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FinTech Chain (ASX:FTC) Effective Interest Rate on Debt % : 2.41% (As of Mar. 2025)


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What is FinTech Chain Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. FinTech Chain's annualized positive value of Interest Expense for the quarter that ended in Mar. 2025 was A$0.16 Mil. FinTech Chain's average total debt for the quarter that ended in Mar. 2025 was A$6.55 Mil. Therefore, FinTech Chain's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 was 2.41%.

FinTech Chain Effective Interest Rate on Debt % Historical Data

The historical data trend for FinTech Chain's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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FinTech Chain Effective Interest Rate on Debt % Chart

FinTech Chain Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.26 5.55 8.63 8.29 3.68

FinTech Chain Semi-Annual Data
Sep15 Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.19 7.52 6.98 5.30 2.41

Competitive Comparison of FinTech Chain's Effective Interest Rate on Debt %

For the Software - Infrastructure subindustry, FinTech Chain's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

FinTech Chain's Effective Interest Rate on Debt % Distribution in the Software Industry

For the Software industry and Technology sector, FinTech Chain's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where FinTech Chain's Effective Interest Rate on Debt % falls into.


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FinTech Chain Effective Interest Rate on Debt % Calculation

FinTech Chain's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2024 )+Total Debt  (A: Mar. 2025 ))/ count )
=-1  *  -0.214/( (4.088+7.527)/ 2 )
=-1  *  -0.214/5.8075
=3.68 %

where

Total Debt  (A: Mar. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.479 + 3.609
=4.088

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.291 + 7.236
=7.527

FinTech Chain's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2024 )+Total Debt  (Q: Mar. 2025 ))/ count )
=-1  *  -0.158/( (5.578+7.527)/ 2 )
=-1  *  -0.158/6.5525
=2.41 %

where

Total Debt  (Q: Sep. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.334 + 5.244
=5.578

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.291 + 7.236
=7.527

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

FinTech Chain  (ASX:FTC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

FinTech Chain Effective Interest Rate on Debt % Related Terms

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FinTech Chain Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Technology » Software » FinTech Chain Ltd (ASX:FTC) » Definitions » Effective Interest Rate on Debt %
Comparable Companies
ASX:XPN ASX:ADS MSFT ORCL PLTR PANW CRWD FTNT SNPS XAMS:ADYEN NET CRWV ZS XYZ VRSN GDDY IOT CHKP TOST CPAY
Traded in Other Exchanges
N/A
Address
1701, Block B2, No.15 KeYuan Road, KeXing Science Park, Nanshan District, Shenzhen, CHN, 518000
Website
https://www.ttg.hk
FinTech Chain Ltd is a provider of Integrated Payment Acquiring infrastructure for banks and Industry Application Solutions. The Company's operating activities are attributable to a single operating segment as the revenue is derived from interconnected services of T-LinxTM SaaS platform including SaaS cloud service, SaaS for hardware IoT and SaaS for rights/interests/points/marketing/promotion. Geographically, it derives a majority of its revenue from PRC. It serves banking, catering, department store, community, tourism, and retail industries. Its product portfolio includes Prepaid Cards, Integrated Payment Systems, POS P, BIN-Based Promotion Tools, Transaction E-Authentication, Digital Community Service, T-Linx Cloud Service, T-PAD, TL-008/009, and others.