Business Description
Summit Bancshares, Inc.
NAICS : 522110
SIC : 6022
ISIN : US8660101010
Total Employee Number:
40Description
Summit Bancshares, Inc. operates in the banking industry. It offers personal banking, business banking, and other services. The Bank operates approximately three branches and provides commercial credit and other banking services to small and mid-sized businesses and professionals, including professional firms of physicians, attorneys, accountants, real estate developers, retailers, service firms, wholesalers, and distributors.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 69.65 | |||||
Equity-to-Asset | 0.18 | |||||
Debt-to-Equity | 0.02 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 5/9 | |||||
Beneish M-Score | -2.49 | |||||
WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 2.4 | |||||
3-Year EPS without NRI Growth Rate | -3.6 | |||||
3-Year FCF Growth Rate | 0.1 | |||||
3-Year Book Growth Rate | 5.9 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 19.95 | |||||
9-Day RSI | 8.94 | |||||
14-Day RSI | 6.55 | |||||
3-1 Month Momentum % | 0.52 | |||||
6-1 Month Momentum % | -0.02 | |||||
12-1 Month Momentum % | 4.68 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 1.92 | |||||
Dividend Payout Ratio | 0.05 | |||||
3-Year Dividend Growth Rate | -33.1 | |||||
Forward Dividend Yield % | 1.92 | |||||
5-Year Yield-on-Cost % | 0.88 | |||||
Shareholder Yield % | 4.05 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 20.96 | |||||
FCF Margin % | 28.51 | |||||
OCF Margin % | 29.79 | |||||
ROE % | 6.27 | |||||
ROA % | 1.06 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 4.8 | |||||
PE Ratio without NRI | 4.8 | |||||
Shiller PE Ratio | 4.01 | |||||
Price-to-Owner-Earnings | 3.61 | |||||
PEG Ratio | 0.74 | |||||
PS Ratio | 1.01 | |||||
PB Ratio | 0.3 | |||||
Price-to-Tangible-Book | 0.3 | |||||
Price-to-Free-Cash-Flow | 3.53 | |||||
Price-to-Operating-Cash-Flow | 3.38 | |||||
EV-to-Revenue | -2.49 | |||||
EV-to-FCF | -8.75 | |||||
Price-to-GF-Value | 0.31 | |||||
Price-to-Projected-FCF | 0.17 | |||||
Price-to-Median-PS-Value | 0.3 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.74 | |||||
Price-to-Graham-Number | 0.25 | |||||
FCF Yield % | 28.3 | |||||
Forward Rate of Return (Yacktman) % | 36.17 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
Summit Bancshares, Inc. Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 14.436 | ||
| EPS (TTM) ($) | 2.6 | ||
| Beta | 0.5506 | ||
| 3-Year Sharpe Ratio | -0.31 | ||
| 3-Year Sortino Ratio | -0.32 | ||
| Volatility % | 4.06 | ||
| 14-Day RSI | 6.55 | ||
| 14-Day ATR ($) | 1.406063 | ||
| 20-Day SMA ($) | 25.7145 | ||
| 12-1 Month Momentum % | 4.68 | ||
| 52-Week Range ($) | 11 - 59.35 | ||
| Shares Outstanding (Mil) | 1.16 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Summit Bancshares, Inc. Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Summit Bancshares, Inc. Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings results for 2026 | 2026-10-16 | In 40 days | ||
| General meeting for 2026 | 2026-09-09 | In 3 days | ||
| Second quarter earnings results for 2026 | 2026-09-04 | 12.49 (+0.00%) | ||
| USD 46.000000 Cash Dividend | 2026-08-18 | 57.88 (-0.03%) | ||
| USD 0.120000 Cash Dividend | 2026-05-22 | 57.75 (+0.00%) | ||
| Annual report for 2025 | 2026-05-04 | 57.75 (+0.00%) | ||
| USD 0.120000 Cash Dividend | 2026-02-20 | 58.10 (+0.00%) | ||
| USD 0.430000 Cash Dividend | 2025-12-03 | 57.97 (-0.03%) | ||
| USD 0.430000 Cash Dividend | 2025-09-09 | 55.50 (+0.00%) | ||
| USD 0.430000 Cash Dividend | 2025-06-09 | 47.00 (+0.00%) |
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Summit Bancshares, Inc. Frequently Asked Questions
What is Summit Bancshares, Inc.(SMAL)'s stock price today?
The current price of SMAL is $12.49. The 52 week high of SMAL is $59.35 and 52 week low is $11.00.
When is next earnings date of Summit Bancshares, Inc.(SMAL)?
The next earnings date of Summit Bancshares, Inc.(SMAL) is 2026-10-16 Est..
Does Summit Bancshares, Inc.(SMAL) pay dividends? If so, how much?
The Dividend Yield %  of Summit Bancshares, Inc.(SMAL) is 1.92% (As of Today), Highest Dividend Payout Ratio of Summit Bancshares, Inc.(SMAL) was 0.19. The lowest was 0.05. And the median was 0.12. The  Forward Dividend Yield % of Summit Bancshares, Inc.(SMAL) is 1.92%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Summit Bancshares, Inc.
No articles.
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