PSTVY (Postalvings Bank Of China Co) Forward Dividend Yield %: 5.00% (As of Jul. 21, 2026)

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Director of Data and Quant Analytics at GuruFocus
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PSTVY Postal Savings Bank Of China Co Ltd PSTVY
66 GF Score
Price $12.45
GF Value $12.70
Valuation Fairly Valued
! 4 Warning Signs
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What is Postalvings Bank Of China Co Forward Dividend Yield %?

Postalvings Bank Of China Co PSTVY 66 Forward Dividend Yield % is 5.00% as of Jul. 21, 2026. GuruFocus rates PSTVY with a GF Score™ of 66/100 and a GF Value™ of $12.70 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,237 Banks companies, Postalvings Bank Of China Co ranks better than 76.07% on this metric.

As of today (2026-07-21), the Forward Annual Dividend Yield of Postalvings Bank Of China Co is 5.00%.

As of today (2026-07-21), the Trailing Annual Dividend Yield of Postalvings Bank Of China Co is 5.00%.

PSTVY's Forward Dividend Yield % is ranked better than
76.07% of 1237 companies
in the Banks industry
Industry Median: 3.13 vs PSTVY: 5.00

Postalvings Bank Of China Co's Dividends per Share for the three months ended in Dec. 2025 was $0.34.

During the past 12 months, Postalvings Bank Of China Co's average Dividends Per Share Growth Rate was -41.00% per year. During the past 3 years, the average Dividends Per Share Growth Rate was -1.80% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 5.60% per year.

During the past 11 years, the highest 3-Year average Dividends Per Share Growth Rate of Postalvings Bank Of China Co was 42.20% per year. The lowest was -1.80% per year. And the median was 11.85% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.


Postalvings Bank Of China Co  (OTCPK:PSTVY) Forward Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


Postalvings Bank Of China Co Forward Dividend Yield % Related Terms


Postalvings Bank Of China Co Forward Dividend Yield % Competitor Comparison

For the Banks - Regional subindustry, Postalvings Bank Of China Co's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Postalvings Bank Of China Co Forward Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Postalvings Bank Of China Co's Forward Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Postalvings Bank Of China Co's Forward Dividend Yield % falls into.


PSTVY
66GF Score
Postal Savings Bank Of China Co Ltd PSTVY
Forward Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Postalvings Bank Of China Co Forward Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

Postalvings Bank Of China Co Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.2757362026-07-062026-07-062026-09-02Cash Dividendsemi-annuallyUSD:USD 1.000000
USD 0.3463392026-01-022026-01-022026-03-02Cash Dividendsemi-annuallyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Postalvings Bank Of China Co's Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=0.551472/12.45
=4.43 %

Current Share Price is $12.45.
Postalvings Bank Of China Co's Dividends per Share for the forward twelve months is calculated as $0.275736 * 2 = $0.551472.

Postalvings Bank Of China Co's Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=0.622075/12.45
=5.00 %

Current Share Price is $12.45.
Postalvings Bank Of China Co's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.622075.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Forward Dividend Yield % of 5.00% mean?
Postalvings Bank Of China Co (PSTVY) has a Forward Dividend Yield % of 5.00% as of Jul. 21, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Postalvings Bank Of China Co and its competitors. According to the industry distribution chart, Postalvings Bank Of China Co ranks #296 out of 1237 companies in the Banks industry, placing it in the top 23.9%.
Is Postalvings Bank Of China Co's Forward Dividend Yield % too high?
Postalvings Bank Of China Co's current Forward Dividend Yield % is 5.00%. The Banks industry median Forward Dividend Yield % is 3.13. Postalvings Bank Of China Co's value of 5.00% is 59.7% above this industry median. Based on the distribution chart, Postalvings Bank Of China Co ranks #296 out of 1237 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Postalvings Bank Of China Co has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Postalvings Bank Of China Co's Forward Dividend Yield % compare to competitors?
According to the Banks industry distribution chart, Postalvings Bank Of China Co ranks #296 out of 1237 companies for Forward Dividend Yield %. This places Postalvings Bank Of China Co in the top 24% of its industry — outperforming the majority of peers. The industry median Forward Dividend Yield % is 3.13. Postalvings Bank Of China Co's value of 5.00% is 59.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.13, based on 1,237 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Postalvings Bank Of China Co's current Forward Dividend Yield % of 5.00% is 59.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Postalvings Bank Of China Co and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Postalvings Bank Of China Co's current Forward Dividend Yield % is 5.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Postalvings Bank Of China Co stock overvalued right now?
Based on GuruFocus' analysis, Postalvings Bank Of China Co (PSTVY) is currently considered Fairly Valued. The stock's GF Value™ is $12.70, compared to a current price of $12.45 — trading 2% below its estimated fair value. The current Forward Dividend Yield % is 5.00% and 59.7% above the Banks industry median of 3.13. Postalvings Bank Of China Co's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For Postalvings Bank Of China Co (PSTVY), the current Forward Dividend Yield % is 5.00% as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Postalvings Bank Of China Co (PSTVY) Overvalued in 2026?

Based on GuruFocus' analysis, Postalvings Bank Of China Co stock appears to be undervalued. The current stock price of $12.45 is trading 2% below its estimated GF Value™ of $12.70. GuruFocus considers Postalvings Bank Of China Co to be Fairly Valued.

Key valuation signals for PSTVY:

  • Forward Dividend Yield %: 5.00%
  • GF Value™: $12.70 vs. price of $12.45 (2% below fair value)
  • GF Score™: 66/100 with 4 warning signs
  • Industry Position: 59.7% above the Banks median (#296 of 1237)

No single metric tells the full story. See the PSTVY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Postalvings Bank Of China Co Business Description

Address No. 3 Financial Street, Xicheng District, Beijing, CHN, 100808
Postal Savings Bank of China Co Ltd is a banking group conducting its operating activities in the People's Republic of China (PRC), and the principal activities include: personal and corporate financial services, treasury operations, and other business activities. The Group's main operating segments are: Personal banking, Corporate banking, Treasury, and Others. The majority of its revenue is generated from the Personal and Corporate banking businesses, which provide various financial products and services to individuals, corporations, government agencies, and financial institutions. The various services offered include current account settlement, deposits, personal loans, credit cards and debit cards, foreign currency, and wealth management products, etc.
66GF Score

Get the complete analysis for PSTVY

Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.45
Price
$12.70
GF Value