IBL FinanceNSE:IBLFL 45 FCF Yield % is -2.81 as of Jul. 08, 2026. GuruFocus rates NSE:IBLFL with a GF Score™ of 45/100. The stock has 8 warning signs investors should review. Among 539 Credit Services companies, IBL Finance ranks worse than 58.26% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
IBL Finance FCF Yield % Related Terms
IBL Finance FCF Yield % Historical Data
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The historical data trend for IBL Finance's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, IBL Finance's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IBL Finance FCF Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, IBL Finance's FCF Yield % distribution charts can be found below:
* The bar in red indicates where IBL Finance's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IBL Finance (NSE:IBLFL) has a FCF Yield % of -2.81 as of Jul. 08, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on IBL Finance and its competitors. According to the industry distribution chart, IBL Finance ranks #314 out of 539 companies in the Credit Services industry, placing it in the top 58.3%.
Is IBL Finance's FCF Yield % too high?
IBL Finance's current FCF Yield % is -2.81. Based on the distribution chart, IBL Finance ranks #314 out of 539 companies in the Credit Services industry, which is below the industry midpoint. Overall, IBL Finance has a GF Score™ of 45/100, reflecting its overall financial health beyond just this single metric.
How does IBL Finance's FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, IBL Finance ranks #314 out of 539 companies for FCF Yield %. This places IBL Finance in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on IBL Finance and its competitors. IBL Finance's current FCF Yield % is -2.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IBL Finance stock overvalued right now?
IBL Finance (NSE:IBLFL) has a current FCF Yield % of -2.81. The current FCF Yield % is -2.81. IBL Finance's overall GF Score™ is 45/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For IBL Finance (NSE:IBLFL), the current FCF Yield % is -2.81 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
IBL Finance Ltd is a fintech-based financial services platform that leverages technology and data science to make lending quick and easy. It has a mobile application that provides instant personal loans which loan up to Rupees 50,000 with tenors of up to 12 months through an entirely digital mobile App-only process. The Company is engaged in one segment only i.e. Loan Segment. The company generates revenue from Interest Income on Loan Portfolio and Loan Processing Fees & Charges.
45GF Score
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