IBL Finance (NSE:IBLFL) EPS (Diluted): ₹0.99 (TTM As of Mar. 2026)

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NSE:IBLFL IBL Finance Ltd NSE:IBLFL
39 GF Score
Price ₹61.00
! 7 Warning Signs
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What is IBL Finance EPS (Diluted)?

IBL Finance NSE:IBLFL 39 EPS (Diluted) is ₹0.99 as of Mar. 2026. GuruFocus rates NSE:IBLFL with a GF Score™ of 39/100. The stock has 7 warning signs investors should review.

IBL Finance's Earnings per Share (Diluted) for the six months ended in Mar. 2026 was ₹0.99. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.99.

IBL Finance's EPS (Basic) for the six months ended in Mar. 2026 was ₹0.99. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.99.

IBL Finance's EPS without NRI for the six months ended in Mar. 2026 was ₹1.36. Its EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was ₹1.36.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

IBL Finance  (NSE:IBLFL) EPS (Diluted) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

IBL Finance EPS (Diluted) Related Terms

IBL Finance EPS (Diluted) Historical Data

* Premium members only.

The historical data trend for IBL Finance's EPS (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IBL Finance EPS (Diluted) Chart

IBL Finance Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EPS (Diluted)
Get a 7-Day Free Trial 0.17 0.83 1.17 0.95 0.99

IBL Finance Semi-Annual Data
Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EPS (Diluted) Get a 7-Day Free Trial 0.17 0.83 1.17 0.95 0.99

NSE:IBLFL vs V, MA, AXP: EPS (Diluted) Comparison

For the Credit Services subindustry, IBL Finance's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

IBL Finance PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, IBL Finance's PE Ratio distribution charts can be found below:

* The bar in red indicates where IBL Finance's PE Ratio falls into.


NSE:IBLFL
39GF Score
IBL Finance Ltd NSE:IBLFL
EPS (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
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IBL Finance EPS (Diluted) Calculation

EPS (Diluted) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Diluted EPS takes into account all of the outstanding dilutive securities that could potentially be exercised (such as stock options and convertible preferred stock) and shows how such an action would impact earnings per share.

IBL Finance's Diluted EPS for the fiscal year that ended in Mar. 2026 is calculated as

Diluted EPS (A: Mar. 2026 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(24.403-0)/24.731
=0.99

IBL Finance's Diluted EPS for the quarter that ended in Mar. 2026 is calculated as

Diluted EPS (Q: Mar. 2026 )=(Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(24.403-0)/24.731
=0.99

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Diluted) →
What does a EPS (Diluted) of ₹0.99 mean?
IBL Finance (NSE:IBLFL) has a EPS (Diluted) of ₹0.99 as of Mar. 2026. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on IBL Finance and its competitors.
Is IBL Finance's EPS (Diluted) too high?
IBL Finance's current EPS (Diluted) is ₹0.99. Overall, IBL Finance has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does IBL Finance's EPS (Diluted) compare to V and MA?
IBL Finance's EPS (Diluted) of ₹0.99 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Diluted) for a Credit Services company?
A good EPS (Diluted) depends on the Credit Services industry context. However, EPS (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Diluted) mean?
A high EPS (Diluted) can signal that a stock is expensive relative to its fundamentals. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on IBL Finance and its competitors. IBL Finance's current EPS (Diluted) is ₹0.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IBL Finance stock overvalued right now?
IBL Finance (NSE:IBLFL) has a current EPS (Diluted) of ₹0.99. The current EPS (Diluted) is ₹0.99. IBL Finance's overall GF Score™ is 39/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Diluted) calculated?
EPS (Diluted) is calculated from a company's financial statements. For IBL Finance (NSE:IBLFL), the current EPS (Diluted) is ₹0.99 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

IBL Finance Business Description

Address Causeway Road, Shop-151, Silver Stone Arcade, Near. Kantheriya Hanuman Temple, Singanpore, Katargam, Surat, GJ, IND, 395004
IBL Finance Ltd is a fintech-based financial services platform that leverages technology and data science to make lending quick and easy. It has a mobile application that provides instant personal loans which loan up to Rupees 50,000 with tenors of up to 12 months through an entirely digital mobile App-only process. The Company is engaged in one segment only i.e. Loan Segment. The company generates revenue from Interest Income on Loan Portfolio and Loan Processing Fees & Charges.
39GF Score

Get the complete analysis for NSE:IBLFL

EPS (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹61.00
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