Warning! GuruFocus detected
2 Severe warning signs
with SPY.
Try a 7-Day Free Trial
to check it out.
What is a stock summary page? Click here for an overview.
Business Description
SmartPay Holdings Ltd
NAICS : 517919
ISIN : NZDMBE0001S2
Description
SmartPay Holdings Ltd is engaged in the provision of payment solutions. It offers an electronic funds transfer at point of sale (EFTPOS) system. Its products include EFTPOS applications, Smartpay Labs, EFTPOS terminals, and mobile EFTPOS machines. The company designs develops and implements payment solutions for customers in New Zealand and Australia. It also licenses its technologies to third parties. The firm's majority of revenue comes from New Zealand.
Financial Strength
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.79 | |||||
| Equity-to-Asset | 0.51 | |||||
| Debt-to-Equity | 0.3 | |||||
| Debt-to-EBITDA | 0.82 | |||||
| Interest Coverage | 4.63 | |||||
| Piotroski F-Score | 5/9 | |||||
| Altman Z-Score | 1.37 | |||||
| Beneish M-Score | -0.66 | |||||
| WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 35.9 | |||||
| 3-Year FCF Growth Rate | -2.6 | |||||
| 3-Year Book Growth Rate | 22.7 | |||||
| Future 3-5Y Total Revenue Growth Rate Estimate | 17.38 |
Momentum Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 77.11 | |||||
| 9-Day RSI | 78.18 | |||||
| 14-Day RSI | 76.4 | |||||
| 3-1 Month Momentum % | -2.36 | |||||
| 6-1 Month Momentum % | -40.95 | |||||
| 12-1 Month Momentum % | -58.11 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 0.78 | |||||
| Quick Ratio | 0.78 | |||||
| Cash Ratio | 0.34 | |||||
| Days Sales Outstanding | 68.37 | |||||
| Days Payable | 269.92 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | -0.9 | |||||
| Shareholder Yield % | -2.29 |
Profitability Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 57.73 | |||||
| Operating Margin % | 5.9 | |||||
| Net Margin % | 6.67 | |||||
| FCF Margin % | 2.01 | |||||
| ROE % | 13.2 | |||||
| ROA % | 5.41 | |||||
| ROIC % | 9.84 | |||||
| 3-Year ROIIC % | 38.38 | |||||
| ROC (Joel Greenblatt) % | 24.51 | |||||
| ROCE % | 10.69 | |||||
| Years of Profitability over Past 10-Year | 7 |
GF Value Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 30.54 | |||||
| Forward PE Ratio | 21.92 | |||||
| PE Ratio without NRI | 29.47 | |||||
| Shiller PE Ratio | 1306.94 | |||||
| Price-to-Owner-Earnings | 10.86 | |||||
| PS Ratio | 2.05 | |||||
| PB Ratio | 3.88 | |||||
| Price-to-Tangible-Book | 14.25 | |||||
| Price-to-Free-Cash-Flow | 94.99 | |||||
| Price-to-Operating-Cash-Flow | 10.05 | |||||
| EV-to-EBIT | 29.97 | |||||
| EV-to-Forward-EBIT | 21.01 | |||||
| EV-to-EBITDA | 10.92 | |||||
| EV-to-Forward-EBITDA | 8.45 | |||||
| EV-to-Revenue | 2.1 | |||||
| EV-to-Forward-Revenue | 1.63 | |||||
| EV-to-FCF | 77.35 | |||||
| Price-to-GF-Value | 0.41 | |||||
| Price-to-Projected-FCF | 2.67 | |||||
| Price-to-Median-PS-Value | 1.13 | |||||
| Price-to-Graham-Number | 4.28 | |||||
| Earnings Yield (Greenblatt) % | 3.34 | |||||
| FCF Yield % | 0.98 | |||||
| Forward Rate of Return (Yacktman) % | -6.02 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
SmartPay Holdings Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil NZ$) | 100.16 | ||
| EPS (TTM) (NZ$) | 0.028 | ||
| Beta | 1.64 | ||
| 3-Year Sharpe Ratio | 0.02 | ||
| 3-Year Sortino Ratio | 0.02 | ||
| Volatility % | 47.96 | ||
| 14-Day RSI | 76.4 | ||
| 14-Day ATR (NZ$) | 0.034284 | ||
| 20-Day SMA (NZ$) | 0.68025 | ||
| 12-1 Month Momentum % | -58.11 | ||
| 52-Week Range (NZ$) | 0.43 - 1.58 | ||
| Shares Outstanding (Mil) | 241.94 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
SmartPay Holdings Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
SmartPay Holdings Ltd Stock Events
| Event | Date | Price (NZ$) | ||
|---|---|---|---|---|
| No Event Data | ||||
SmartPay Holdings Ltd Frequently Asked Questions
What is SmartPay Holdings Ltd(NZSE:SPY)'s stock price today?
The current price of NZSE:SPY is NZ$0.86. The 52 week high of NZSE:SPY is NZ$1.58 and 52 week low is NZ$0.43.
When is next earnings date of SmartPay Holdings Ltd(NZSE:SPY)?
The next earnings date of SmartPay Holdings Ltd(NZSE:SPY) is .
Does SmartPay Holdings Ltd(NZSE:SPY) pay dividends? If so, how much?
SmartPay Holdings Ltd(NZSE:SPY) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers