Business Description
Alior Bank SA
ISIN : US0162791018
Share Class Description:
ALORY: ADRTotal Employee Number:
6,740Compare
Compare
Traded in other countries / regions
ALR.Poland0QBM.UKA6O.GermanyALORY.USA IPO Date
2013-05-28Description
Alior Bank SA is a universal lending and deposit-taking bank that provides services to a Polish customer base. Its core activities include maintaining bank accounts, granting loans and advances, issuing banking securities, and buying and selling foreign currencies. Its subsidiary group company conducts brokerage activities, consulting, financial agency services, and other financial services. Its loan and advances book is diversified across various categories, notably retail cash loans and overdrafts, housing loans and other mortgages, working capital, and investment loans. The group's operations are financed from the funds of non-financial-sector customers deposited with the bank.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.72 | |||||
Equity-to-Asset | 0.13 | |||||
Debt-to-Equity | 0.2 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 4/9 | |||||
Beneish M-Score | -2.45 | |||||
WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 11.1 | |||||
3-Year EPS without NRI Growth Rate | 49 | |||||
3-Year Book Growth Rate | 28.1 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 2.4 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
14-Day RSI | 53.29 | |||||
12-1 Month Momentum % | 22.1 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Payout Ratio | 0.51 | |||||
Shareholder Yield % | 8.81 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 36.84 | |||||
FCF Margin % | 9.58 | |||||
OCF Margin % | 13.72 | |||||
ROE % | 18.62 | |||||
ROA % | 2.29 | |||||
Years of Profitability over Past 10-Year | 9 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 7.71 | |||||
Forward PE Ratio | 7.89 | |||||
PE Ratio without NRI | 7.52 | |||||
Shiller PE Ratio | 15.1 | |||||
Price-to-Owner-Earnings | 20.3 | |||||
PEG Ratio | 0.42 | |||||
PS Ratio | 2.84 | |||||
PB Ratio | 1.35 | |||||
Price-to-Tangible-Book | 1.41 | |||||
Price-to-Free-Cash-Flow | 29.66 | |||||
Price-to-Operating-Cash-Flow | 20.72 | |||||
EV-to-Forward-EBIT | 2.45 | |||||
EV-to-Revenue | 2.96 | |||||
EV-to-Forward-Revenue | 1.53 | |||||
EV-to-FCF | 30.91 | |||||
Price-to-GF-Value | 1.38 | |||||
Price-to-Projected-FCF | 1.88 | |||||
Price-to-DCF (Earnings Based) | 0.21 | |||||
Price-to-DCF (FCF Based) | 2.21 | |||||
Price-to-Median-PS-Value | 1.54 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.37 | |||||
Price-to-Graham-Number | 0.69 | |||||
FCF Yield % | 3.37 | |||||
Forward Rate of Return (Yacktman) % | 18.17 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsGurus Latest Trades with OTCPK:ALORY
You need a Premium membership or above to view this section.
Take a 7-Day Free Trial
No Available Data
Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Alior Bank SA Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 1,694.453 | ||
| EPS (TTM) ($) | 2.39 | ||
| Beta | 2.4567 | ||
| 3-Year Sharpe Ratio | 0.57 | ||
| 3-Year Sortino Ratio | 19.56 | ||
| Volatility % | 23.3 | ||
| 14-Day RSI | 53.29 | ||
| 14-Day ATR ($) | 0.000007 | ||
| 20-Day SMA ($) | 14.74 | ||
| 12-1 Month Momentum % | 22.1 | ||
| 52-Week Range ($) | 12.0718 - 17.11 | ||
| Shares Outstanding (Mil) | 261.11 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Alior Bank SA Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Alior Bank SA Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-10-27 | In 124 days | ||
| Third quarter earnings results for 2026 | 2026-10-27 | In 124 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-04 | In 40 days | ||
| Second quarter earnings results for 2026 | 2026-08-04 | In 40 days | ||
| USD 1.223622 Cash Dividend | 2026-05-15 | 14.74 (+0.00%) | ||
| General meeting for 2026 | 2026-04-29 10:00 | 14.74 (+0.00%) | ||
| First quarter earnings conference call for 2026 | 2026-04-27 10:30 | 14.74 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-04-27 | 14.74 (+0.00%) | ||
| Fourth quarter earnings conference call for 2025 | 2026-02-24 10:30 | 14.74 (+0.00%) | ||
| Annual report for 2025 | 2026-02-24 | 14.74 (+0.00%) |
Show
Entries
Alior Bank SA Frequently Asked Questions
What is Alior Bank SA(ALORY)'s stock price today?
The current price of ALORY is $14.74. The 52 week high of ALORY is $17.11 and 52 week low is $12.07.
When is next earnings date of Alior Bank SA(ALORY)?
The next earnings date of Alior Bank SA(ALORY) is 2026-08-04.
Does Alior Bank SA(ALORY) pay dividends? If so, how much?
Alior Bank SA(ALORY) does not pay dividend.
Guru Commentaries on OTCPK:ALORY
No articles.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Alior Bank SA
No articles.
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers