Bancontander ChileSTU:BSA -1.40%72 EV-to-FCF is 858.01 as of Jul. 04, 2026, which is 5900% above its 10-year median of 14.30. GuruFocus rates STU:BSA with a GF Score™ of 72/100 and a GF Value™ of €26.54 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,193 Banks companies, Bancontander Chile ranks worse than 99.5% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bancontander Chile's Enterprise Value is €20,468 Mil.
Bancontander Chile's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €24 Mil. Therefore, Bancontander Chile's EV-to-FCF for today is 858.01.
The historical rank and industry rank for Bancontander Chile's EV-to-FCF or its related term are showing as below:
STU:BSA'
s EV-to-FCF Range Over the Past 10 Years
Min: -277.83 Med: 14.3 Max: 562.06
Current: 541.22
During the past 13 years, the highest EV-to-FCF of Bancontander Chile was 562.06. The lowest was -277.83. And the median was 14.30.
STU:BSA's EV-to-FCF is ranked worse than 99.5% of 1193
companies
in the Banks industry
Industry Median: 6.61
vs STU:BSA: 541.22
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bancontander Chile's PE Ratio (TTM) for today is calculated as:
Bancontander Chile's share price for today is €28.20.
Bancontander Chile's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2.052.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Bancontander Chile EV-to-FCF Related Terms
Bancontander Chile EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Bancontander Chile's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bancontander Chile's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bancontander Chile EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Bancontander Chile's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Bancontander Chile's EV-to-FCF falls into.
Bancontander Chile's current Enterprise Value is €20,468 Mil.
Bancontander Chile's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €24 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bancontander Chile (STU:BSA) has a EV-to-FCF of 858.01 as of Jul. 04, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bancontander Chile and its competitors. This is 5900% above median its historical median of 14.30. According to the industry distribution chart, Bancontander Chile ranks #1187 out of 1193 companies in the Banks industry, placing it in the top 99.5%.
Is Bancontander Chile's EV-to-FCF too high?
Bancontander Chile's current EV-to-FCF of 858.01 is 5900% above median its 10-year median of 14.30. The Banks industry median EV-to-FCF is 6.61. Bancontander Chile's value of 858.01 is 12880.5% above this industry median. Based on the distribution chart, Bancontander Chile ranks #1187 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bancontander Chile has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bancontander Chile's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Bancontander Chile ranks #1187 out of 1193 companies for EV-to-FCF. This places Bancontander Chile in the lower half of its industry. The industry median EV-to-FCF is 6.61. Bancontander Chile's value of 858.01 is 12880.5% above this benchmark. While the company's 10-year median is 14.30 vs. the industry median of 6.61, Bancontander Chile has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bancontander Chile's current EV-to-FCF of 858.01 is 12880.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bancontander Chile and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bancontander Chile's current EV-to-FCF is 858.01, which is 5900% above median its own 10-year median of 14.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancontander Chile stock overvalued right now?
Based on GuruFocus' analysis, Bancontander Chile (STU:BSA) is currently considered Fairly Valued. The stock's GF Value™ is €26.54, compared to a current price of €28.20 — trading 6.3% above its estimated fair value. The current EV-to-FCF is 858.01, which is 5900% above median its 10-year median of 14.30 and 12880.5% above the Banks industry median of 6.61. Bancontander Chile's overall GF Score™ is 72/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Bancontander Chile (STU:BSA), the current EV-to-FCF is 858.01 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bancontander Chile (STU:BSA) Overvalued in 2026?
Based on GuruFocus' analysis, Bancontander Chile stock appears to be overvalued.
The current stock price of €28.20 is trading 6.3% above its estimated GF Value™ of €26.54.
GuruFocus considers Bancontander Chile to be Fairly Valued.
Key valuation signals for STU:BSA:
EV-to-FCF: 858.01 (5900% above median its 10-year median of 14.30)
GF Value™: €26.54 vs. price of €28.20 (6.3% above fair value)
Industry Position: 12880.5% above the Banks median (#1187 of 1193)
No single metric tells the full story. See the STU:BSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1978, Banco Santander Chile is part of Santander Group and majority-controlled by Santander Spain. It is the largest bank in Chile by loans and the second largest by deposits. The bank generates most of its net interest income (roughly 65% of total revenue) from its mortgages, unsecured consumer credit lines, and commercial loans. Banco Santander's commercial loan business is more focused on small- to medium-size companies, with firms generating more than CLP 10,000 million in revenue only making up around 5% of outstanding loans. Outside of lending, Banco Santander is the largest card issuer in the country with around 25% of the market and benefits from a long-term strategic partnership with the largest airline in the country, LATAM.
72GF Score
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