HRBK (Harbor Bankshares) Forward Dividend Yield %: 0.00% (As of Aug. 03, 2026)

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Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HRBK Harbor Bankshares Corp HRBK
65 GF Score
Price $27.80
GF Value $17.91
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Harbor Bankshares Forward Dividend Yield %?

Harbor Bankshares HRBK 65 Forward Dividend Yield % is 0.00% as of Aug. 03, 2026. GuruFocus rates HRBK with a GF Score™ of 65/100 and a GF Value™ of $17.91 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,242 Banks companies, Harbor Bankshares ranks worse than 80515.22% on this metric.

As of today (2026-08-03), the Forward Annual Dividend Yield of Harbor Bankshares is 0.00%.

As of today (2026-08-03), the Trailing Annual Dividend Yield of Harbor Bankshares is 0.00%.

HRBK's Forward Dividend Yield % is not ranked *
in the Banks industry.
Industry Median: 3.09
* Ranked among companies with meaningful Forward Dividend Yield % only.

Harbor Bankshares's Dividends per Share for the six months ended in Dec. 2025 was $0.00.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Harbor Bankshares was 17.00% per year. The lowest was 17.00% per year. And the median was 17.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.


Harbor Bankshares  (OTCPK:HRBK) Forward Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


Harbor Bankshares Forward Dividend Yield % Related Terms


HRBK vs OTTW, PCLB, GNRV: Forward Dividend Yield % Comparison

For the Banks - Regional subindustry, Harbor Bankshares's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Harbor Bankshares Forward Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Harbor Bankshares's Forward Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Harbor Bankshares's Forward Dividend Yield % falls into.


HRBK
65GF Score
Harbor Bankshares Corp HRBK
Forward Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Harbor Bankshares Forward Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

What does a Forward Dividend Yield % of 0.00% mean?
Harbor Bankshares (HRBK) has a Forward Dividend Yield % of 0.00% as of Aug. 03, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Harbor Bankshares and its competitors. According to the industry distribution chart, Harbor Bankshares ranks #999999 out of 1242 companies in the Banks industry.
Is Harbor Bankshares' Forward Dividend Yield % too high?
Harbor Bankshares' current Forward Dividend Yield % is 0.00%. Based on the distribution chart, Harbor Bankshares ranks #999999 out of 1242 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Harbor Bankshares has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Harbor Bankshares' Forward Dividend Yield % compare to OTTW and PCLB?
According to the Banks industry distribution chart, Harbor Bankshares ranks #999999 out of 1242 companies for Forward Dividend Yield %. This places Harbor Bankshares in the lower half of its industry. The industry median Forward Dividend Yield % is 3.09. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.09, based on 1,242 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Harbor Bankshares and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Harbor Bankshares's current Forward Dividend Yield % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harbor Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Harbor Bankshares (HRBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $17.91, compared to a current price of $27.80 — trading 55.2% above its estimated fair value. The current Forward Dividend Yield % is 0.00%. Harbor Bankshares' overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For Harbor Bankshares (HRBK), the current Forward Dividend Yield % is 0.00% as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Harbor Bankshares (HRBK) Overvalued in 2026?

Based on GuruFocus' analysis, Harbor Bankshares stock appears to be overvalued. The current stock price of $27.80 is trading 55.2% above its estimated GF Value™ of $17.91. GuruFocus considers Harbor Bankshares to be Significantly Overvalued.

Key valuation signals for HRBK:

  • Forward Dividend Yield %: 0.00%
  • GF Value™: $17.91 vs. price of $27.80 (55.2% above fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the HRBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Harbor Bankshares Business Description

Address 25 West Fayette Street, Baltimore, MD, USA, 21201
Harbor Bankshares Corp is a bank holding company. The Bank is a commercial bank. The deposits of the Bank are insured up to statutory limits by the Federal Deposit Insurance Corporation (FDIC). The Bank conducts general banking business in locations and mainly serves the Baltimore, Maryland, metropolitan area. It offers checking, savings and time deposits, commercial real estate, personal, home improvement, automobiles, and other installment and term loans. The Bank is also a member of a national ATM network. The retail nature of the Bank allows for diversification of depositors and borrowers, which limits its dependency upon a single or a few customers. Its activities include providing private capital to businesses through loans and principal investments.
65GF Score

Get the complete analysis for HRBK

Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.80
Price
$17.91
GF Value