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RCBC (River City Bank) PEG Ratio : 0.69 (As of Sep. 21, 2024)


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What is River City Bank PEG Ratio?

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, River City Bank's PE Ratio without NRI is 9.37. River City Bank's 5-Year Book Value growth rate is 13.50%. Therefore, River City Bank's PEG Ratio for today is 0.69.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for River City Bank's PEG Ratio or its related term are showing as below:

RCBC' s PEG Ratio Range Over the Past 10 Years
Min: 0.4   Med: 0.54   Max: 0.69
Current: 0.69


During the past 13 years, River City Bank's highest PEG Ratio was 0.69. The lowest was 0.40. And the median was 0.54.


RCBC's PEG Ratio is ranked better than
75.31% of 1207 companies
in the Banks industry
Industry Median: 1.52 vs RCBC: 0.69

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


River City Bank PEG Ratio Historical Data

The historical data trend for River City Bank's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

River City Bank PEG Ratio Chart

River City Bank Annual Data
Trend Dec04 Dec05 Dec06 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - 0.55

River City Bank Semi-Annual Data
Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - 0.55

Competitive Comparison of River City Bank's PEG Ratio

For the Banks - Regional subindustry, River City Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


River City Bank's PEG Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, River City Bank's PEG Ratio distribution charts can be found below:

* The bar in red indicates where River City Bank's PEG Ratio falls into.



River City Bank PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

River City Bank's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=9.373060211049/13.50
=0.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


River City Bank  (OTCPK:RCBC) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


River City Bank PEG Ratio Related Terms

Thank you for viewing the detailed overview of River City Bank's PEG Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


River City Bank Business Description

Traded in Other Exchanges
N/A
Address
2480 Natomas Park Drive, Sacramento, CA, USA, 95833
River City Bank is a California state-chartered bank engaged in providing a range of banking services to individuals and businesses in California. The company's primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are commercial real estate, commercial, agriculture, residential mortgage, and consumer loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate in the Western United States.