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Harbor BanksharesHRBK 65 Market Cap is $33.85 Mil as of Aug. 03, 2026. GuruFocus rates HRBK with a GF Score™ of 65/100 and a GF Value™ of $17.91 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,542 Banks companies, Harbor Bankshares ranks worse than 93.39% on this metric.
Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Harbor Bankshares's share price for the quarter that ended in Dec. 2025 was $19. Harbor Bankshares's Shares Outstanding (EOP) for the quarter that ended in Dec. 2025 was 1.22 Mil. Therefore, Harbor Bankshares's market cap for the quarter that ended in Dec. 2025 was $23.14 Mil.
Harbor Bankshares's quarterly market cap
increased
from Dec. 2023 ($11.99 Mil) to Dec. 2024 ($15.75 Mil) and
increased
from Dec. 2024 ($15.75 Mil) to Dec. 2025 ($23.14 Mil).
Harbor Bankshares's annual market cap
increased
from Dec. 2023 ($11.99 Mil) to Dec. 2024 ($15.75 Mil) and
increased
from Dec. 2024 ($15.75 Mil) to Dec. 2025 ($23.14 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Harbor Bankshares's Enterprise Value for Today is $86.19 Mil.
Harbor Bankshares (OTCPK:HRBK) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Harbor Bankshares Market Cap Related Terms
Harbor Bankshares Market Cap Historical Data
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The historical data trend for Harbor Bankshares's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Harbor Bankshares's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Harbor Bankshares Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, Harbor Bankshares's Market Cap distribution charts can be found below:
* The bar in red indicates where Harbor Bankshares's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
Harbor Bankshares's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Harbor Bankshares (HRBK) has a Market Cap of $33.85 Mil as of Aug. 03, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Harbor Bankshares and its competitors. According to the industry distribution chart, Harbor Bankshares ranks #1440 out of 1542 companies in the Banks industry, placing it in the top 93.4%.
Is Harbor Bankshares' Market Cap too high?
Harbor Bankshares' current Market Cap is $33.85 Mil. The Banks industry median Market Cap is 731.81. Harbor Bankshares' value of $33.85 Mil is 95.4% below this industry median. Based on the distribution chart, Harbor Bankshares ranks #1440 out of 1542 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Harbor Bankshares has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Harbor Bankshares' Market Cap compare to OTTW and PCLB?
According to the Banks industry distribution chart, Harbor Bankshares ranks #1440 out of 1542 companies for Market Cap. This places Harbor Bankshares in the lower half of its industry. The industry median Market Cap is 731.81. Harbor Bankshares' value of $33.85 Mil is 95.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 731.81, based on 1,542 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Harbor Bankshares's current Market Cap of $33.85 Mil is 95.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Harbor Bankshares and its competitors. For the Banks industry, the median Market Cap is 731.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Harbor Bankshares's current Market Cap is $33.85 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harbor Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Harbor Bankshares (HRBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $17.91, compared to a current price of $27.80 — trading 55.2% above its estimated fair value. The current Market Cap is $33.85 Mil and 95.4% below the Banks industry median of 731.81. Harbor Bankshares' overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Harbor Bankshares (HRBK), the current Market Cap is $33.85 Mil as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Harbor Bankshares (HRBK) Overvalued in 2026?
Based on GuruFocus' analysis, Harbor Bankshares stock appears to be overvalued.
The current stock price of $27.80 is trading 55.2% above its estimated GF Value™ of $17.91.
GuruFocus considers Harbor Bankshares to be Significantly Overvalued.
Key valuation signals for HRBK:
Market Cap: $33.85 Mil
GF Value™: $17.91 vs. price of $27.80 (55.2% above fair value)
Industry Position: 95.4% below the Banks median (#1440 of 1542)
No single metric tells the full story. See the HRBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Harbor Bankshares Corp is a bank holding company. The Bank is a commercial bank. The deposits of the Bank are insured up to statutory limits by the Federal Deposit Insurance Corporation (FDIC). The Bank conducts general banking business in locations and mainly serves the Baltimore, Maryland, metropolitan area. It offers checking, savings and time deposits, commercial real estate, personal, home improvement, automobiles, and other installment and term loans. The Bank is also a member of a national ATM network. The retail nature of the Bank allows for diversification of depositors and borrowers, which limits its dependency upon a single or a few customers. Its activities include providing private capital to businesses through loans and principal investments.
65GF Score
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