Business Description
OppFi Inc
NAICS : 522291
SIC : 7323
ISIN : US68386H1032
Share Class Description:
OPFI: Ordinary Shares - Class ATotal Employee Number:
410Description
OppFi Inc. is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to expand credit access for everyday Americans. It recognizes revenue from finance charges on installment and SalaryTap contracts using the interest method.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.22 | |||||
Equity-to-Asset | 0.11 | |||||
Debt-to-Equity | 3.9 | |||||
Debt-to-EBITDA | 0.75 | |||||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 7/9 | |||||
Altman Z-Score | 3.9 | |||||
Beneish M-Score | -3.04 | |||||
WACC vs ROIC | ||||||
Growth Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 61.2 | |||||
3-Year EBITDA Growth Rate | 71.4 | |||||
3-Year EPS without NRI Growth Rate | 198.1 | |||||
3-Year FCF Growth Rate | 74.2 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 22.35 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 20.27 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 40.8 | |||||
9-Day RSI | 48.81 | |||||
14-Day RSI | 51.75 | |||||
3-1 Month Momentum % | -1.3 | |||||
6-1 Month Momentum % | -15.98 | |||||
12-1 Month Momentum % | -30.16 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 14.48 | |||||
Quick Ratio | 14.48 | |||||
Cash Ratio | 1.53 | |||||
Days Payable | 9.17 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -22.7 | |||||
Shareholder Yield % | 1.55 |
Profitability Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 83.77 | |||||
Operating Margin % | 64.16 | |||||
Net Margin % | 10.86 | |||||
EBITDA Margin % | 64.82 | |||||
FCF Margin % | 63.82 | |||||
OCF Margin % | 67.09 | |||||
ROE % | 150.6 | |||||
ROA % | 9.42 | |||||
ROIC % | 62.66 | |||||
3-Year ROIIC % | 115.33 | |||||
ROC (Joel Greenblatt) % | 1181.89 | |||||
ROCE % | 61.5 | |||||
Years of Profitability over Past 10-Year | 6 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 7.83 | |||||
Forward PE Ratio | 5.11 | |||||
PE Ratio without NRI | 5.92 | |||||
Price-to-Owner-Earnings | 12.31 | |||||
PEG Ratio | 0.14 | |||||
PS Ratio | 0.64 | |||||
PB Ratio | 3.23 | |||||
Price-to-Tangible-Book | 3.23 | |||||
Price-to-Free-Cash-Flow | 0.98 | |||||
Price-to-Operating-Cash-Flow | 0.92 | |||||
EV-to-EBIT | 3.3 | |||||
EV-to-EBITDA | 3.26 | |||||
EV-to-Revenue | 2.12 | |||||
EV-to-Forward-Revenue | 1.53 | |||||
EV-to-FCF | 3.31 | |||||
Price-to-GF-Value | 2.6 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.23 | |||||
Price-to-Graham-Number | 0.92 | |||||
Earnings Yield (Greenblatt) % | 30.3 | |||||
FCF Yield % | 49.23 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
OppFi Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 608.663 | ||
| EPS (TTM) ($) | 1.18 | ||
| Beta | 3.1791 | ||
| 3-Year Sharpe Ratio | 0.94 | ||
| 3-Year Sortino Ratio | 2.09 | ||
| Volatility % | 48.92 | ||
| 14-Day RSI | 51.75 | ||
| 14-Day ATR ($) | 0.381819 | ||
| 20-Day SMA ($) | 9.169 | ||
| 12-1 Month Momentum % | -30.16 | ||
| 52-Week Range ($) | 7.36 - 12.6 | ||
| Shares Outstanding (Mil) | 85.39 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
OppFi Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
OppFi Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-10-29 09:00 | In 107 days | ||
| Third quarter earnings results for 2026 | 2026-10-29 | In 106 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-06 09:00 | In 23 days | ||
| Second quarter earnings results for 2026 | 2026-08-06 | In 22 days | ||
| General meeting for 2026 | 2026-06-09 14:30 | 7.84 (-5.66%) | ||
| First quarter earnings conference call for 2026 | 2026-05-07 09:00 | 9.75 (-1.02%) | ||
| First quarter earnings results for 2026 | 2026-05-07 | 9.75 (-1.02%) | ||
| Annual report for 2025 | 2026-03-12 | 8.66 (-9.03%) | ||
| Fourth quarter earnings conference call for 2025 | 2026-03-11 09:00 | 9.20 (+0.99%) | ||
| Fourth quarter earnings results for 2025 | 2026-03-11 | 9.20 (+0.99%) |
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OppFi Inc Frequently Asked Questions
What is OppFi Inc(OPFI)'s stock price today?
The current price of OPFI is $9.24. The 52 week high of OPFI is $12.60 and 52 week low is $7.36.
When is next earnings date of OppFi Inc(OPFI)?
The next earnings date of OppFi Inc(OPFI) is 2026-08-06 Est..
Does OppFi Inc(OPFI) pay dividends? If so, how much?
OppFi Inc(OPFI) does not pay dividend.
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