Nirdhan Utthan Laghubitta Bittiyanstha (XNEP:NUBL) FCF Yield %: -1.60 (As of Aug. 29, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:NUBL Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd XNEP:NUBL
79 GF Score
Price NPR574.00
GF Value NPR616.61
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Nirdhan Utthan Laghubitta Bittiyanstha FCF Yield %?

Nirdhan Utthan Laghubitta Bittiyanstha XNEP:NUBL 79 FCF Yield % is -1.60 as of Aug. 29, 2026. GuruFocus rates XNEP:NUBL with a GF Score™ of 79/100 and a GF Value™ of NPR616.61 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,495 Banks companies, Nirdhan Utthan Laghubitta Bittiyanstha ranks worse than 74.92% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Nirdhan Utthan Laghubitta Bittiyanstha's Trailing 12-Month Free Cash Flow is NPR-252 Mil, and Market Cap is NPR15,743 Mil. Therefore, Nirdhan Utthan Laghubitta Bittiyanstha's FCF Yield % for today is -1.60%.

The historical rank and industry rank for Nirdhan Utthan Laghubitta Bittiyanstha's FCF Yield % or its related term are showing as below:

XNEP:NUBL' s FCF Yield % Range Over the Past 10 Years
Min: -7.94   Med: 0.31   Max: 9.58
Current: -1.6


During the past 13 years, the highest FCF Yield % of Nirdhan Utthan Laghubitta Bittiyanstha was 9.58%. The lowest was -7.94%. And the median was 0.31%.

XNEP:NUBL's FCF Yield % is ranked worse than
74.92% of 1495 companies
in the Banks industry
Industry Median: 8.14 vs XNEP:NUBL: -1.60

Nirdhan Utthan Laghubitta Bittiyanstha's FCF Margin % for the quarter that ended in Apr. 2026 was -9.68%.


Nirdhan Utthan Laghubitta Bittiyanstha FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Nirdhan Utthan Laghubitta Bittiyanstha FCF Yield % Related Terms


Nirdhan Utthan Laghubitta Bittiyanstha FCF Yield % Historical Data

* Premium members only.

The historical data trend for Nirdhan Utthan Laghubitta Bittiyanstha's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nirdhan Utthan Laghubitta Bittiyanstha FCF Yield % Chart

Nirdhan Utthan Laghubitta Bittiyanstha Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -5.79 1.34 4.50 0.32 -2.19

Nirdhan Utthan Laghubitta Bittiyanstha Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -6.93 3.75 4.95 -12.77 -1.20

Nirdhan Utthan Laghubitta Bittiyanstha FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Nirdhan Utthan Laghubitta Bittiyanstha's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nirdhan Utthan Laghubitta Bittiyanstha FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Nirdhan Utthan Laghubitta Bittiyanstha's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Nirdhan Utthan Laghubitta Bittiyanstha's FCF Yield % falls into.


XNEP:NUBL
79GF Score
Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd XNEP:NUBL
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nirdhan Utthan Laghubitta Bittiyanstha FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Nirdhan Utthan Laghubitta Bittiyanstha's FCF Yield % for the fiscal year that ended in Jul. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-456.479 / 20866.722787321
=-2.19%

Nirdhan Utthan Laghubitta Bittiyanstha's annualized FCF Yield % for the quarter that ended in Apr. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-55.671 * 4 / 18595.506
=-1.20%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -1.60 mean?
Nirdhan Utthan Laghubitta Bittiyanstha (XNEP:NUBL) has a FCF Yield % of -1.60 as of Aug. 29, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Nirdhan Utthan Laghubitta Bittiyanstha and its competitors. According to the industry distribution chart, Nirdhan Utthan Laghubitta Bittiyanstha ranks #1120 out of 1495 companies in the Banks industry, placing it in the top 74.9%.
Is Nirdhan Utthan Laghubitta Bittiyanstha's FCF Yield % too high?
Nirdhan Utthan Laghubitta Bittiyanstha's current FCF Yield % is -1.60. Based on the distribution chart, Nirdhan Utthan Laghubitta Bittiyanstha ranks #1120 out of 1495 companies in the Banks industry, which is below the industry midpoint. Overall, Nirdhan Utthan Laghubitta Bittiyanstha has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Nirdhan Utthan Laghubitta Bittiyanstha's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Nirdhan Utthan Laghubitta Bittiyanstha ranks #1120 out of 1495 companies for FCF Yield %. This places Nirdhan Utthan Laghubitta Bittiyanstha in the lower half of its industry. The industry median FCF Yield % is 8.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Nirdhan Utthan Laghubitta Bittiyanstha and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nirdhan Utthan Laghubitta Bittiyanstha's current FCF Yield % is -1.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nirdhan Utthan Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Nirdhan Utthan Laghubitta Bittiyanstha (XNEP:NUBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR616.61, compared to a current price of NPR574.00 — trading 6.9% below its estimated fair value. The current FCF Yield % is -1.60. Nirdhan Utthan Laghubitta Bittiyanstha's overall GF Score™ is 79/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Nirdhan Utthan Laghubitta Bittiyanstha (XNEP:NUBL), the current FCF Yield % is -1.60 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nirdhan Utthan Laghubitta Bittiyanstha (XNEP:NUBL) Overvalued in 2026?

Based on GuruFocus' analysis, Nirdhan Utthan Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR574.00 is trading 6.9% below its estimated GF Value™ of NPR616.61. GuruFocus considers Nirdhan Utthan Laghubitta Bittiyanstha to be Fairly Valued.

Key valuation signals for XNEP:NUBL:

  • FCF Yield %: -1.60
  • GF Value™: NPR616.61 vs. price of NPR574.00 (6.9% below fair value)
  • GF Score™: 79/100 with 2 warning signs

No single metric tells the full story. See the XNEP:NUBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nirdhan Utthan Laghubitta Bittiyanstha Business Description

Address Nirdhan Bhawan Bhagwatibahal, Naxal -01, Kathmandu, NPL
Nirdhan Utthan Laghubitta Bittiya Sanstha Ltd provides microfinance services such as loans, deposits, micro-insurance, and remittance services to low-income families of Nepal. Its financial sources are deposits from the public, group savings deposits, borrowings from financial institutions, and shareholders' funds. The company offers General Loan, Agriculture Loan, Housing Loan, Energy Loan, Public Deposits, Client Savings, and others. It has three reportable segments: Revenue and Expenses, Segment Assets, Segment Liabilities, and Other Segments.
79GF Score

Get the complete analysis for XNEP:NUBL

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR574.00
Price
NPR616.61
GF Value