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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.22
WTBA's Cash-to-Debt is ranked lower than
81% of the 1592 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.23 vs. WTBA: 0.22 )
Ranked among companies with meaningful Cash-to-Debt only.
WTBA' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.14  Med: 0.29 Max: N/A
Current: 0.22
Equity-to-Asset 0.09
WTBA's Equity-to-Asset is ranked lower than
61% of the 1591 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. WTBA: 0.09 )
Ranked among companies with meaningful Equity-to-Asset only.
WTBA' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.08  Med: 0.09 Max: 0.12
Current: 0.09
0.08
0.12
Interest Coverage 3.97
WTBA's Interest Coverage is ranked higher than
76% of the 1515 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. WTBA: 3.97 )
Ranked among companies with meaningful Interest Coverage only.
WTBA' s Interest Coverage Range Over the Past 10 Years
Min: 0.29  Med: 2.41 Max: 5.25
Current: 3.97
0.29
5.25
Beneish M-Score: -2.41
WACC vs ROIC
6.20%
8.69%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating Margin % 51.02
WTBA's Operating Margin % is ranked higher than
84% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.37 vs. WTBA: 51.02 )
Ranked among companies with meaningful Operating Margin % only.
WTBA' s Operating Margin % Range Over the Past 10 Years
Min: -24.81  Med: 44.22 Max: 51.02
Current: 51.02
-24.81
51.02
Net Margin % 35.65
WTBA's Net Margin % is ranked higher than
80% of the 1605 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.70 vs. WTBA: 35.65 )
Ranked among companies with meaningful Net Margin % only.
WTBA' s Net Margin % Range Over the Past 10 Years
Min: -29.24  Med: 30.97 Max: 35.65
Current: 35.65
-29.24
35.65
ROE % 14.32
WTBA's ROE % is ranked higher than
80% of the 1603 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.58 vs. WTBA: 14.32 )
Ranked among companies with meaningful ROE % only.
WTBA' s ROE % Range Over the Past 10 Years
Min: -11.93  Med: 12.75 Max: 16.07
Current: 14.32
-11.93
16.07
ROA % 1.28
WTBA's ROA % is ranked higher than
73% of the 1612 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. WTBA: 1.28 )
Ranked among companies with meaningful ROA % only.
WTBA' s ROA % Range Over the Past 10 Years
Min: -0.93  Med: 1.19 Max: 1.45
Current: 1.28
-0.93
1.45
3-Year Revenue Growth Rate 7.30
WTBA's 3-Year Revenue Growth Rate is ranked higher than
65% of the 1354 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.20 vs. WTBA: 7.30 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
WTBA' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -3.1  Med: 6.55 Max: 82.8
Current: 7.3
-3.1
82.8
3-Year EBITDA Growth Rate 5.40
WTBA's 3-Year EBITDA Growth Rate is ranked lower than
53% of the 1256 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. WTBA: 5.40 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
WTBA' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -28.9  Med: 4.7 Max: 33.9
Current: 5.4
-28.9
33.9
3-Year EPS without NRI Growth Rate 11.70
WTBA's 3-Year EPS without NRI Growth Rate is ranked higher than
62% of the 1226 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. WTBA: 11.70 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
WTBA' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -28.3  Med: 6.9 Max: 20.8
Current: 11.7
-28.3
20.8
GuruFocus has detected 2 Warning Signs with West Bancorp Inc $WTBA.
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» WTBA's 30-Y Financials

Financials (Next Earnings Date: 2017-07-27 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q2 2016

WTBA Guru Trades in Q2 2016

Jim Simons 194,490 sh (+3.51%)
» More
Q3 2016

WTBA Guru Trades in Q3 2016

Jim Simons 200,483 sh (+3.08%)
» More
Q4 2016

WTBA Guru Trades in Q4 2016

Jim Simons 234,700 sh (+17.07%)
» More
Q1 2017

WTBA Guru Trades in Q1 2017

Jim Simons 259,700 sh (+10.65%)
» More
» Details

Insider Trades

Latest Guru Trades with WTBA

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Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6022
Compare:NAS:TBBK, NAS:EQBK, NAS:OSBC, NAS:FMNB, NAS:CCNE, NAS:BSRR, NAS:BMRC, NAS:GNTY, NAS:TBK, NAS:FBNK, NAS:VBTX, NAS:MCBC, NAS:WNEB, NAS:AMNB, NAS:CCBG, NAS:PFIS, NAS:OLBK, NAS:PCSB, NAS:CNBKA, NAS:FFKT » details
Headquarter Location:USA
West Bancorp Inc is a holding company for West Bank. It provides commercial banking services, including checking accounts, savings accounts, money market accounts, and time certificates of deposit.

West Bancorp Inc was organized in 1984. The Company operates as the holding company for West Bank that provides full-service community banking products and services to customers located primarily in the Des Moines and Iowa City, Iowa and the Rochester, Minnesota metropolitan areas. It offers trust services found in a commercial bank with trust powers, including the administration of estates, conservatorships, personal trusts, and agency accounts. It also originates residential mortgages that are primarily sold in the secondary market. The Companys loan portfolio includes commercial real estate loans, construction or land development loans, commercial lines of credit, and commercial term loans, as well as consumer loans. The Companys commercial borrower is a small or medium-sized privately-owned Iowa business person or entity. Its commercial loans consist of loans to businesses for various purposes, including revolving lines to finance operations, inventory and accounts receivable, and capital expenditure loans to finance equipment, and other fixed assets. The Company's real estate loans include various loans on commercial properties, and single and multifamily residences. Its majority of construction loans are to contractors and developers for construction of commercial buildings or residential real estate. The Company's consumer loans include loans extended to individuals for household, family, and other personal expenditures not secured by real estate. The majority of its consumer lending is for vehicles, consolidation of personal debts, and household improvements. The Company and West Bank are subject to extensive federal and state regulation and supervision.

Top Ranked Articles about West Bancorp Inc

West Bancorporation, Inc. to Announce Quarterly Results, Hold Conference Call

WEST DES MOINES, Iowa, March 24, 2017 (GLOBE NEWSWIRE) -- West Bancorporation, Inc. (NASDAQ:WTBA) (the “Company”), parent company of West Bank, will report its results for the first quarter of 2017, on Thursday, April 27, 2017 before the markets open.
The Company will discuss its results in a conference call scheduled for 10:00 a.m. Central Time on Friday, April 28, 2017.  The telephone number for the conference call is 888-339-0814.  A recording of the call will be available until May 12, 2017, by dialing 877-344-7529.  The replay passcode is 10098202. West Bancorporation, Inc. is headquartered in West Des Moines, Iowa.  Serving Iowans since 1893, West Bank, a wholly-owned subsidiary of West Bancorporation, Inc., is a community bank that focuses on lending, deposit services and trust services for consumers and small- to medium-sized businesses.  The Bank has eight offices in the greater Des Moines, Iowa area, one office in Iowa City, Iowa, one office in Coralville, Iowa, and one office in Rochester, Minnesota. 
For more information contact:
Doug Gulling, Executive Vice President, Treasurer and Chief Financial Officer (515) 222-2309

Read more...

