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Nirdhan Utthan Laghubitta Bittiyanstha (XNEP:NUBL) Intrinsic Value: Projected FCF : NPR185.37 (As of Jun. 04, 2025)


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What is Nirdhan Utthan Laghubitta Bittiyanstha Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2025-06-04), Nirdhan Utthan Laghubitta Bittiyanstha's Intrinsic Value: Projected FCF is NPR185.37. The stock price of Nirdhan Utthan Laghubitta Bittiyanstha is NPR686.43. Therefore, Nirdhan Utthan Laghubitta Bittiyanstha's Price-to-Intrinsic-Value-Projected-FCF of today is 3.7.

The historical rank and industry rank for Nirdhan Utthan Laghubitta Bittiyanstha's Intrinsic Value: Projected FCF or its related term are showing as below:

XNEP:NUBL' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 2.36   Med: 3.9   Max: 12.47
Current: 3.7

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Nirdhan Utthan Laghubitta Bittiyanstha was 12.47. The lowest was 2.36. And the median was 3.90.

XNEP:NUBL's Price-to-Projected-FCF is ranked worse than
97.1% of 1309 companies
in the Banks industry
Industry Median: 0.5 vs XNEP:NUBL: 3.70

Nirdhan Utthan Laghubitta Bittiyanstha Intrinsic Value: Projected FCF Historical Data

The historical data trend for Nirdhan Utthan Laghubitta Bittiyanstha's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Nirdhan Utthan Laghubitta Bittiyanstha Intrinsic Value: Projected FCF Chart

Nirdhan Utthan Laghubitta Bittiyanstha Annual Data
Trend Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 79.92 86.83 168.61 222.46 217.96

Nirdhan Utthan Laghubitta Bittiyanstha Quarterly Data
Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 272.97 217.96 194.90 194.24 185.37

Competitive Comparison of Nirdhan Utthan Laghubitta Bittiyanstha's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, Nirdhan Utthan Laghubitta Bittiyanstha's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nirdhan Utthan Laghubitta Bittiyanstha's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Nirdhan Utthan Laghubitta Bittiyanstha's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Nirdhan Utthan Laghubitta Bittiyanstha's Price-to-Projected-FCF falls into.


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Nirdhan Utthan Laghubitta Bittiyanstha Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Nirdhan Utthan Laghubitta Bittiyanstha's Free Cash Flow(6 year avg) = NPR46.54.

Nirdhan Utthan Laghubitta Bittiyanstha's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Apr25)*0.8)/Shares Outstanding (Diluted Average)
=(10.623553629896*46.53968+5433.958*0.8)/26.119
=185.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Nirdhan Utthan Laghubitta Bittiyanstha  (XNEP:NUBL) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Nirdhan Utthan Laghubitta Bittiyanstha's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=686.43/185.36633050263
=3.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Nirdhan Utthan Laghubitta Bittiyanstha Intrinsic Value: Projected FCF Related Terms

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Nirdhan Utthan Laghubitta Bittiyanstha Business Description

Traded in Other Exchanges
N/A
Address
Nirdhan Bhawan Bhagwatibahal, Naxal -01, Kathmandu, NPL
Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd provides microfinance services such as loans, deposits, micro-insurance and remittance services to low-income families of Nepal. Its financial sources are deposits from the public, group savings deposits, borrowings from financial institutions and shareholders fund. The company offers General Loan, Agriculture Loan, Housing Loan, Energy Loan, Public Deposits, Client Savings, and others. It has three reportable segments being Revenue and Expenses; Segment Assets and Segment Liabilities and Other Segments.

Nirdhan Utthan Laghubitta Bittiyanstha Headlines

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