River City Bank (River City Bank) Net Margin % : -3.94% (As of Dec. 2006)

River City Bank Net Margin % Chart

River City Bank Quarterly Data
	Dec01	Dec02	Dec03	Dec04	Mar05	Jun05	Sep05	Dec05	Mar06	Jun06	Sep06	Dec06
Net Margin %	Get a 7-Day Free Trial							117.16	-58.25	17.39	-97.04	-3.94

Competitive Comparison of River City Bank's Net Margin %

For the Banks - Regional subindustry, River City Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

River City Bank's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, River City Bank's Net Margin % distribution charts can be found below:

* The bar in red indicates where River City Bank's Net Margin % falls into.

River City Bank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

River City Bank's Net Margin for the fiscal year that ended in Dec. 2006 is calculated as

River City Bank's Net Margin for the quarter that ended in Dec. 2006 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

River City Bank  (OTCPK:RCBC) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

River City Bank Net Margin % Related Terms

Thank you for viewing the detailed overview of River City Bank's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.

River City Bank (River City Bank) Business Description