Ratios

vs
industry
vs
history
PE Ratio 15.41
WTBA's PE Ratio is ranked lower than
57% of the 1510 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.59 vs. WTBA: 15.41 )
Ranked among companies with meaningful PE Ratio only.
WTBA' s PE Ratio Range Over the Past 10 Years
Min: 9.43  Med: 13.59 Max: 27.84
Current: 15.41
9.43
27.84
PE Ratio without NRI 15.41
WTBA's PE Ratio without NRI is ranked lower than
57% of the 1477 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.63 vs. WTBA: 15.41 )
Ranked among companies with meaningful PE Ratio without NRI only.
WTBA' s PE Ratio without NRI Range Over the Past 10 Years
Min: 9.43  Med: 13.56 Max: 29.17
Current: 15.41
9.43
29.17
Price-to-Owner-Earnings 17.97
WTBA's Price-to-Owner-Earnings is ranked lower than
68% of the 882 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.21 vs. WTBA: 17.97 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
WTBA' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 4.88  Med: 11.76 Max: 38.77
Current: 17.97
4.88
38.77
PB Ratio 2.11
WTBA's PB Ratio is ranked lower than
89% of the 1611 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. WTBA: 2.11 )
Ranked among companies with meaningful PB Ratio only.
WTBA' s PB Ratio Range Over the Past 10 Years
Min: 0.78  Med: 1.8 Max: 3
Current: 2.11
0.78
3
PS Ratio 5.48
WTBA's PS Ratio is ranked lower than
82% of the 1586 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.40 vs. WTBA: 5.48 )
Ranked among companies with meaningful PS Ratio only.
WTBA' s PS Ratio Range Over the Past 10 Years
Min: 1.72  Med: 4.17 Max: 11.47
Current: 5.48
1.72
11.47
Price-to-Free-Cash-Flow 15.50
WTBA's Price-to-Free-Cash-Flow is ranked lower than
81% of the 870 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.33 vs. WTBA: 15.50 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
WTBA' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 3.02  Med: 9.63 Max: 6326.67
Current: 15.5
3.02
6326.67
Price-to-Operating-Cash-Flow 11.97
WTBA's Price-to-Operating-Cash-Flow is ranked lower than
57% of the 940 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.82 vs. WTBA: 11.97 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
WTBA' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 2.89  Med: 9.03 Max: 612.26
Current: 11.97
2.89
612.26
EV-to-EBIT 14.48
WTBA's EV-to-EBIT is ranked lower than
54% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.52 vs. WTBA: 14.48 )
Ranked among companies with meaningful EV-to-EBIT only.
WTBA' s EV-to-EBIT Range Over the Past 10 Years
Min: -24.7  Med: 13.3 Max: 39.9
Current: 14.48
-24.7
39.9
EV-to-EBITDA 13.99
WTBA's EV-to-EBITDA is ranked lower than
57% of the 1685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.29 vs. WTBA: 13.99 )
Ranked among companies with meaningful EV-to-EBITDA only.
WTBA' s EV-to-EBITDA Range Over the Past 10 Years
Min: -28.6  Med: 12.3 Max: 35.3
Current: 13.99
-28.6
35.3
PEG Ratio 2.01
WTBA's PEG Ratio is ranked lower than
64% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.43 vs. WTBA: 2.01 )
Ranked among companies with meaningful PEG Ratio only.
WTBA' s PEG Ratio Range Over the Past 10 Years
Min: 1.02  Med: 1.72 Max: 22.63
Current: 2.01
1.02
22.63
Shiller PE Ratio 26.38
WTBA's Shiller PE Ratio is ranked lower than
71% of the 479 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.93 vs. WTBA: 26.38 )
Ranked among companies with meaningful Shiller PE Ratio only.
WTBA' s Shiller PE Ratio Range Over the Past 10 Years
Min: 10.89  Med: 19.11 Max: 29.88
Current: 26.38
10.89
29.88

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 3.11
WTBA's Dividend Yield % is ranked higher than
55% of the 2319 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.69 vs. WTBA: 3.11 )
Ranked among companies with meaningful Dividend Yield % only.
WTBA' s Dividend Yield % Range Over the Past 10 Years
Min: 0.12  Med: 3.22 Max: 10.49
Current: 3.11
0.12
10.49
Dividend Payout Ratio 0.47
WTBA's Dividend Payout Ratio is ranked lower than
72% of the 1315 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. WTBA: 0.47 )
Ranked among companies with meaningful Dividend Payout Ratio only.
WTBA' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.23  Med: 0.44 Max: 1.52
Current: 0.47
0.23
1.52
3-Year Dividend Growth Rate 16.80
WTBA's 3-Year Dividend Growth Rate is ranked higher than
73% of the 768 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. WTBA: 16.80 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
WTBA' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 2.65 Max: 58.7
Current: 16.8
0
58.7
Forward Dividend Yield % 3.27
WTBA's Forward Dividend Yield % is ranked higher than
51% of the 2248 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.73 vs. WTBA: 3.27 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 10.79
WTBA's 5-Year Yield-on-Cost % is ranked higher than
89% of the 2649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.31 vs. WTBA: 10.79 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
WTBA' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.41  Med: 11.06 Max: 36.04
Current: 10.79
0.41
36.04
3-Year Average Share Buyback Ratio -0.30
WTBA's 3-Year Average Share Buyback Ratio is ranked higher than
69% of the 1042 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. WTBA: -0.30 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
WTBA' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -0.3  Med: 0.3 Max: 2.8
Current: -0.3
-0.3
2.8

