SMAL (Summit Bancshares,) 5-Day RSI: 63.20 (As of Jul. 23, 2026)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SMAL Summit Bancshares, Inc. SMAL
62 GF Score
Price $57.95
GF Value $40.30
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Summit Bancshares, 5-Day RSI?

Summit Bancshares, SMAL -0.52% 62 5-Day RSI is 63.20 as of Jul. 23, 2026. GuruFocus rates SMAL with a GF Score™ of 62/100 and a GF Value™ of $40.30 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,593 Banks companies, Summit Bancshares, ranks worse than 63.09% on this metric.

The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 5-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.

As of today (2026-07-23), Summit Bancshares,'s 5-Day RSI is 63.20.

The industry rank for Summit Bancshares,'s 5-Day RSI or its related term are showing as below:

SMAL's 5-Day RSI is ranked worse than
63.09% of 1593 companies
in the Banks industry
Industry Median: 56.07 vs SMAL: 63.20

Summit Bancshares,  (OTCPK:SMAL) 5-Day RSI Explanation

The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.

Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.

RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections. A shorter period RSI is more reactive to recent price changes, so it can show early signs of reversals. 5-Day RSI is sometimes used together with 14-Day RSI in a two period divergence strategy.


Summit Bancshares, 5-Day RSI Related Terms


SMAL vs CLST, LSFG, ORBN: 5-Day RSI Comparison

For the Banks - Regional subindustry, Summit Bancshares,'s 5-Day RSI, along with its competitors' market caps and 5-Day RSI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Summit Bancshares, 5-Day RSI vs Banks Industry

For the Banks industry and Financial Services sector, Summit Bancshares,'s 5-Day RSI distribution charts can be found below:

* The bar in red indicates where Summit Bancshares,'s 5-Day RSI falls into.


SMAL
62GF Score
Summit Bancshares, Inc. SMAL
5-Day RSI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Summit Bancshares,  (OTCPK:SMAL) 5-Day RSI Calculation

The formula for calculating RSI is:

RSI=100[ 100 / ( 1 + Average Gain / Average Loss )]

* Note that the formula uses a positive value for the average loss.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 5-Day RSI →
What does a 5-Day RSI of 63.20 mean?
Summit Bancshares, (SMAL) has a 5-Day RSI of 63.20 as of Jul. 23, 2026. According to the industry distribution chart, Summit Bancshares, ranks #1005 out of 1593 companies in the Banks industry, placing it in the top 63.1%.
Is Summit Bancshares,'s 5-Day RSI too high?
Summit Bancshares,'s current 5-Day RSI is 63.20. The Banks industry median 5-Day RSI is 56.07. Summit Bancshares,'s value of 63.20 is 12.7% above this industry median. Based on the distribution chart, Summit Bancshares, ranks #1005 out of 1593 companies in the Banks industry, which is below the industry midpoint. Overall, Summit Bancshares, has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Summit Bancshares,'s 5-Day RSI compare to CLST and LSFG?
According to the Banks industry distribution chart, Summit Bancshares, ranks #1005 out of 1593 companies for 5-Day RSI. This places Summit Bancshares, in the lower half of its industry. The industry median 5-Day RSI is 56.07. Summit Bancshares,'s value of 63.20 is 12.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Day RSI for a Banks company?
The median 5-Day RSI among Banks companies is 56.07, based on 1,593 companies in the industry. Companies in the top quartile (top 25%) have a 5-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 5-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Summit Bancshares,'s current 5-Day RSI of 63.20 is 12.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Day RSI mean?
A high 5-Day RSI can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median 5-Day RSI is 56.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Summit Bancshares,'s current 5-Day RSI is 63.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Summit Bancshares, stock overvalued right now?
Based on GuruFocus' analysis, Summit Bancshares, (SMAL) is currently considered Significantly Overvalued. The stock's GF Value™ is $40.30, compared to a current price of $57.95 — trading 43.8% above its estimated fair value. The current 5-Day RSI is 63.20 and 12.7% above the Banks industry median of 56.07. Summit Bancshares,'s overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Day RSI calculated?
5-Day RSI is calculated from a company's financial statements. For Summit Bancshares, (SMAL), the current 5-Day RSI is 63.20 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Summit Bancshares, (SMAL) Overvalued in 2026?

Based on GuruFocus' analysis, Summit Bancshares, stock appears to be overvalued. The current stock price of $57.95 is trading 43.8% above its estimated GF Value™ of $40.30. GuruFocus considers Summit Bancshares, to be Significantly Overvalued.

Key valuation signals for SMAL:

  • 5-Day RSI: 63.20
  • GF Value™: $40.30 vs. price of $57.95 (43.8% above fair value)
  • GF Score™: 62/100 with 5 warning signs
  • Industry Position: 12.7% above the Banks median (#1005 of 1593)

No single metric tells the full story. See the SMAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Summit Bancshares, Business Description

Address 2969 Broadway, Oakland, CA, USA, 94611
Summit Bancshares, Inc. operates in the banking industry. It offers personal banking, business banking, and other services. The Bank operates approximately three branches and provides commercial credit and other banking services to small and mid-sized businesses and professionals, including professional firms of physicians, attorneys, accountants, real estate developers, retailers, service firms, wholesalers, and distributors.
62GF Score

Get the complete analysis for SMAL

5-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$57.95
Price
$40.30
GF Value