Bancontander Chile (STU:BSA) Beta: 0.8337 (As of Jun. 26, 2026)


STU:BSA Banco Santander Chile STU:BSA
72 GF Score
Price €28.00
GF Value €26.37
Valuation Fairly Valued
! 8 Warning Signs
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What is Bancontander Chile Beta?

Bancontander Chile STU:BSA +1.45% 72 Beta is 0.8337 as of Jun. 26, 2026. GuruFocus rates STU:BSA with a GF Score™ of 72/100 and a GF Value™ of €26.37 (Fairly Valued). The stock has 8 warning signs investors should review.

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-06-26), Bancontander Chile's Beta is 0.8337.


Bancontander Chile  (STU:BSA) Beta Explanation

Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.

Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)


Bancontander Chile Beta Related Terms


Bancontander Chile Beta Historical Data

* Premium members only.

The historical data trend for Bancontander Chile's Beta can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bancontander Chile Beta Chart

Bancontander Chile Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beta
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.84 0.79 0.43 0.66 0.88

Bancontander Chile Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beta Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.93 0.83 0.76 0.88 0.94

STU:BSA vs PNC, USB: Beta Comparison

For the Banks - Regional subindustry, Bancontander Chile's Beta, along with its competitors' market caps and Beta data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bancontander Chile Beta vs Banks Industry

For the Banks industry and Financial Services sector, Bancontander Chile's Beta distribution charts can be found below:

* The bar in red indicates where Bancontander Chile's Beta falls into.


STU:BSA
72GF Score
Banco Santander Chile STU:BSA
Beta is just one metric. See GF Score™, valuation, warning signs, and more.
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Bancontander Chile Beta Calculation

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.

Frequently Asked Questions Learn more about Beta →
What does a Beta of 0.8337 mean?
Bancontander Chile (STU:BSA) has a Beta of 0.8337 as of Jun. 26, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Bancontander Chile and its competitors.
Is Bancontander Chile's Beta too high?
Bancontander Chile's current Beta is 0.8337. Overall, Bancontander Chile has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bancontander Chile's Beta compare to PNC and USB?
Bancontander Chile's Beta of 0.8337 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for a Banks company?
A good Beta depends on the Banks industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Bancontander Chile and its competitors. Bancontander Chile's current Beta is 0.8337. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bancontander Chile stock overvalued right now?
Based on GuruFocus' analysis, Bancontander Chile (STU:BSA) is currently considered Fairly Valued. The stock's GF Value™ is €26.37, compared to a current price of €28.00 — trading 6.2% above its estimated fair value. The current Beta is 0.8337. Bancontander Chile's overall GF Score™ is 72/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For Bancontander Chile (STU:BSA), the current Beta is 0.8337 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bancontander Chile (STU:BSA) Overvalued in 2026?

Based on GuruFocus' analysis, Bancontander Chile stock appears to be overvalued. The current stock price of €28.00 is trading 6.2% above its estimated GF Value™ of €26.37. GuruFocus considers Bancontander Chile to be Fairly Valued.

Key valuation signals for STU:BSA:

  • Beta: 0.8337
  • GF Value™: €26.37 vs. price of €28.00 (6.2% above fair value)
  • GF Score™: 72/100 with 8 warning signs

No single metric tells the full story. See the STU:BSA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bancontander Chile Business Description

Address Bandera 140, 20th Floor, Santiago, CHL
Founded in 1978, Banco Santander Chile is part of Santander Group and majority-controlled by Santander Spain. It is the largest bank in Chile by loans and the second largest by deposits. The bank generates most of its net interest income (roughly 65% of total revenue) from its mortgages, unsecured consumer credit lines, and commercial loans. Banco Santander's commercial loan business is more focused on small- to medium-size companies, with firms generating more than CLP 10,000 million in revenue only making up around 5% of outstanding loans. Outside of lending, Banco Santander is the largest card issuer in the country with around 25% of the market and benefits from a long-term strategic partnership with the largest airline in the country, LATAM.
72GF Score

Get the complete analysis for STU:BSA

Beta is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€28.00
Price
€26.37
GF Value