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The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, River City Bank's share price is $53.24.
River City Bank does not have enough years/quarters to calculate the Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025. Therefore GuruFocus does not calculate PS Ratio at this moment.
Warning Sign:
River City Bank stock PS Ratio (=5.37) is close to 10-year high of 5.46.
The historical rank and industry rank for River City Bank's PS Ratio or its related term are showing as below:
RCBC'
s PS Ratio Range Over the Past 10 Years
Min: 2.2 Med: 3.89 Max: 9.38
Current: 9.38
During the past 10 years, River City Bank's highest PS Ratio was 9.38. The lowest was 2.20. And the median was 3.89.
RCBC's PS Ratio is ranked worse than 97.01% of 1506
companies
in the Banks industry
Industry Median: 3.1
vs RCBC: 9.38
River City Bank revenue per share is in decline over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of River City Bank was -5.60% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 6.70% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 11.50% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 28.80% per year.
During the past 10 years, River City Bank's highest 3-Year average Revenue per Share Growth Rate was 189.10% per year. The lowest was -42.90% per year. And the median was 17.90% per year.
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
River City Bank PS Ratio Related Terms
River City Bank PS Ratio Historical Data
* Premium members only.
The historical data trend for River City Bank's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, River City Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
River City Bank PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, River City Bank's PS Ratio distribution charts can be found below:
* The bar in red indicates where River City Bank's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Based on GuruFocus' analysis, River City Bank stock appears to be overvalued.
The current stock price of $53.24 is trading 63.3% above its estimated GF Value™ of $32.61.
GuruFocus considers River City Bank to be Significantly Overvalued.
Key valuation signals for RCBC:
PS Ratio:
GF Value™: $32.61 vs. price of $53.24 (63.3% above fair value)
No single metric tells the full story. See the RCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
River City Bank is a California state-chartered bank engaged in providing a range of banking services to individuals and businesses in California. The company's primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are commercial real estate, commercial, agriculture, residential mortgage, and consumer loans. Substantially all loans are secured by specific items of collateral, including business assets, consumer assets, and commercial and residential real estate in the Western United States.
60GF Score
Get the complete analysis for RCBC
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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