The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. City Union Bank's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.00.
The historical rank and industry rank for City Union Bank's Dividend Payout Ratio or its related term are showing as below:
NSE:CUB'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.02 Med: 0.07 Max: 0.18
Current: 0.11
During the past 13 years, the highest Dividend Payout Ratio of City Union Bank was 0.18. The lowest was 0.02. And the median was 0.07.
NSE:CUB's Dividend Payout Ratio is ranked better than 93.07% of 1169
companies
in the Banks industry
Industry Median: 0.32
vs NSE:CUB: 0.11
During the past 12 months, City Union Bank's average Dividends Per Share Growth Rate was 100.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 26.00% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of City Union Bank was 82.20% per year. The lowest was -44.30% per year. And the median was 15.50% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
City Union Bank (NSE:CUB) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
City Union Bank Dividend Payout Ratio Related Terms
City Union Bank Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for City Union Bank's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
City Union Bank Dividend Payout Ratio Competitor Comparison
For the Banks - Regional subindustry, City Union Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
City Union Bank Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, City Union Bank's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where City Union Bank's Dividend Payout Ratio falls into.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
City Union Bank's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
City Union Bank (NSE:CUB) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on City Union Bank and its competitors. Over the past decade, City Union Bank's Dividend Payout Ratio has ranged from 0.02 to 0.18. According to the industry distribution chart, City Union Bank ranks #81 out of 1169 companies in the Banks industry, placing it in the top 6.9%.
Is City Union Bank's Dividend Payout Ratio too high?
City Union Bank's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.18. Based on the distribution chart, City Union Bank ranks #81 out of 1169 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, City Union Bank has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does City Union Bank's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, City Union Bank ranks #81 out of 1169 companies for Dividend Payout Ratio. This places City Union Bank in the top 7% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Historically, City Union Bank's own Dividend Payout Ratio has ranged from 0.02 to 0.18 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,169 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on City Union Bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. City Union Bank's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is City Union Bank stock overvalued right now?
Based on GuruFocus' analysis, City Union Bank (NSE:CUB) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹173.39, compared to a current price of ₹217.80 — trading 25.6% above its estimated fair value. The current Dividend Payout Ratio is 0.00. City Union Bank's overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For City Union Bank (NSE:CUB), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is City Union Bank (NSE:CUB) Overvalued in 2026?
Based on GuruFocus' analysis, City Union Bank stock appears to be overvalued.
The current stock price of ₹217.80 is trading 25.6% above its estimated GF Value™ of ₹173.39.
GuruFocus considers City Union Bank to be Modestly Overvalued.
Key valuation signals for NSE:CUB:
Dividend Payout Ratio: 0.00
GF Value™: ₹173.39 vs. price of ₹217.80 (25.6% above fair value)
No single metric tells the full story. See the NSE:CUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
City Union Bank Ltd is a provider of banking products and services to individuals and corporations in India. The company is based in India, and generates the entirety of its revenue domestically. City Union Bank operates through four segments: Corporate banking, Treasury, Retail Banking and Other Banking Operations. Of these, Retail Banking contributes for maximum of the bank's revenues. Services offered to clients include savings and current accounts, deposits, credit, foreign deposits, auto loans, educational loans, consumer and jewel loans, life insurance, general insurance and online banking services.
75GF Score
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