Business Description
Croatia Osiguranje DD
ISIN : HRCROSRA0002
Share Class Description:
ZAG:CROS: Class ATotal Employee Number:
4,101Description
Croatia Osiguranje DD is engaged in non-life and life insurance business and reinsurance business in the non-life insurance group in the territory of the Republic of Croatia. At the same time, the Group operates in the territories of Northern Macedonia, Bosnia and Herzegovina, and Serbia. Insurance and reinsurance activities are the Company's core business segments. In addition to insurance and reinsurance activities, CO Group companies also perform the following activities: pension fund management, performance of vehicle testing, provision of healthcare services, and real estate management. The segments include: Non-life and Life Insurance segments.
Financial Strength
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 114.16 | |||||
Equity-to-Asset | 0.45 | |||||
Debt-to-EBITDA | 0.02 | |||||
Interest Coverage | 42.44 | |||||
Piotroski F-Score | 8/9 | |||||
Beneish M-Score | -2.74 | |||||
WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 11.4 | |||||
3-Year EBITDA Growth Rate | 4.8 | |||||
3-Year EPS without NRI Growth Rate | 3.5 | |||||
3-Year FCF Growth Rate | 41.3 | |||||
3-Year Book Growth Rate | 6.8 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 35.06 | |||||
9-Day RSI | 38.7 | |||||
14-Day RSI | 41.46 | |||||
3-1 Month Momentum % | -2.86 | |||||
6-1 Month Momentum % | 26.87 | |||||
12-1 Month Momentum % | 47.83 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 3.46 | |||||
Dividend Payout Ratio | 0.71 | |||||
Forward Dividend Yield % | 3.46 | |||||
5-Year Yield-on-Cost % | 3.46 | |||||
3-Year Average Share Buyback Ratio | -0.1 | |||||
Shareholder Yield % | 4.3 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 10.61 | |||||
EBITDA Margin % | 15.68 | |||||
FCF Margin % | 17.56 | |||||
OCF Margin % | 20.62 | |||||
ROE % | 7.82 | |||||
ROA % | 3.41 | |||||
ROIC % | 3.79 | |||||
3-Year ROIIC % | 2.72 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 20.89 | |||||
PE Ratio without NRI | 20.89 | |||||
Shiller PE Ratio | 24.04 | |||||
Price-to-Owner-Earnings | 11.45 | |||||
PEG Ratio | 2.68 | |||||
PS Ratio | 2.22 | |||||
PB Ratio | 1.5 | |||||
Price-to-Tangible-Book | 1.54 | |||||
Price-to-Free-Cash-Flow | 12.25 | |||||
Price-to-Operating-Cash-Flow | 10.39 | |||||
EV-to-EBIT | 15.45 | |||||
EV-to-EBITDA | 12.83 | |||||
EV-to-Revenue | 2.01 | |||||
EV-to-FCF | 10.8 | |||||
Price-to-GF-Value | 1.7 | |||||
Price-to-Projected-FCF | 1.15 | |||||
Price-to-DCF (Earnings Based) | 1.06 | |||||
Price-to-DCF (FCF Based) | 0.39 | |||||
Price-to-Median-PS-Value | 0.37 | |||||
Price-to-Peter-Lynch-Fair-Value | 2.61 | |||||
Price-to-Graham-Number | 1.2 | |||||
| Price-to-Net-Cash | 40.07 | |||||
Earnings Yield (Greenblatt) % | 6.47 | |||||
FCF Yield % | 8.16 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Croatia Osiguranje DD Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 642.555 | ||
| EPS (TTM) (€) | 161.027 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | 1.25 | ||
| 3-Year Sortino Ratio | 2.94 | ||
| Volatility % | 24.71 | ||
| 14-Day RSI | 41.46 | ||
| 14-Day ATR (€) | 25.99565 | ||
| 20-Day SMA (€) | 3349 | ||
| 12-1 Month Momentum % | 47.83 | ||
| 52-Week Range (€) | 2180 - 3660 | ||
| Shares Outstanding (Mil) | 0.42 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Croatia Osiguranje DD Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Croatia Osiguranje DD Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| EUR 114.140000 Cash Dividend | 2026-07-01 | 3,460.00 (+0.00%) | ||
| EUR 106.520000 Cash Dividend | 2025-07-01 | 2,400.00 (+0.00%) |
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Croatia Osiguranje DD Frequently Asked Questions
What is Croatia Osiguranje DD(ZAG:CROS)'s stock price today?
The current price of ZAG:CROS is €3300.00. The 52 week high of ZAG:CROS is €3660.00 and 52 week low is €2180.00.
When is next earnings date of Croatia Osiguranje DD(ZAG:CROS)?
The next earnings date of Croatia Osiguranje DD(ZAG:CROS) is .
Does Croatia Osiguranje DD(ZAG:CROS) pay dividends? If so, how much?
The Dividend Yield %  of Croatia Osiguranje DD(ZAG:CROS) is 3.46% (As of Today), Highest Dividend Payout Ratio of Croatia Osiguranje DD(ZAG:CROS) was 1.85. The lowest was 0.66. And the median was 1.25. The  Forward Dividend Yield % of Croatia Osiguranje DD(ZAG:CROS) is 3.46%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Croatia Osiguranje DD
No articles.
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