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Summit Bancshares,SMAL 62 Forward Dividend Yield % is 0.41% as of Jul. 23, 2026. GuruFocus rates SMAL with a GF Score™ of 62/100 and a GF Value™ of $40.30 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,235 Banks companies, Summit Bancshares, ranks worse than 97.49% on this metric.
As of today (2026-07-23), the Forward Annual Dividend Yield of Summit Bancshares, is 0.41%.
As of today (2026-07-23), the Trailing Annual Dividend Yield of Summit Bancshares, is 0.41%.
SMAL's Forward Dividend Yield % is ranked worse than 97.49% of 1235
companies
in the Banks industry
Industry Median: 3.08
vs SMAL: 0.41
During the past 12 months, Summit Bancshares,'s average Dividends Per Share Growth Rate was -63.60% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was -33.10% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was -14.50% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Summit Bancshares, was 8.90% per year. The lowest was -33.10% per year. And the median was 0.00% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Summit Bancshares, Forward Dividend Yield % Related Terms
SMAL vs CLST, LSFG, ORBN: Forward Dividend Yield % Comparison
For the Banks - Regional subindustry, Summit Bancshares,'s Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Summit Bancshares, Forward Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Summit Bancshares,'s Forward Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Summit Bancshares,'s Forward Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Summit Bancshares, Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.120000
2026-02-20
2026-02-20
2026-03-13
Cash Dividend
annually
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Summit Bancshares,'s Forward Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Dividend Yield % of 0.41% mean?
Summit Bancshares, (SMAL) has a Forward Dividend Yield % of 0.41% as of Jul. 23, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Summit Bancshares, and its competitors. According to the industry distribution chart, Summit Bancshares, ranks #1204 out of 1235 companies in the Banks industry, placing it in the top 97.5%.
Is Summit Bancshares,'s Forward Dividend Yield % too high?
Summit Bancshares,'s current Forward Dividend Yield % is 0.41%. The Banks industry median Forward Dividend Yield % is 3.08. Summit Bancshares,'s value of 0.41% is 86.7% below this industry median. Based on the distribution chart, Summit Bancshares, ranks #1204 out of 1235 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Summit Bancshares, has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Summit Bancshares,'s Forward Dividend Yield % compare to CLST and LSFG?
According to the Banks industry distribution chart, Summit Bancshares, ranks #1204 out of 1235 companies for Forward Dividend Yield %. This places Summit Bancshares, in the lower half of its industry. The industry median Forward Dividend Yield % is 3.08. Summit Bancshares,'s value of 0.41% is 86.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.08, based on 1,235 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Summit Bancshares,'s current Forward Dividend Yield % of 0.41% is 86.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Summit Bancshares, and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Summit Bancshares,'s current Forward Dividend Yield % is 0.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Summit Bancshares, stock overvalued right now?
Based on GuruFocus' analysis, Summit Bancshares, (SMAL) is currently considered Significantly Overvalued. The stock's GF Value™ is $40.30, compared to a current price of $58.25 — trading 44.5% above its estimated fair value. The current Forward Dividend Yield % is 0.41% and 86.7% below the Banks industry median of 3.08. Summit Bancshares,'s overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For Summit Bancshares, (SMAL), the current Forward Dividend Yield % is 0.41% as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Summit Bancshares, (SMAL) Overvalued in 2026?
Based on GuruFocus' analysis, Summit Bancshares, stock appears to be overvalued.
The current stock price of $58.25 is trading 44.5% above its estimated GF Value™ of $40.30.
GuruFocus considers Summit Bancshares, to be Significantly Overvalued.
Key valuation signals for SMAL:
Forward Dividend Yield %: 0.41%
GF Value™: $40.30 vs. price of $58.25 (44.5% above fair value)
Industry Position: 86.7% below the Banks median (#1204 of 1235)
No single metric tells the full story. See the SMAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Summit Bancshares, Inc. operates in the banking industry. It offers personal banking, business banking, and other services. The Bank operates approximately three branches and provides commercial credit and other banking services to small and mid-sized businesses and professionals, including professional firms of physicians, attorneys, accountants, real estate developers, retailers, service firms, wholesalers, and distributors.
62GF Score
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Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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