EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Multitude AG's Enterprise Value is €-334.5 Mil.
Multitude AG's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €119.1 Mil. Therefore, Multitude AG's EV-to-FCF for today is -2.81.
The historical rank and industry rank for Multitude AG's EV-to-FCF or its related term are showing as below:
WBO:MULT'
s EV-to-FCF Range Over the Past 10 Years
Min: -48.08 Med: -0.31 Max: 315.33
Current: -2.81
During the past 12 years, the highest EV-to-FCF of Multitude AG was 315.33. The lowest was -48.08. And the median was -0.31.
WBO:MULT's EV-to-FCF is ranked better than 93.96% of 1193
companies
in the Banks industry
Industry Median: 6.52
vs WBO:MULT: -2.81
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Multitude AG's PE Ratio (TTM) for today is calculated as:
Multitude AG's share price for today is €5.50.
Multitude AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.890.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Multitude AG EV-to-FCF Related Terms
Multitude AG EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Multitude AG's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Multitude AG's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Multitude AG EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Multitude AG's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Multitude AG's EV-to-FCF falls into.
Multitude AG's current Enterprise Value is €-334.5 Mil.
Multitude AG's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €119.1 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Multitude AG (WBO:MULT) has a EV-to-FCF of -2.81 as of Jun. 26, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Multitude AG and its competitors. According to the industry distribution chart, Multitude AG ranks #72 out of 1193 companies in the Banks industry, placing it in the top 6%.
Is Multitude AG's EV-to-FCF too high?
Multitude AG's current EV-to-FCF is -2.81. Based on the distribution chart, Multitude AG ranks #72 out of 1193 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Multitude AG has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Multitude AG's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Multitude AG ranks #72 out of 1193 companies for EV-to-FCF. This places Multitude AG in the top 6% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.52. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.52, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Multitude AG and its competitors. For the Banks industry, the median EV-to-FCF is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Multitude AG's current EV-to-FCF is -2.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Multitude AG stock overvalued right now?
Based on GuruFocus' analysis, Multitude AG (WBO:MULT) is currently considered Fairly Valued. The stock's GF Value™ is €5.14, compared to a current price of €5.50 — trading 7% above its estimated fair value. The current EV-to-FCF is -2.81. Multitude AG's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Multitude AG (WBO:MULT), the current EV-to-FCF is -2.81 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Multitude AG (WBO:MULT) Overvalued in 2026?
Based on GuruFocus' analysis, Multitude AG stock appears to be overvalued.
The current stock price of €5.50 is trading 7% above its estimated GF Value™ of €5.14.
GuruFocus considers Multitude AG to be Fairly Valued.
Key valuation signals for WBO:MULT:
EV-to-FCF: -2.81
GF Value™: €5.14 vs. price of €5.50 (7% above fair value)
No single metric tells the full story. See the WBO:MULT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Multitude AG is a fintech company providing digital financial and banking services to both individuals and businesses. Its reportable and operating segments are: Consumer Banking, SME Banking, and Wholesale Banking. Maximum revenue is derived from the Consumer Banking segment, which is operated under the Ferratum brand and offers digital consumer loans, credit lines, and credit card products. The SME Banking segment, which is operated under the CapitalBox brand, offers working capital and secured and non-secured lending solutions for small businesses, as well as other services such as invoice purchasing, and the Wholesale Banking, operated under the Multitude Bank brand, delivers lending and payment services to institutional clients, FinTechs, and payment service providers across Europe.
52GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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