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SantamSTU:RXWA +1.89%78 OCF Margin % is 8.52% as of Jun. 2026, which is 46% above its 10-year median of 5.84. GuruFocus rates STU:RXWA with a GF Score™ of 78/100 and a GF Value™ of €24.91. The stock has 3 warning signs investors should review. Among 498 Insurance companies, Santam ranks worse than 71.08% on this metric.
The historical data trend for Santam's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:RXWA vs FNF, RYAN, FAF: OCF Margin % Comparison
For the Insurance - Specialty subindustry, Santam's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Santam OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Santam's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Santam's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Santam (STU:RXWA) has a OCF Margin % of 8.52% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Santam and its competitors. This is 46% above median its historical median of 5.84. According to the industry distribution chart, Santam ranks #354 out of 498 companies in the Insurance industry, placing it in the top 71.1%.
Is Santam's OCF Margin % too high?
Santam's current OCF Margin % of 8.52% is 46% above median its 10-year median of 5.84. The Insurance industry median OCF Margin % is 11.06. Santam's value of 8.52% is 22.9% below this industry median. Based on the distribution chart, Santam ranks #354 out of 498 companies in the Insurance industry, which is below the industry midpoint. Overall, Santam has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does Santam's OCF Margin % compare to FNF and RYAN?
According to the Insurance industry distribution chart, Santam ranks #354 out of 498 companies for OCF Margin %. This places Santam in the lower half of its industry. The industry median OCF Margin % is 11.06. Santam's value of 8.52% is 22.9% below this benchmark. While the company's 10-year median is 5.84 vs. the industry median of 11.06, Santam has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 11.06, based on 498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Santam's current OCF Margin % of 8.52% is 22.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Santam and its competitors. For the Insurance industry, the median OCF Margin % is 11.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Santam's current OCF Margin % is 8.52%, which is 46% above median its own 10-year median of 5.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Santam stock overvalued right now?
Santam (STU:RXWA) has a current OCF Margin % of 8.52%. The stock's GF Value™ is €24.91, compared to a current price of €21.60 — trading 13.3% below its estimated fair value. The current OCF Margin % is 8.52%, which is 46% above median its 10-year median of 5.84 and 22.9% below the Insurance industry median of 11.06. Santam's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Santam (STU:RXWA), the current OCF Margin % is 8.52% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Santam (STU:RXWA) Overvalued in 2026?
Based on GuruFocus' analysis, Santam stock appears to be undervalued.
The current stock price of €21.60 is trading 13.3% below its estimated GF Value™ of €24.91.
Key valuation signals for STU:RXWA:
OCF Margin %: 8.52% (46% above median its 10-year median of 5.84)
GF Value™: €24.91 vs. price of €21.60 (13.3% below fair value)
Industry Position: 22.9% below the Insurance median (#354 of 498)
No single metric tells the full story. See the STU:RXWA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Santam Ltd is a South African general insurance group. The company offers a range of policies against eventualities such as property damage, motor accidents, loss of income, crop losses, and catastrophe events, as well as reinsurance. The company helps mitigate risk to protect and grow financial well-being, and clients' insured losses are paid out of invested premiums.
78GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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