Business Description
Santam Ltd
ISIN : ZAE000093779
Total Employee Number:
6,955Description
Santam Ltd is a South African general insurance group. The company offers a range of policies against eventualities such as property damage, motor accidents, loss of income, crop losses, and catastrophe events, as well as reinsurance. The company helps mitigate risk to protect and grow financial well-being, and clients' insured losses are paid out of invested premiums.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.19 | |||||
Equity-to-Asset | 0.18 | |||||
Debt-to-Equity | 0.34 | |||||
Debt-to-EBITDA | 0.61 | |||||
Interest Coverage | 16.26 | |||||
Piotroski F-Score | 6/9 | |||||
Beneish M-Score | -3.1 | |||||
WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year EBITDA Growth Rate | 28.4 | |||||
3-Year EPS without NRI Growth Rate | 26.8 | |||||
3-Year FCF Growth Rate | -11.6 | |||||
3-Year Book Growth Rate | 11.6 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 8.26 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | -9.31 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 41.47 | |||||
9-Day RSI | 50.3 | |||||
14-Day RSI | 53.16 | |||||
3-1 Month Momentum % | 1.98 | |||||
6-1 Month Momentum % | -5.5 | |||||
12-1 Month Momentum % | 3 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 4.08 | |||||
Dividend Payout Ratio | 0.42 | |||||
3-Year Dividend Growth Rate | 8 | |||||
Forward Dividend Yield % | 4.08 | |||||
5-Year Yield-on-Cost % | 8.98 | |||||
3-Year Average Share Buyback Ratio | 0.1 | |||||
Shareholder Yield % | 3.33 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 9.31 | |||||
EBITDA Margin % | 19.3 | |||||
FCF Margin % | 5.26 | |||||
OCF Margin % | 5.47 | |||||
ROE % | 29.39 | |||||
ROA % | 5.25 | |||||
ROIC % | 7.79 | |||||
3-Year ROIIC % | 16.95 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 10.76 | |||||
Forward PE Ratio | 10.84 | |||||
PE Ratio without NRI | 10.69 | |||||
Shiller PE Ratio | 15.98 | |||||
Price-to-Owner-Earnings | 3.9 | |||||
PEG Ratio | 0.36 | |||||
PS Ratio | 1 | |||||
PB Ratio | 2.87 | |||||
Price-to-Tangible-Book | 3.11 | |||||
Price-to-Free-Cash-Flow | 18.53 | |||||
Price-to-Operating-Cash-Flow | 17.81 | |||||
EV-to-EBIT | 5.25 | |||||
EV-to-EBITDA | 5.21 | |||||
EV-to-Revenue | 1 | |||||
EV-to-FCF | 18.8 | |||||
Price-to-GF-Value | 0.87 | |||||
Price-to-Projected-FCF | 1.06 | |||||
Price-to-Median-PS-Value | 0.9 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.43 | |||||
Price-to-Graham-Number | 1.22 | |||||
Earnings Yield (Greenblatt) % | 19.02 | |||||
FCF Yield % | 5.44 | |||||
Forward Rate of Return (Yacktman) % | 24.28 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Santam Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 2,156.531 | ||
| EPS (TTM) (€) | 1.828 | ||
| Beta | 0.5388 | ||
| 3-Year Sharpe Ratio | 0.56 | ||
| 3-Year Sortino Ratio | 0.86 | ||
| Volatility % | 24.14 | ||
| 14-Day RSI | 53.16 | ||
| 14-Day ATR (€) | 0.521804 | ||
| 20-Day SMA (€) | 20.35 | ||
| 12-1 Month Momentum % | 3 | ||
| 52-Week Range (€) | 17.5 - 23.6 | ||
| Shares Outstanding (Mil) | 109.24 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Santam Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Santam Ltd Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| ZAR 10.900000 Cash Dividend | 2026-03-25 | 19.70 (+2.07%) | ||
| ZAR 5.900000 Cash Dividend | 2025-09-17 | 19.60 (+0.00%) | ||
| ZAR 9.850000 Cash Dividend | 2025-03-18 | 18.60 (-0.53%) | ||
| ZAR 5.350000 Cash Dividend | 2024-09-18 | 17.80 (+1.71%) |
Show
Entries
Santam Ltd Frequently Asked Questions
What is Santam Ltd(STU:RXWA)'s stock price today?
The current price of STU:RXWA is €20.40. The 52 week high of STU:RXWA is €23.60 and 52 week low is €17.50.
When is next earnings date of Santam Ltd(STU:RXWA)?
The next earnings date of Santam Ltd(STU:RXWA) is .
Does Santam Ltd(STU:RXWA) pay dividends? If so, how much?
The Dividend Yield %  of Santam Ltd(STU:RXWA) is 4.08% (As of Today), Highest Dividend Payout Ratio of Santam Ltd(STU:RXWA) was 0.8. The lowest was 0.35. And the median was 0.55. The  Forward Dividend Yield % of Santam Ltd(STU:RXWA) is 4.08%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Santam Ltd
No articles.
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers