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OppFi (OPFI) PS Ratio : 0.33 (As of Dec. 13, 2024)


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What is OppFi PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, OppFi's share price is $7.34. OppFi's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was $21.98. Hence, OppFi's PS Ratio for today is 0.33.

The historical rank and industry rank for OppFi's PS Ratio or its related term are showing as below:

OPFI' s PS Ratio Range Over the Past 10 Years
Min: 0.08   Med: 0.18   Max: 0.75
Current: 0.3

During the past 5 years, OppFi's highest PS Ratio was 0.75. The lowest was 0.08. And the median was 0.18.

OPFI's PS Ratio is ranked better than
95.78% of 521 companies
in the Credit Services industry
Industry Median: 3.18 vs OPFI: 0.30

OppFi's Revenue per Sharefor the three months ended in Sep. 2024 was $6.75. Its Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 was $21.98.

Warning Sign:

OppFi Inc revenue per share is in decline over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of OppFi was -11.60% per year. During the past 3 years, the average Revenue per Share Growth Rate was 11.50% per year.

During the past 5 years, OppFi's highest 3-Year average Revenue per Share Growth Rate was 11.50% per year. The lowest was -32.70% per year. And the median was -10.60% per year.

Back to Basics: PS Ratio


OppFi PS Ratio Historical Data

The historical data trend for OppFi's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

OppFi PS Ratio Chart

OppFi Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
- - 1.09 0.38 0.16

OppFi Quarterly Data
Dec19 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.10 0.16 0.10 0.15 0.22

Competitive Comparison of OppFi's PS Ratio

For the Credit Services subindustry, OppFi's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OppFi's PS Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, OppFi's PS Ratio distribution charts can be found below:

* The bar in red indicates where OppFi's PS Ratio falls into.



OppFi PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

OppFi's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=7.34/21.984
=0.33

OppFi's Share Price of today is $7.34.
OppFi's Revenue per Share for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $21.98.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


OppFi  (NYSE:OPFI) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


OppFi PS Ratio Related Terms

Thank you for viewing the detailed overview of OppFi's PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


OppFi Business Description

Traded in Other Exchanges
N/A
Address
130 East Randolph Street, Suite 3400, Chicago, IL, USA, 60601
OppFi Inc is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans. It recognizes revenue through finance charges on installment and SalaryTap contracts based on the interest method.
Executives
David Vennettilli director 105 S. MAPLE STREET, ITASCA IL 60143
Jocelyn Moore director 222 BERKELEY STREET, FLOOR 5, BOSTON MA 02116
Christopher J. Mckay officer: Chief Risk & Analytics Officer 130 E. RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
Pamela D. Johnson officer: Chief Accounting Officer 130 E. RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
Todd G. Schwartz director, 10 percent owner 105 S. MAPLE STREET, ITASCA IL 60143
Theodore G Schwartz director, 10 percent owner C/O APAC CUSTOMER SERVICES, INC., SIX PARKWAY NORTH, DEERFIELD IL 60015
Blackstone Aqua Master Sub-fund, A Sub-fund Of Blackstone Global Master Fund Icav 10 percent owner 345 PARK AVENUE, 29TH FLOOR, NEW YORK NY 10154
Blackstone Inc. 10 percent owner 345 PARK AVENUE, NEW YORK NY 10154
Blackstone Alternative Solutions L.l.c. 10 percent owner C/O BLACKSTONE INC., 345 PARK AVE., NEW YORK NY 10154
Stephen A Schwarzman 10 percent owner C/O BLACKSTONE INC., 345 PARK AVE, NEW YORK NY 10154
Blackstone Group Management L.l.c. 10 percent owner C/O BLACKSTONE INC., 345 PARK AVENUE, NEW YORK NY 10154
Blackstone Holdings I/ii Gp L.l.c. 10 percent owner C/O BLACKSTONE INC., 345 PARK AVENUE, NEW YORK NY 10154
Blackstone Holdings I L.p. 10 percent owner C/O THE BLACKSTONE GROUP, 345 PARK AVENUE, NEW YORK NY 10154
Christina M Favilla director 400 RELLA BOULEVARD, MONTEBELLO NY 10901
Neville Crawley officer: President 130 E. RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601