HRBK (Harbor Bankshares) 3-Month Share Buyback Ratio: 0.00% (As of Dec. 2025 )

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Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HRBK Harbor Bankshares Corp HRBK
65 GF Score
Price $26.19
GF Value $18.15
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Harbor Bankshares 3-Month Share Buyback Ratio?

Harbor Bankshares HRBK 65 3-Month Share Buyback Ratio is 0.00 as of Dec. 2025. GuruFocus rates HRBK with a GF Score™ of 65/100 and a GF Value™ of $18.15 (Significantly Overvalued). The stock has 1 warning sign investors should review.

3-Month Share Buyback Ratio only apply to companies whose reporting frequency is 3 months.

HRBK
65GF Score
Harbor Bankshares Corp HRBK
3-Month Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a 3-Month Share Buyback Ratio of 0.00 mean?
Harbor Bankshares (HRBK) has a 3-Month Share Buyback Ratio of 0.00 as of Dec. 2025. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Harbor Bankshares and its competitors.
Is Harbor Bankshares' 3-Month Share Buyback Ratio too high?
Harbor Bankshares' current 3-Month Share Buyback Ratio is 0.00. Overall, Harbor Bankshares has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Harbor Bankshares' 3-Month Share Buyback Ratio compare to CDAB and ECLP?
Harbor Bankshares' 3-Month Share Buyback Ratio of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Month Share Buyback Ratio for a Banks company?
A good 3-Month Share Buyback Ratio depends on the Banks industry context. However, 3-Month Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Month Share Buyback Ratio mean?
A high 3-Month Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Harbor Bankshares and its competitors. Harbor Bankshares's current 3-Month Share Buyback Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harbor Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Harbor Bankshares (HRBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $18.15, compared to a current price of $26.19 — trading 44.3% above its estimated fair value. The current 3-Month Share Buyback Ratio is 0.00. Harbor Bankshares' overall GF Score™ is 65/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Month Share Buyback Ratio calculated?
3-Month Share Buyback Ratio is calculated from a company's financial statements. For Harbor Bankshares (HRBK), the current 3-Month Share Buyback Ratio is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Harbor Bankshares (HRBK) Overvalued in 2026?

Based on GuruFocus' analysis, Harbor Bankshares stock appears to be overvalued. The current stock price of $26.19 is trading 44.3% above its estimated GF Value™ of $18.15. GuruFocus considers Harbor Bankshares to be Significantly Overvalued.

Key valuation signals for HRBK:

  • 3-Month Share Buyback Ratio: 0.00
  • GF Value™: $18.15 vs. price of $26.19 (44.3% above fair value)
  • GF Score™: 65/100 with 1 warning sign

No single metric tells the full story. See the HRBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Harbor Bankshares Business Description

Address 25 West Fayette Street, Baltimore, MD, USA, 21201
Harbor Bankshares Corp is a bank holding company. The Bank is a commercial bank. The deposits of the Bank are insured up to statutory limits by the Federal Deposit Insurance Corporation (FDIC). The Bank conducts general banking business in locations and mainly serves the Baltimore, Maryland, metropolitan area. It offers checking, savings and time deposits, commercial real estate, personal, home improvement, automobiles, and other installment and term loans. The Bank is also a member of a national ATM network. The retail nature of the Bank allows for diversification of depositors and borrowers, which limits its dependency upon a single or a few customers. Its activities include providing private capital to businesses through loans and principal investments.
65GF Score

Get the complete analysis for HRBK

3-Month Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.19
Price
$18.15
GF Value