Nirdhan Utthan Laghubitta Bittiyanstha (XNEP:NUBL) Dividend Payout Ratio: 0.00 (As of Apr. 2026)

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XNEP:NUBL Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd XNEP:NUBL
79 GF Score
Price NPR574.00
GF Value NPR616.61
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Nirdhan Utthan Laghubitta Bittiyanstha Dividend Payout Ratio?

Nirdhan Utthan Laghubitta Bittiyanstha XNEP:NUBL 79 Dividend Payout Ratio is 0.00 as of Apr. 2026. GuruFocus rates XNEP:NUBL with a GF Score™ of 79/100 and a GF Value™ of NPR616.61 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,174 Banks companies, Nirdhan Utthan Laghubitta Bittiyanstha ranks worse than 60.9% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Nirdhan Utthan Laghubitta Bittiyanstha's Dividend Payout Ratio for the months ended in Apr. 2026 was 0.00.

The historical rank and industry rank for Nirdhan Utthan Laghubitta Bittiyanstha's Dividend Payout Ratio or its related term are showing as below:

XNEP:NUBL' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.01   Med: 0.15   Max: 0.58
Current: 0.38


During the past 13 years, the highest Dividend Payout Ratio of Nirdhan Utthan Laghubitta Bittiyanstha was 0.58. The lowest was 0.01. And the median was 0.15.

XNEP:NUBL's Dividend Payout Ratio is ranked worse than
60.9% of 1174 companies
in the Banks industry
Industry Median: 0.32 vs XNEP:NUBL: 0.38

As of today (2026-08-29), the Dividend Yield % of Nirdhan Utthan Laghubitta Bittiyanstha is 1.22%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Nirdhan Utthan Laghubitta Bittiyanstha was 2.66%. The lowest was 0.04%. And the median was 0.73%.

Nirdhan Utthan Laghubitta Bittiyanstha's Dividends per Share for the months ended in Apr. 2026 was NPR0.00.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Nirdhan Utthan Laghubitta Bittiyanstha was 71.00% per year. The lowest was -48.90% per year. And the median was -47.25% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Nirdhan Utthan Laghubitta Bittiyanstha (XNEP:NUBL) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Nirdhan Utthan Laghubitta Bittiyanstha Dividend Payout Ratio Related Terms


Nirdhan Utthan Laghubitta Bittiyanstha Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Nirdhan Utthan Laghubitta Bittiyanstha's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nirdhan Utthan Laghubitta Bittiyanstha Dividend Payout Ratio Chart

Nirdhan Utthan Laghubitta Bittiyanstha Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.01 0.04 0.15 0.00 0.00

Nirdhan Utthan Laghubitta Bittiyanstha Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Nirdhan Utthan Laghubitta Bittiyanstha Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Nirdhan Utthan Laghubitta Bittiyanstha's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nirdhan Utthan Laghubitta Bittiyanstha Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Nirdhan Utthan Laghubitta Bittiyanstha's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Nirdhan Utthan Laghubitta Bittiyanstha's Dividend Payout Ratio falls into.


XNEP:NUBL
79GF Score
Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd XNEP:NUBL
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nirdhan Utthan Laghubitta Bittiyanstha Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Nirdhan Utthan Laghubitta Bittiyanstha's Dividend Payout Ratio for the fiscal year that ended in Jul. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Jul. 2025 )/ EPS without NRI (A: Jul. 2025 )
=0/ 36.541
=0.00

Nirdhan Utthan Laghubitta Bittiyanstha's Dividend Payout Ratio for the quarter that ended in Apr. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Apr. 2026 )/ EPS without NRI (Q: Apr. 2026 )
=0/ 1.286
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Nirdhan Utthan Laghubitta Bittiyanstha (XNEP:NUBL) has a Dividend Payout Ratio of 0.00 as of Apr. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Nirdhan Utthan Laghubitta Bittiyanstha and its competitors. Over the past decade, Nirdhan Utthan Laghubitta Bittiyanstha's Dividend Payout Ratio has ranged from 0.01 to 0.58. According to the industry distribution chart, Nirdhan Utthan Laghubitta Bittiyanstha ranks #715 out of 1174 companies in the Banks industry, placing it in the top 60.9%.
Is Nirdhan Utthan Laghubitta Bittiyanstha's Dividend Payout Ratio too high?
Nirdhan Utthan Laghubitta Bittiyanstha's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.58. Based on the distribution chart, Nirdhan Utthan Laghubitta Bittiyanstha ranks #715 out of 1174 companies in the Banks industry, which is below the industry midpoint. Overall, Nirdhan Utthan Laghubitta Bittiyanstha has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Nirdhan Utthan Laghubitta Bittiyanstha's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Nirdhan Utthan Laghubitta Bittiyanstha ranks #715 out of 1174 companies for Dividend Payout Ratio. This places Nirdhan Utthan Laghubitta Bittiyanstha in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, Nirdhan Utthan Laghubitta Bittiyanstha's own Dividend Payout Ratio has ranged from 0.01 to 0.58 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,174 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Nirdhan Utthan Laghubitta Bittiyanstha and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nirdhan Utthan Laghubitta Bittiyanstha's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nirdhan Utthan Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Nirdhan Utthan Laghubitta Bittiyanstha (XNEP:NUBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR616.61, compared to a current price of NPR574.00 — trading 6.9% below its estimated fair value. The current Dividend Payout Ratio is 0.00. Nirdhan Utthan Laghubitta Bittiyanstha's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Nirdhan Utthan Laghubitta Bittiyanstha (XNEP:NUBL), the current Dividend Payout Ratio is 0.00 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nirdhan Utthan Laghubitta Bittiyanstha (XNEP:NUBL) Overvalued in 2026?

Based on GuruFocus' analysis, Nirdhan Utthan Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR574.00 is trading 6.9% below its estimated GF Value™ of NPR616.61. GuruFocus considers Nirdhan Utthan Laghubitta Bittiyanstha to be Fairly Valued.

Key valuation signals for XNEP:NUBL:

  • Dividend Payout Ratio: 0.00
  • GF Value™: NPR616.61 vs. price of NPR574.00 (6.9% below fair value)
  • GF Score™: 79/100 with 2 warning signs

No single metric tells the full story. See the XNEP:NUBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nirdhan Utthan Laghubitta Bittiyanstha Business Description

Address Nirdhan Bhawan Bhagwatibahal, Naxal -01, Kathmandu, NPL
Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd provides microfinance services such as loans, deposits, micro-insurance, and remittance services to low-income families of Nepal. Its financial sources are deposits from the public, group savings deposits, borrowings from financial institutions, and shareholders' funds. The company offers General Loan, Agriculture Loan, Housing Loan, Energy Loan, Public Deposits, Client Savings, and others. It has three reportable segments: Revenue and Expenses, Segment Assets, Segment Liabilities, and Other Segments.
79GF Score

Get the complete analysis for XNEP:NUBL

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR574.00
Price
NPR616.61
GF Value