -37.77 -69.20 -43.10 -566.85

Sterling Financial Holdings Co Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Dec25
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -58.32 -48.67 -35.03 -43.10 -566.85

NSA:STERLINGNG vs PNC, USB: Shareholder Yield % Comparison

For the Banks - Regional subindustry, Sterling Financial Holdings Co's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sterling Financial Holdings Co Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Sterling Financial Holdings Co's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Sterling Financial Holdings Co's Shareholder Yield % falls into.


NSA:STERLINGNG
49GF Score
Sterling Financial Holdings Co PLC NSA:STERLINGNG
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sterling Financial Holdings Co Shareholder Yield % Calculation

Sterling Financial Holdings Co's Shareholder Yield % for the quarter that ended in Dec. 2025 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=2.55 %+-752.65 %+183.25 %
=-566.85 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of -515.60% mean?
Sterling Financial Holdings Co (NSA:STERLINGNG) has a Shareholder Yield % of -515.60% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Sterling Financial Holdings Co and its competitors. According to the industry distribution chart, Sterling Financial Holdings Co ranks #1492 out of 1501 companies in the Banks industry, placing it in the top 99.4%.
Is Sterling Financial Holdings Co's Shareholder Yield % too high?
Sterling Financial Holdings Co's current Shareholder Yield % is -515.60%. Based on the distribution chart, Sterling Financial Holdings Co ranks #1492 out of 1501 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Sterling Financial Holdings Co has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sterling Financial Holdings Co's Shareholder Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Sterling Financial Holdings Co ranks #1492 out of 1501 companies for Shareholder Yield %. This places Sterling Financial Holdings Co in the lower half of its industry. The industry median Shareholder Yield % is 1.56. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.56, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Sterling Financial Holdings Co and its competitors. For the Banks industry, the median Shareholder Yield % is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sterling Financial Holdings Co's current Shareholder Yield % is -515.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sterling Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Sterling Financial Holdings Co (NSA:STERLINGNG) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦5.70, compared to a current price of ₦7.75 — trading 36% above its estimated fair value. The current Shareholder Yield % is -515.60%. Sterling Financial Holdings Co's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Sterling Financial Holdings Co (NSA:STERLINGNG), the current Shareholder Yield % is -515.60% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sterling Financial Holdings Co (NSA:STERLINGNG) Overvalued in 2026?

Based on GuruFocus' analysis, Sterling Financial Holdings Co stock appears to be overvalued. The current stock price of ₦7.75 is trading 36% above its estimated GF Value™ of ₦5.70. GuruFocus considers Sterling Financial Holdings Co to be Significantly Overvalued.

Key valuation signals for NSA:STERLINGNG:

  • Shareholder Yield %: -515.60%
  • GF Value™: ₦5.70 vs. price of ₦7.75 (36% above fair value)
  • GF Score™: 49/100 with 5 warning signs

No single metric tells the full story. See the NSA:STERLINGNG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sterling Financial Holdings Co Business Description

Address 20, Marina, Sterling Towers, Lagos Island, Lagos, NGA
Sterling Financial Holdings Co PLC is a developer of a nonoperating financial holding structure designed to support and grow a diversified portfolio of banking and financial service companies. The company offers commercial banking, non-interest banking, and asset management through subsidiaries, enabling individuals, businesses, and institutions to access loans, trade finance, digital banking, and investment products. The Group has five reportable segments: Retail Banking, Commercial Banking, Institutional Banking, Corporate & Investment Banking, and Special Purpose Vehicle (SPV), which are the Bank's strategic business units.
49GF Score

Get the complete analysis for NSA:STERLINGNG

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦7.75
Price
₦5.70
GF Value