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Summit Bancshares,SMAL 64 12-1 Month Momentum % is 6.31% as of Aug. 16, 2026. GuruFocus rates SMAL with a GF Score™ of 64/100 and a GF Value™ of $40.36 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,600 Banks companies, Summit Bancshares, ranks worse than 64.5% on this metric.
12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-08-16), Summit Bancshares,'s 12-1 Month Momentum % is 6.31%.
The industry rank for Summit Bancshares,'s 12-1 Month Momentum % or its related term are showing as below:
SMAL's 12-1 Month Momentum % is ranked worse than 64.5% of 1600
companies
in the Banks industry
Industry Median: 18.825
vs SMAL: 6.31
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Summit Bancshares, 12-1 Month Momentum % Related Terms
SMAL vs CLST, CCBC, HFBL: 12-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Summit Bancshares,'s 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Summit Bancshares, 12-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Summit Bancshares,'s 12-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Summit Bancshares,'s 12-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Summit Bancshares, (SMAL) has a 12-1 Month Momentum % of 6.31% as of Aug. 16, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Summit Bancshares, and its competitors. According to the industry distribution chart, Summit Bancshares, ranks #1032 out of 1600 companies in the Banks industry, placing it in the top 64.5%.
Is Summit Bancshares,'s 12-1 Month Momentum % too high?
Summit Bancshares,'s current 12-1 Month Momentum % is 6.31%. The Banks industry median 12-1 Month Momentum % is 18.83. Summit Bancshares,'s value of 6.31% is 66.5% below this industry median. Based on the distribution chart, Summit Bancshares, ranks #1032 out of 1600 companies in the Banks industry, which is below the industry midpoint. Overall, Summit Bancshares, has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Summit Bancshares,'s 12-1 Month Momentum % compare to CLST and CCBC?
According to the Banks industry distribution chart, Summit Bancshares, ranks #1032 out of 1600 companies for 12-1 Month Momentum %. This places Summit Bancshares, in the lower half of its industry. The industry median 12-1 Month Momentum % is 18.83. Summit Bancshares,'s value of 6.31% is 66.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 18.83, based on 1,600 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Summit Bancshares,'s current 12-1 Month Momentum % of 6.31% is 66.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Summit Bancshares, and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 18.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Summit Bancshares,'s current 12-1 Month Momentum % is 6.31%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Summit Bancshares, stock overvalued right now?
Based on GuruFocus' analysis, Summit Bancshares, (SMAL) is currently considered Significantly Overvalued. The stock's GF Value™ is $40.36, compared to a current price of $57.90 — trading 43.5% above its estimated fair value. The current 12-1 Month Momentum % is 6.31% and 66.5% below the Banks industry median of 18.83. Summit Bancshares,'s overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Summit Bancshares, (SMAL), the current 12-1 Month Momentum % is 6.31% as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Summit Bancshares, (SMAL) Overvalued in 2026?
Based on GuruFocus' analysis, Summit Bancshares, stock appears to be overvalued.
The current stock price of $57.90 is trading 43.5% above its estimated GF Value™ of $40.36.
GuruFocus considers Summit Bancshares, to be Significantly Overvalued.
Key valuation signals for SMAL:
12-1 Month Momentum %: 6.31%
GF Value™: $40.36 vs. price of $57.90 (43.5% above fair value)
Industry Position: 66.5% below the Banks median (#1032 of 1600)
No single metric tells the full story. See the SMAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Summit Bancshares, Inc. operates in the banking industry. It offers personal banking, business banking, and other services. The Bank operates approximately three branches and provides commercial credit and other banking services to small and mid-sized businesses and professionals, including professional firms of physicians, attorneys, accountants, real estate developers, retailers, service firms, wholesalers, and distributors.
64GF Score
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