City Union Bank (NSE:CUB) EV-to-FCF: (As of Jul. 06, 2026)


NSE:CUB City Union Bank Ltd NSE:CUB
79 GF Score
Price ₹216.76
GF Value ₹173.47
Valuation Modestly Overvalued
! 4 Warning Signs
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What is City Union Bank EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, City Union Bank's Enterprise Value is ₹178,760 Mil. City Union Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, City Union Bank's EV-to-FCF for today is .

The historical rank and industry rank for City Union Bank's EV-to-FCF or its related term are showing as below:

NSE:CUB' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 39.73
Current: 39.73

During the past 13 years, the highest EV-to-FCF of City Union Bank was 39.73. The lowest was 0.00. And the median was 0.00.

NSE:CUB's EV-to-FCF is ranked worse than
91.3% of 1196 companies
in the Banks industry
Industry Median: 6.565 vs NSE:CUB: 39.73

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-06), City Union Bank's stock price is ₹216.76. City Union Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹13.351. Therefore, City Union Bank's PE Ratio (TTM) for today is 16.24.


City Union Bank  (NSE:CUB) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

City Union Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=216.76/13.351
=16.24

City Union Bank's share price for today is ₹216.76.
City Union Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹13.351.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


City Union Bank EV-to-FCF Related Terms


City Union Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for City Union Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

City Union Bank EV-to-FCF Chart

City Union Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.50 11.77 24.03 8.75 31.61

City Union Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.75 0.00 0.00 0.00 31.61

City Union Bank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, City Union Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


City Union Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, City Union Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where City Union Bank's EV-to-FCF falls into.


NSE:CUB
79GF Score
City Union Bank Ltd NSE:CUB
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

City Union Bank EV-to-FCF Calculation

City Union Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=178760.328/0
=

City Union Bank's current Enterprise Value is ₹178,760 Mil.
City Union Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is City Union Bank (NSE:CUB) Overvalued in 2026?

Based on GuruFocus' analysis, City Union Bank stock appears to be overvalued. The current stock price of ₹216.76 is trading 25% above its estimated GF Value™ of ₹173.47. GuruFocus considers City Union Bank to be Modestly Overvalued.

Key valuation signals for NSE:CUB:

  • EV-to-FCF:
  • GF Value™: ₹173.47 vs. price of ₹216.76 (25% above fair value)
  • GF Score™: 79/100 with 4 warning signs

No single metric tells the full story. See the NSE:CUB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


City Union Bank Business Description

Other Exchanges 532210:India
Address Number 24 - B, Gandhi Nagar, Narayana, Kumbakonam, Thanjavur, TN, IND, 612 001
City Union Bank Ltd is a provider of banking products and services to individuals and corporations in India. The company is based in India, and generates the entirety of its revenue domestically. City Union Bank operates through four segments: Corporate banking, Treasury, Retail Banking and Other Banking Operations. Of these, Retail Banking contributes for maximum of the bank's revenues. Services offered to clients include savings and current accounts, deposits, credit, foreign deposits, auto loans, educational loans, consumer and jewel loans, life insurance, general insurance and online banking services.
79GF Score

Get the complete analysis for NSE:CUB

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹216.76
Price
₹173.47
GF Value