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.12
WTBA's Price-to-Tangible-Book is ranked lower than
83% of the 1576 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. WTBA: 2.12 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
WTBA' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.87  Med: 2.08 Max: 4.19
Current: 2.12
0.87
4.19
Price-to-Intrinsic-Value-Projected-FCF 0.90
WTBA's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
65% of the 869 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.78 vs. WTBA: 0.90 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
WTBA' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.34  Med: 0.67 Max: 3.01
Current: 0.9
0.34
3.01
Price-to-Median-PS-Value 1.31
WTBA's Price-to-Median-PS-Value is ranked lower than
71% of the 1462 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.14 vs. WTBA: 1.31 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
WTBA' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.41  Med: 1.11 Max: 3.05
Current: 1.31
0.41
3.05
Price-to-Peter-Lynch-Fair-Value 2.03
WTBA's Price-to-Peter-Lynch-Fair-Value is ranked lower than
76% of the 426 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.17 vs. WTBA: 2.03 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
WTBA' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.77  Med: 1.72 Max: 2.72
Current: 2.03
0.77
2.72
Price-to-Graham-Number 1.20
WTBA's Price-to-Graham-Number is ranked lower than
72% of the 1364 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.96 vs. WTBA: 1.20 )
Ranked among companies with meaningful Price-to-Graham-Number only.
WTBA' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.68  Med: 1.2 Max: 1.76
Current: 1.2
0.68
1.76
Earnings Yield (Greenblatt) % 6.91
WTBA's Earnings Yield (Greenblatt) % is ranked higher than
59% of the 2207 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.95 vs. WTBA: 6.91 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
WTBA' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 2.5  Med: 7.4 Max: 10.3
Current: 6.91
2.5
10.3
Forward Rate of Return (Yacktman) % 13.91
WTBA's Forward Rate of Return (Yacktman) % is ranked higher than
57% of the 890 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.45 vs. WTBA: 13.91 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
WTBA' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -1.4  Med: 13.6 Max: 26.5
Current: 13.91
-1.4
26.5

More Statistics

Revenue (TTM) (Mil) $65.72
EPS (TTM) $ 1.44
Beta0.80
Short Percentage of Float0.43%
52-Week Range $17.50 - 25.05
Shares Outstanding (Mil)16.19
» More Articles for WTBA

Headlines

Articles On GuruFocus.com
West Bancorporation, Inc. to Announce Quarterly Results, Hold Conference Call Mar 24 2017 
West Ban Corp. Reports Operating Results (10-Q) Oct 29 2010 
West Ban Corp. (WTBA) CEO David D Nelson buys 2,000 Shares Sep 09 2010 
West Ban Corp. (WTBA) CEO David D Nelson buys 1,000 Shares Aug 06 2010 
West Ban Corp. Reports Operating Results (10-Q) Jul 30 2010 
West Ban Corp. (WTBA) CEO David D Nelson buys 1,000 Shares May 18 2010 
West Ban Corp. (WTBA) CFO Douglas R Gulling buys 5,000 Shares Nov 30 2009 

More From Other Websites
West Bancorp, Inc. breached its 50 day moving average in a Bearish Manner : WTBA-US : May 15, 2017 May 15 2017
West Bancorp, Inc. : WTBA-US: Dividend Analysis : May 10th, 2017 (record date) : By the numbers :... May 09 2017
ETFs with exposure to West Bancorp, Inc. : May 1, 2017 May 01 2017
Edited Transcript of WTBA earnings conference call or presentation 28-Apr-17 3:00pm GMT Apr 28 2017
West Bancorp, Inc. :WTBA-US: Earnings Analysis: Q1, 2017 By the Numbers : April 28, 2017 Apr 28 2017
West Bancorp posts 1Q profit Apr 27 2017
West Bancorporation, Inc. Announces Record Net Income, Declares Record Quarterly Dividend Apr 27 2017
West Bancorp, Inc. breached its 50 day moving average in a Bearish Manner : WTBA-US : April 14, 2017 Apr 14 2017
West Bancorp, Inc. breached its 50 day moving average in a Bullish Manner : WTBA-US : March 31, 2017 Mar 31 2017
West Bancorporation, Inc. to Announce Quarterly Results, Hold Conference Call Mar 24 2017
ETFs with exposure to West Bancorp, Inc. : February 2, 2017 Feb 02 2017
West Bancorp, Inc. :WTBA-US: Earnings Analysis: Q4, 2016 By the Numbers : February 1, 2017 Feb 01 2017
West Bancorp, Inc. breached its 50 day moving average in a Bearish Manner : WTBA-US : January 31,... Jan 31 2017
Edited Transcript of WTBA earnings conference call or presentation 27-Jan-17 4:00pm GMT Jan 27 2017
West Bancorp, Inc. : WTBA-US: Dividend Analysis : November 09th, 2016 (record date) : By the numbers... Jan 06 2017
ETF’s with exposure to West Bancorp, Inc. : November 11, 2016 Nov 11 2016

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