HRBK (Harbor Bankshares) Total Liabilities: $292.87 Mil (As of Dec. 2025)

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HRBK Harbor Bankshares Corp HRBK
65 GF Score
Price $27.80
GF Value $17.91
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Harbor Bankshares Total Liabilities?

Harbor Bankshares HRBK 65 Total Liabilities is $292.87 Mil as of Dec. 2025. GuruFocus rates HRBK with a GF Score™ of 65/100 and a GF Value™ of $17.91 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Harbor Bankshares's Total Liabilities for the quarter that ended in Dec. 2025 was $292.87 Mil.

Harbor Bankshares's quarterly Total Liabilities declined from Dec. 2023 ($294.48 Mil) to Dec. 2024 ($294.15 Mil) and declined from Dec. 2024 ($294.15 Mil) to Dec. 2025 ($292.87 Mil).

Harbor Bankshares's annual Total Liabilities declined from Dec. 2023 ($294.48 Mil) to Dec. 2024 ($294.15 Mil) and declined from Dec. 2024 ($294.15 Mil) to Dec. 2025 ($292.87 Mil).

Harbor Bankshares Total Liabilities Historical Data

* Premium members only.

The historical data trend for Harbor Bankshares's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Harbor Bankshares Total Liabilities Chart

Harbor Bankshares Annual Data
Trend Dec03 Dec04 Dec05 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 314.30 299.72 294.48 294.15 292.87

Harbor Bankshares Semi-Annual Data
Dec95 Dec96 Dec97 Dec98 Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 314.30 299.72 294.48 294.15 292.87
HRBK
65GF Score
Harbor Bankshares Corp HRBK
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Harbor Bankshares Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Harbor Bankshares's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=392.987-100.115
=292.87

Harbor Bankshares's Total Liabilities for the quarter that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (Q: Dec. 2025 )-Total Equity (Q: Dec. 2025 )
=392.987-100.115
=292.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $292.87 Mil mean?
Harbor Bankshares (HRBK) has a Total Liabilities of $292.87 Mil as of Dec. 2025. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Harbor Bankshares and its competitors.
Is Harbor Bankshares' Total Liabilities too high?
Harbor Bankshares' current Total Liabilities is $292.87 Mil. Overall, Harbor Bankshares has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Harbor Bankshares' Total Liabilities compare to OTTW and PCLB?
Harbor Bankshares' Total Liabilities of $292.87 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Harbor Bankshares and its competitors. Harbor Bankshares's current Total Liabilities is $292.87 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harbor Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Harbor Bankshares (HRBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $17.91, compared to a current price of $27.80 — trading 55.2% above its estimated fair value. The current Total Liabilities is $292.87 Mil. Harbor Bankshares' overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Harbor Bankshares (HRBK), the current Total Liabilities is $292.87 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Harbor Bankshares (HRBK) Overvalued in 2026?

Based on GuruFocus' analysis, Harbor Bankshares stock appears to be overvalued. The current stock price of $27.80 is trading 55.2% above its estimated GF Value™ of $17.91. GuruFocus considers Harbor Bankshares to be Significantly Overvalued.

Key valuation signals for HRBK:

  • Total Liabilities: $292.87 Mil
  • GF Value™: $17.91 vs. price of $27.80 (55.2% above fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the HRBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Harbor Bankshares Business Description

Address 25 West Fayette Street, Baltimore, MD, USA, 21201
Harbor Bankshares Corp is a bank holding company. The Bank is a commercial bank. The deposits of the Bank are insured up to statutory limits by the Federal Deposit Insurance Corporation (FDIC). The Bank conducts general banking business in locations and mainly serves the Baltimore, Maryland, metropolitan area. It offers checking, savings and time deposits, commercial real estate, personal, home improvement, automobiles, and other installment and term loans. The Bank is also a member of a national ATM network. The retail nature of the Bank allows for diversification of depositors and borrowers, which limits its dependency upon a single or a few customers. Its activities include providing private capital to businesses through loans and principal investments.
65GF Score

Get the complete analysis for HRBK

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.80
Price
$17.91
GF Value