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During the past 12 months, Postalvings Bank Of China Co's average EPS without NRIGrowth Rate was -6.70% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was -5.30% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was -1.60% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 4.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.
During the past 11 years, Postalvings Bank Of China Co's highest 3-Year average EPS without NRI Growth Rate was 10.90% per year. The lowest was -5.30% per year. And the median was 6.10% per year.
Postalvings Bank Of China Co (OTCPK:PSTVY) EPS (Diluted) Explanation
EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Postalvings Bank Of China Co EPS (Diluted) Related Terms
Postalvings Bank Of China Co EPS (Diluted) Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Postalvings Bank Of China Co EPS (Diluted) Competitor Comparison
For the Banks - Regional subindustry, Postalvings Bank Of China Co's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Postalvings Bank Of China Co PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Postalvings Bank Of China Co's PE Ratio distribution charts can be found below:
* The bar in red indicates where Postalvings Bank Of China Co's PE Ratio falls into.
Postalvings Bank Of China Co EPS (Diluted) Calculation
EPS (Diluted) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Diluted EPS takes into account all of the outstanding dilutive securities that could potentially be exercised (such as stock options and convertible preferred stock) and shows how such an action would impact earnings per share.
EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.04
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Postalvings Bank Of China Co (PSTVY) has a EPS (Diluted) of $2.04 as of Dec. 2025. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Postalvings Bank Of China Co and its competitors.
Is Postalvings Bank Of China Co's EPS (Diluted) too high?
Postalvings Bank Of China Co's current EPS (Diluted) is $2.04. Overall, Postalvings Bank Of China Co has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Postalvings Bank Of China Co's EPS (Diluted) compare to competitors?
Postalvings Bank Of China Co's EPS (Diluted) of $2.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Diluted) for a Banks company?
A good EPS (Diluted) depends on the Banks industry context. However, EPS (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Diluted) mean?
A high EPS (Diluted) can signal that a stock is expensive relative to its fundamentals. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on Postalvings Bank Of China Co and its competitors. Postalvings Bank Of China Co's current EPS (Diluted) is $2.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Postalvings Bank Of China Co stock overvalued right now?
Based on GuruFocus' analysis, Postalvings Bank Of China Co (PSTVY) is currently considered Fairly Valued. The stock's GF Value™ is $12.70, compared to a current price of $12.45 — trading 2% below its estimated fair value. The current EPS (Diluted) is $2.04. Postalvings Bank Of China Co's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Diluted) calculated?
EPS (Diluted) is calculated from a company's financial statements. For Postalvings Bank Of China Co (PSTVY), the current EPS (Diluted) is $2.04 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Postalvings Bank Of China Co (PSTVY) Overvalued in 2026?
Based on GuruFocus' analysis, Postalvings Bank Of China Co stock appears to be undervalued.
The current stock price of $12.45 is trading 2% below its estimated GF Value™ of $12.70.
GuruFocus considers Postalvings Bank Of China Co to be Fairly Valued.
Key valuation signals for PSTVY:
EPS (Diluted): $2.04
GF Value™: $12.70 vs. price of $12.45 (2% below fair value)
No single metric tells the full story. See the PSTVY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Postal Savings Bank of China Co Ltd is a banking group conducting its operating activities in the People's Republic of China (PRC), and the principal activities include: personal and corporate financial services, treasury operations, and other business activities. The Group's main operating segments are: Personal banking, Corporate banking, Treasury, and Others. The majority of its revenue is generated from the Personal and Corporate banking businesses, which provide various financial products and services to individuals, corporations, government agencies, and financial institutions. The various services offered include current account settlement, deposits, personal loans, credit cards and debit cards, foreign currency, and wealth management products, etc.
66GF Score
Get the complete analysis for PSTVY
EPS (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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