City Union Bank (NSE:CUB) Enterprise Value: ₹170,676 Mil (As of Jul. 01, 2026) ***


NSE:CUB City Union Bank Ltd NSE:CUB
79 GF Score
Price ₹208.60
GF Value ₹173.23
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is City Union Bank Enterprise Value?

City Union Bank NSE:CUB +3.52% 79 Enterprise Value is ₹170,676 Mil as of Jul. 01, 2026. GuruFocus rates NSE:CUB with a GF Score™ of 79/100 and a GF Value™ of ₹173.23 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, City Union Bank's Enterprise Value is ₹170,676 Mil. City Union Bank's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₹38,687 Mil. Therefore, City Union Bank's EV-to-Revenue ratio for today is 4.41.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, City Union Bank's Enterprise Value is ₹170,676 Mil. City Union Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, City Union Bank's EV-to-OCF ratio for today is .

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, City Union Bank's Enterprise Value is ₹170,676 Mil. City Union Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, City Union Bank's EV-to-FCF ratio for today is .

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


City Union Bank  (NSE:CUB) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

City Union Bank's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=170675.505/38686.611
=4.41

City Union Bank's current Enterprise Value is ₹170,676 Mil.
City Union Bank's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹38,687 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

City Union Bank's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=170675.505/0
=

City Union Bank's current Enterprise Value is ₹170,676 Mil.
City Union Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

City Union Bank's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=170675.505/0
=

City Union Bank's current Enterprise Value is ₹170,676 Mil.
City Union Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


City Union Bank Enterprise Value Related Terms


City Union Bank Enterprise Value Historical Data

* Premium members only.

The historical data trend for City Union Bank's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

City Union Bank Enterprise Value Chart

City Union Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 81,581.41 73,569.62 64,388.16 81,466.81 142,217.23

City Union Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 81,466.81 162,065.91 110,681.90 215,802.10 142,217.23

City Union Bank Enterprise Value Competitor Comparison

For the Banks - Regional subindustry, City Union Bank's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


City Union Bank Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, City Union Bank's Enterprise Value distribution charts can be found below:

* The bar in red indicates where City Union Bank's Enterprise Value falls into.


NSE:CUB
79GF Score
City Union Bank Ltd NSE:CUB
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

City Union Bank Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

City Union Bank's Enterprise Value for the fiscal year that ended in Mar. 2026 is calculated as

City Union Bank's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₹170,676 Mil mean?
City Union Bank (NSE:CUB) has a Enterprise Value of ₹170,676 Mil as of Jul. 01, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on City Union Bank and its competitors.
Is City Union Bank's Enterprise Value too high?
City Union Bank's current Enterprise Value is ₹170,676 Mil. Overall, City Union Bank has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does City Union Bank's Enterprise Value compare to competitors?
City Union Bank's Enterprise Value of ₹170,676 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on City Union Bank and its competitors. City Union Bank's current Enterprise Value is ₹170,676 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is City Union Bank stock overvalued right now?
Based on GuruFocus' analysis, City Union Bank (NSE:CUB) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹173.23, compared to a current price of ₹208.60 — trading 20.4% above its estimated fair value. The current Enterprise Value is ₹170,676 Mil. City Union Bank's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For City Union Bank (NSE:CUB), the current Enterprise Value is ₹170,676 Mil as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is City Union Bank (NSE:CUB) Overvalued in 2026?

Based on GuruFocus' analysis, City Union Bank stock appears to be overvalued. The current stock price of ₹208.60 is trading 20.4% above its estimated GF Value™ of ₹173.23. GuruFocus considers City Union Bank to be Modestly Overvalued.

Key valuation signals for NSE:CUB:

  • Enterprise Value: ₹170,676 Mil
  • GF Value™: ₹173.23 vs. price of ₹208.60 (20.4% above fair value)
  • GF Score™: 79/100 with 3 warning signs

No single metric tells the full story. See the NSE:CUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


City Union Bank Business Description

Other Exchanges 532210:India
Address Number 24 - B, Gandhi Nagar, Narayana, Kumbakonam, Thanjavur, TN, IND, 612 001
City Union Bank Ltd is a provider of banking products and services to individuals and corporations in India. The company is based in India, and generates the entirety of its revenue domestically. City Union Bank operates through four segments: Corporate banking, Treasury, Retail Banking and Other Banking Operations. Of these, Retail Banking contributes for maximum of the bank's revenues. Services offered to clients include savings and current accounts, deposits, credit, foreign deposits, auto loans, educational loans, consumer and jewel loans, life insurance, general insurance and online banking services.
79GF Score

Get the complete analysis for NSE:CUB

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹208.60
Price
₹173.23
GF Value