NBTB (NBT Bancorp) Treasury Stock: $-193.5 Mil (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NBTB NBT Bancorp Inc NBTB
67 GF Score
Price $52.63
GF Value $46.60
Valuation Modestly Overvalued
! 5 Warning Signs
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What is NBT Bancorp Treasury Stock?

NBT Bancorp NBTB -0.47% 67 Treasury Stock is $-193.5 Mil as of Mar. 2026. GuruFocus rates NBTB with a GF Score™ of 67/100 and a GF Value™ of $46.60 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Treasury stock is the portion of shares that a company keeps in their own treasury. NBT Bancorp's treasury stock for the quarter that ended in Mar. 2026 was $-193.5 Mil.

Treasury stock may have come from a repurchase or buyback from shareholders; or it may have never been issued to the public in the first place.

NBT Bancorp Treasury Stock Historical Data

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The historical data trend for NBT Bancorp's Treasury Stock can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NBT Bancorp Treasury Stock Chart

NBT Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Treasury Stock
Get a 7-Day Free Trial Premium Member Only Premium Member Only -159.88 -173.20 -176.69 -175.32 -183.41

NBT Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Treasury Stock Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -174.39 -173.34 -183.41 -193.52 0.00
NBTB
67GF Score
NBT Bancorp Inc NBTB
Treasury Stock is just one metric. See GF Score™, valuation, warning signs, and more.
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NBT Bancorp Treasury Stock Calculation

The portion of shares that a company keeps in their own treasury. Treasury stock may have come from a repurchase or buyback from shareholders; or it may have never been issued to the public in the first place. These shares don't pay dividends, have no voting rights, and should not be included in shares outstanding calculations.

Frequently Asked Questions Learn more about Treasury Stock →
What does a Treasury Stock of $-193.5 Mil mean?
NBT Bancorp (NBTB) has a Treasury Stock of $-193.5 Mil as of Mar. 2026. Treasury stock is a contra-equity item that records the amount of stock not issued to shareholders. View historical data for NBT Bancorp and its competitors.
Is NBT Bancorp's Treasury Stock too high?
NBT Bancorp's current Treasury Stock is $-193.5 Mil. Overall, NBT Bancorp has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NBT Bancorp's Treasury Stock compare to FRME and TRMK?
NBT Bancorp's Treasury Stock of $-193.5 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Treasury Stock for a Banks company?
A good Treasury Stock depends on the Banks industry context. However, Treasury Stock should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Treasury Stock mean?
A high Treasury Stock can signal that a stock is expensive relative to its fundamentals. Treasury stock is a contra-equity item that records the amount of stock not issued to shareholders. View historical data for NBT Bancorp and its competitors. NBT Bancorp's current Treasury Stock is $-193.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NBT Bancorp stock overvalued right now?
Based on GuruFocus' analysis, NBT Bancorp (NBTB) is currently considered Modestly Overvalued. The stock's GF Value™ is $46.60, compared to a current price of $52.63 — trading 12.9% above its estimated fair value. The current Treasury Stock is $-193.5 Mil. NBT Bancorp's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Treasury Stock calculated?
Treasury Stock is calculated from a company's financial statements. For NBT Bancorp (NBTB), the current Treasury Stock is $-193.5 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NBT Bancorp (NBTB) Overvalued in 2026?

Based on GuruFocus' analysis, NBT Bancorp stock appears to be overvalued. The current stock price of $52.63 is trading 12.9% above its estimated GF Value™ of $46.60. GuruFocus considers NBT Bancorp to be Modestly Overvalued.

Key valuation signals for NBTB:

  • Treasury Stock: $-193.5 Mil
  • GF Value™: $46.60 vs. price of $52.63 (12.9% above fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the NBTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NBT Bancorp Business Description

Address 52 South Broad Street, Norwich, NY, USA, 13815
NBT Bancorp Inc is a financial holding company that operates through its subsidiaries. The company's principal sources of revenue include management fees and dividends it receives through its subsidiaries. Its business, predominantly conducted through NBT Bank, consists of providing commercial banking, retail banking, and wealth management services to customers in its market area, which includes upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. The company's reportable segments are Banking and Retirement Plan Administration. A majority of its revenue is generated from the Banking segment.
67GF Score

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Treasury Stock is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$52.63
Price
$46.60
GF Value