NBTB (NBT Bancorp) EBITDA Margin %


NBTB NBT Bancorp Inc NBTB
69 GF Score
Price $49.26
GF Value $46.34
Valuation Fairly Valued
! 3 Warning Signs
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What is NBT Bancorp EBITDA Margin %?

EBITDA Margin % does not apply to banks.

NBTB
69GF Score
NBT Bancorp Inc NBTB
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is NBT Bancorp (NBTB) Overvalued in 2026?

Based on GuruFocus' analysis, NBT Bancorp stock appears to be overvalued. The current stock price of $49.26 is trading 6.3% above its estimated GF Value™ of $46.34. GuruFocus considers NBT Bancorp to be Fairly Valued.

Key valuation signals for NBTB:

  • EBITDA Margin %:
  • GF Value™: $46.34 vs. price of $49.26 (6.3% above fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the NBTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NBT Bancorp Business Description

Address 52 South Broad Street, Norwich, NY, USA, 13815
NBT Bancorp Inc is a financial holding company that operates through its subsidiaries. The company's principal sources of revenue include management fees and dividends it receives through its subsidiaries. Its business, predominantly conducted through NBT Bank, consists of providing commercial banking, retail banking, and wealth management services to customers in its market area, which includes upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. The company's reportable segments are Banking and Retirement Plan Administration. A majority of its revenue is generated from the Banking segment.
69GF Score

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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$49.26
Price
$46.34
GF Value