NBTB (NBT Bancorp) Float Percentage Of Total Shares Outstanding: 73.23% (As of Jul. 06, 2026)


NBTB NBT Bancorp Inc NBTB
69 GF Score
Price $50.08
GF Value $46.43
Valuation Fairly Valued
! 3 Warning Signs
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What is NBT Bancorp Float Percentage Of Total Shares Outstanding?

NBT Bancorp NBTB 69 Float Percentage Of Total Shares Outstanding is 73.23% as of Jul. 06, 2026. GuruFocus rates NBTB with a GF Score™ of 69/100 and a GF Value™ of $46.43 (Fairly Valued). The stock has 3 warning signs investors should review.

Float percentage of total shares outstanding is the percentage of float shares relative to the total shares outstanding. As of today, NBT Bancorp's float shares is 38.09 Mil. NBT Bancorp's total shares outstanding is 52.01 Mil. NBT Bancorp's float percentage of total shares outstanding is 73.23%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, NBT Bancorp's Insider Ownership is 4.21%.

Institutional Ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, NBT Bancorp's Institutional Ownership is 75.33%.

NBTB
69GF Score
NBT Bancorp Inc NBTB
Float Percentage Of Total Shares Outstanding is just one metric. See GF Score™, valuation, warning signs, and more.
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NBT Bancorp Float Percentage Of Total Shares Outstanding Calculation

It is the percentage of float shares out of the total shares outstanding.

NBT Bancorp's Float Percentage of Total Shares Outstanding for today is calculated as follows:

Float Percentage of Total Shares Outstanding=Float Shares/Total Shares Outstanding
=38.09/52.01
=73.23%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Float Percentage Of Total Shares Outstanding of 73.23% mean?
NBT Bancorp (NBTB) has a Float Percentage Of Total Shares Outstanding of 73.23% as of Jul. 06, 2026. Float percent of shares outstanding equals the percent of float shares relative to total shares. View historical data on NBT Bancorp and its competitors.
Is NBT Bancorp's Float Percentage Of Total Shares Outstanding too high?
NBT Bancorp's current Float Percentage Of Total Shares Outstanding is 73.23%. Overall, NBT Bancorp has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does NBT Bancorp's Float Percentage Of Total Shares Outstanding compare to TBBK and BBT?
NBT Bancorp's Float Percentage Of Total Shares Outstanding of 73.23% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Float Percentage Of Total Shares Outstanding for a Banks company?
A good Float Percentage Of Total Shares Outstanding depends on the Banks industry context. However, Float Percentage Of Total Shares Outstanding should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Float Percentage Of Total Shares Outstanding mean?
A high Float Percentage Of Total Shares Outstanding can signal that a stock is expensive relative to its fundamentals. Float percent of shares outstanding equals the percent of float shares relative to total shares. View historical data on NBT Bancorp and its competitors. NBT Bancorp's current Float Percentage Of Total Shares Outstanding is 73.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NBT Bancorp stock overvalued right now?
Based on GuruFocus' analysis, NBT Bancorp (NBTB) is currently considered Fairly Valued. The stock's GF Value™ is $46.43, compared to a current price of $50.08 — trading 7.9% above its estimated fair value. The current Float Percentage Of Total Shares Outstanding is 73.23%. NBT Bancorp's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Float Percentage Of Total Shares Outstanding calculated?
Float Percentage Of Total Shares Outstanding is calculated from a company's financial statements. For NBT Bancorp (NBTB), the current Float Percentage Of Total Shares Outstanding is 73.23% as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NBT Bancorp (NBTB) Overvalued in 2026?

Based on GuruFocus' analysis, NBT Bancorp stock appears to be overvalued. The current stock price of $50.08 is trading 7.9% above its estimated GF Value™ of $46.43. GuruFocus considers NBT Bancorp to be Fairly Valued.

Key valuation signals for NBTB:

  • Float Percentage Of Total Shares Outstanding: 73.23%
  • GF Value™: $46.43 vs. price of $50.08 (7.9% above fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the NBTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NBT Bancorp Business Description

Address 52 South Broad Street, Norwich, NY, USA, 13815
NBT Bancorp Inc is a financial holding company that operates through its subsidiaries. The company's principal sources of revenue include management fees and dividends it receives through its subsidiaries. Its business, predominantly conducted through NBT Bank, consists of providing commercial banking, retail banking, and wealth management services to customers in its market area, which includes upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. The company's reportable segments are Banking and Retirement Plan Administration. A majority of its revenue is generated from the Banking segment.
69GF Score

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Float Percentage Of Total Shares Outstanding is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.08
Price
$46.43
GF Value